2026 Medicare Advantage Plans in Pinal County, AZ
Last update: . Enrollment data updated: June 13, 2026
In Pinal County, AZ, there are 46 Medicare Advantage plans available for 2026. Of these, 40 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Pinal County, AZ. Or explore all Medicare Options available in Pinal County, AZ.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $5,500 | N/A | H5521-329-0 | |
| Aetna Medicare Elite | $0 | $5,000 | $615 | H5521-363-0 | |
| Aetna Medicare Signature | $0 | $6,350 | $615 | H5521-554-0 | |
| Aetna Medicare Value Care | $16 | $5,900 | $615 | H5521-649-0 | |
| HumanaChoice Giveback H7617-051 | $0 | $6,100 | $615 | H7617-051-0 | |
| Humana Essentials Plus Giveback H5216-435 | $0 | $7,850 | $0 | H5216-435-1 | |
| Humana USAA Honor Giveback | $0 | $5,150 | N/A | H5216-436-1 | |
| HumanaChoice Giveback H5216-371 | $0 | $6,100 | $615 | H5216-371-0 | |
| HumanaChoice H5216-034 | $114 | $7,900 | $615 | H5216-034-0 | |
| HumanaChoice H5216-224 | $11 | $4,150 | $400 | H5216-224-0 | |
| HumanaChoice H5216-265 | $0 | $4,990 | $615 | H5216-265-0 | |
| DEVOTED CHOICE 001 AZ | $0 | $5,900 | $595 | H6586-001-0 | |
| DEVOTED CHOICE MA ONLY 005 AZ | $0 | $5,900 | N/A | H6586-005-0 | |
| HealthSpring True Choice | $0 | $4,900 | $200 | H7849-065-0 | |
| HumanaChoice R7220-001 | $0 | $6,000 | N/A | R7220-001-0 | |
| HumanaChoice R7220-002 | $37 | $6,800 | $615 | R7220-002-0 |
What is the total number of PPO plans offered in Pinal?
Pinal County has 16 PPO plans for 2026, with 6,386 enrolled.
How much do PPO plans cost in Pinal?
The typical PPO premium in Pinal is $11.11, and 12 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 24
- Average Monthly Premium
- $1.83/mo
- Total HMO Enrollment
- 23,732
- $0 Premium HMO Plans
- 23
- Average MOOP
- $4,017
- Top HMO by Enrollment
- Humana Gold Plus H0028-074 (HMO) — 4,866 enrollees
- HMO Plans Without Drug Coverage
- 1
- What is the average monthly premium for HMO plans?
- HMO plans in Pinal cost $1.83 per month on average.
- Which HMO plan is most popular in Pinal?
- The most popular HMO plan in Pinal is Humana Gold Plus H0028-074 (HMO), with 4,866 enrollees.
- How many HMO plans in Pinal do not include drug coverage?
- There are 1 HMO plans in Pinal without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $4.33/mo
- Total HMO-POS Enrollment 12,019
- $0 Premium HMO-POS Plans 5
- Average MOOP $3,767
- Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS) — 4,640 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AZ-2 | $0 | $3,500 | $440 | H0609-026-0 | |
| AARP Medicare Advantage Extras from UHC AZ-5 | $0 | $4,200 | $520 | H0609-046-0 | |
| AARP Medicare Advantage from UHC AZ-0003 | $26 | $3,500 | $440 | H0609-044-0 | |
| AARP Medicare Advantage from UHC AZ-002P | $0 | $2,900 | $440 | H0609-027-0 | |
| Wellpoint Medicare Advantage | $0 | $3,000 | $200 | H1423-009-0 | |
| EternalHealth Valor Give Back | $0 | $5,500 | N/A | H3551-003-0 |
What is the total number of HMO-POS plans in Pinal?
There are 6 HMO-POS plans in 2026, covering 12,019 enrollees.
How much do HMO-POS plans cost in Pinal?
The average HMO-POS premium in Pinal is $4.33 per month, with 5 plans offering $0 premiums.
What is the leading HMO-POS plan in Pinal?
AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS) is the top HMO-POS in Pinal, with 4,640 enrollees.
What is the number of HMO-POS plans without Part D coverage in Pinal?
1 HMO-POS plans in Pinal do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Pinal County, AZ for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 14 | 33% |
| 3 Stars | 26 | 62% |
| Below 3 Stars | 2 | 5% |
| Not Rated | 4 | 9% |
| Average Rating | 3.7 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.