2026 Medicare Advantage Plans in Clay County, AR
Last update: . Enrollment data updated: May 2, 2026
Clay County, AR has 23 Medicare Advantage plans available in 2026. These include 18 plans with no monthly premium, and roughly 43% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clay County, AR. Or explore all Medicare Options available in Clay County, AR.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 8
- Average Monthly Premium $25.38/mo
- Total PPO Enrollment 129
- $0 Premium PPO Plans 5
- Average MOOP $6,788
- Top PPO by Enrollment AARP Medicare Advantage from UHC AR-0004 (PPO) — 57 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H7617-012-0 | |
| HumanaChoice H7617-007 | $47 | $9,250 | $615 | H7617-007-0 | |
| AARP Medicare Advantage from UHC AR-0004 | $0 | $6,200 | $520 | H1889-014-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HealthSpring True Choice | $0 | $7,250 | $300 | H7849-102-1 | |
| UHC Medicare Advantage AM-0002 | $106 | $9,250 | $600 | R3444-012-0 | |
| Humana USAA Honor Giveback | $0 | $5,500 | N/A | R1532-001-0 | |
| HumanaChoice R1532-002 | $50 | $7,450 | $615 | R1532-002-0 |
What is the most popular PPO plan in Clay?
AARP Medicare Advantage from UHC AR-0004 (PPO) is the top PPO in Clay, with 57 enrollees.
What is the number of PPO plans without Part D coverage in Clay?
There are 3 PPO plans in Clay without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $2.23/mo
- Total HMO Enrollment
- 208
- $0 Premium HMO Plans
- 3
- Average MOOP
- $5,488
- Top HMO by Enrollment
- HealthSpring Preferred (HMO) — 128 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| HealthSpring Courage | $0 | $4,500 | N/A | H4513-078-0 | |
| HealthSpring Preferred | $0 | $4,750 | $250 | H4513-038-0 | |
| BlueMedicare Independence | $9 | $6,200 | $615 | H6158-003-0 | |
| BlueMedicare Premier | $0 | $6,500 | $460 | H6158-001-0 |
What is the typical premium for HMO plans in Clay?
HMO plans in Clay cost $2.23 per month on average.
Which HMO plan do most beneficiaries choose in Clay?
The most popular HMO plan in Clay is HealthSpring Preferred (HMO), with 128 enrollees.
How many HMO options are offered without prescription drug coverage in Clay?
There are 1 HMO plans in Clay without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 11
- Average Monthly Premium $3.55/mo
- Total HMO-POS Enrollment 358
- $0 Premium HMO-POS Plans 10
- Average MOOP $6,700
- Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 130 enrollees
- HMO-POS Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC AR-1 | $0 | $5,700 | $440 | H2802-060-0 | |
| AARP Medicare Advantage Extras from UHC AR-7 | $0 | $6,700 | $440 | H2802-078-0 | |
| AARP Medicare Advantage from UHC AR-0002 | $39 | $5,700 | $440 | H2802-061-0 | |
| AARP Medicare Advantage Giveback from UHC AR-3 | $0 | $9,250 | $600 | H2802-063-0 | |
| AARP Medicare Advantage Patriot No Rx AR-MA01 | $0 | $6,700 | N/A | H2802-062-0 | |
| Wellcare Giveback | $0 | $8,000 | $615 | H9630-008-0 | |
| Wellcare Patriot Giveback Preferred | $0 | $4,900 | N/A | H9630-015-0 | |
| Wellcare Simple | $0 | $6,700 | $615 | H9630-002-0 | |
| Wellcare Giveback Dividend | $0 | $7,550 | $485 | H1416-064-0 | |
| Wellcare Patriot Giveback | $0 | $6,500 | N/A | H1416-058-0 | |
| Wellcare Simple Preferred | $0 | $6,000 | $615 | H1416-055-0 |
What is the total number of HMO-POS plans in Clay?
In 2026, Clay has 11 HMO-POS plans with 358 enrollees.
How much do HMO-POS plans cost in Clay?
The typical HMO-POS premium in Clay is $3.55, and 10 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Clay County, AR for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 43% |
| 3 Stars | 11 | 48% |
| Below 3 Stars | 2 | 9% |
| Not Rated | 0 | 0% |
| Average Rating | 3.52 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.