2027 Medicare Advantage Plans in Arizona by County
Explore 2027 Medicare Advantage plans in Arizona, including statewide plan availability, monthly premiums, maximum out-of-pocket limits, and CMS star ratings. Compare the most-enrolled PPO, HMO, and other options where available, or select a County to research plans offered in your local area.
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Arizona Medicare Advantage Plan Research and Facts
How do Medicare Advantage plans compare across Arizona in 2027? CMS data identifies 90 distinct plans statewide, excluding Special Needs Plans. Among them, 80 have no monthly plan premium, and the average premium across all plans is $6.57. The statewide average maximum out-of-pocket (MOOP) limit is $5,221.43. Plans with published CMS star ratings average 3.85 out of 5. Below, we break down the available PPO, HMO, HMO-POS, and PFFS plans separately, highlighting those with the highest reported beneficiary enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Arizona
For 2027, Arizona has 25 PPO Medicare Advantage plans, including 19 with a $0 monthly plan premium. The average monthly premium is $15.50, and the average maximum out-of-pocket (MOOP) limit is $6,421.56. Among rated PPO plans, the average CMS star rating is 3.82 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H2406-076-0 | AARP Medicare Advantage from UHC AZ-0010 | $0.00 | $7,150 | 4.0 / 5 | 21,414 |
| Humana | H5216-435-1 | Humana Essentials Plus Giveback | $0.00 | $7,850 | 4.0 / 5 | 11,347 |
| Humana | H5216-436-1 | Humana USAA Honor Giveback | $0.00 | $5,150 | 4.0 / 5 | 10,251 |
| Humana | H7617-051-0 | Humana Essentials Plus Giveback | $0.00 | $6,100 | 4.5 / 5 | 9,613 |
| Humana | H5216-263-0 | HumanaChoice H5216-263 | $0.00 | $5,999 | 4.0 / 5 | 8,207 |
| Humana | H5216-371-0 | HumanaChoice Giveback H5216-371 | $0.00 | $6,100 | 4.0 / 5 | 7,394 |
| UnitedHealthcare | H2406-062-0 | AARP Medicare Advantage from UHC AZ-0007 | $0.00 | $7,150 | 4.0 / 5 | 7,109 |
| Aetna Medicare | H5521-554-0 | Aetna Medicare Signature | $0.00 | $7,150 | 4.0 / 5 | 7,088 |
| Humana | H5216-224-0 | HumanaChoice H5216-224 | $16.80 | $4,150 | 4.0 / 5 | 6,998 |
| Humana | H5216-265-0 | HumanaChoice H5216-265 | $0.00 | $5,220 | 4.0 / 5 | 5,944 |
Most-Enrolled HMO Plans in Arizona
HMO Medicare Advantage plans account for 50 of the plans offered across Arizona in 2027. Of these, 49 have a $0 monthly plan premium. The average monthly premium is $0.98, with an average maximum out-of-pocket (MOOP) limit of $4,730.80. Rated HMO plans average 3.9 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| HealthSpring | H0354-028-0 | HealthSpring Preferred | $0.00 | $3,200 | 3.5 / 5 | 39,063 |
| Humana | H0028-074-1 | Humana Gold Plus H0028-074 | $0.00 | $3,400 | 4.5 / 5 | 34,588 |
| Blue Cross Blue Shield of Arizona (AZ Blue) | H0302-006-0 | Blue Best Life Classic | $0.00 | $3,550 | 3.5 / 5 | 31,637 |
| Humana | H0028-024-0 | Humana Gold Plus H0028-024 | $0.00 | $5,400 | 4.5 / 5 | 15,321 |
| Humana | H4461-056-0 | Humana Total Complete | $0.00 | $3,400 | 4.5 / 5 | 14,804 |
| Humana | H0028-074-2 | Humana Gold Plus H0028-074 | $0.00 | $2,550 | 4.5 / 5 | 11,872 |
| HealthSpring | H0354-029-0 | HealthSpring Preferred Savings | $0.00 | $4,450 | 3.5 / 5 | 9,774 |
| HealthSpring | H0354-030-0 | HealthSpring Preferred Extra Savings | $0.00 | $6,900 | 3.5 / 5 | 8,672 |
| Banner Medicare Advantage | H5843-001-0 | Banner Medicare Advantage Prime | $0.00 | $2,995 | 3.0 / 5 | 7,431 |
| Wellcare By Allwell | H0351-063-0 | Wellcare Simple | $0.00 | $2,500 | 3.5 / 5 | 7,300 |
Most-Enrolled HMO-POS Plans in Arizona
In 2027, Arizona offers 15 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 12 have a $0 monthly premium. The average monthly premium is $10.33, and the average maximum out-of-pocket (MOOP) limit is $4,856.67. The average CMS star rating among rated HMO-POS plans is 3.73 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| UnitedHealthcare | H0609-027-0 | AARP Medicare Advantage from UHC AZ-002P | $0.00 | $3,500 | 4.0 / 5 | 43,758 |
| UnitedHealthcare | H0609-025-0 | AARP Medicare Advantage Essentials from UHC AZ-1 | $0.00 | $2,800 | 4.0 / 5 | 28,031 |
| UnitedHealthcare | H0609-026-0 | AARP Medicare Advantage Essentials from UHC AZ-2 | $0.00 | $3,500 | 4.0 / 5 | 21,022 |
| UnitedHealthcare | H0609-046-0 | AARP Medicare Advantage Extras from UHC AZ-5 | $0.00 | $5,400 | 4.0 / 5 | 13,476 |
| UnitedHealthcare | H0609-045-0 | AARP Medicare Advantage Extras from UHC AZ-4 | $0.00 | $3,500 | 4.0 / 5 | 11,723 |
| UnitedHealthcare | H0609-044-0 | AARP Medicare Advantage from UHC AZ-0003 | $26.00 | $3,900 | 4.0 / 5 | 5,856 |
| UnitedHealthcare | H5253-035-0 | AARP Medicare Advantage from UHC AZ-0013 | $60.00 | $7,150 | 4.0 / 5 | 3,158 |
| UnitedHealthcare | H5253-036-0 | AARP Medicare Advantage from UHC AZ-0014 | $69.00 | $5,900 | 4.0 / 5 | 1,542 |
| Wellpoint | H1423-004-0 | Wellpoint Medicare Advantage 1 | $0.00 | $2,700 | 3.5 / 5 | 1,067 |
| Wellpoint | H1423-005-0 | Wellpoint Premium Savings | $0.00 | $3,400 | 3.5 / 5 | 510 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09
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Data sources and methodology documentation.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard.
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