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  1. 🏠
  2. Medicare Advantage Plans
  3. Arkansas
  4. Howard County

2026 Medicare Advantage Plans in Howard County, AR

Last update: September 2, 2026.

For 2026, Howard County, AR includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 421, with 13 $0 premium options and 47% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Howard County, AR are provided separately. Or you can discover all Medicare Options in Howard County, AR.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.24/mo
  • $0 Premium Plans: 13
  • Average MOOP: $6,932 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 47% · 3 Stars: 41% · Below 3: 12%
  • Average Part D Deductible: $555.91
  • Total MA/MAPD Enrollment: 421
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC AR-0004 (PPO) — 161 enrollees
    2. AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS) — 65 enrollees
    3. AARP Medicare Advantage Essentials from UHC AR-1 (HMO-POS) — 34 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$22.56/mo
Total PPO Enrollment
235
$0 Premium PPO Plans
6
Average MOOP
$7,133
Top PPO by Enrollment
AARP Medicare Advantage from UHC AR-0004 (PPO) — 161 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Howard County, Arkansas (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice H7617-007
☆☆☆☆☆
$47 $9,250 $615 H7617-007-0
AARP Medicare Advantage from UHC AR-0004
☆☆☆☆☆
$0 $6,200 $520 H1889-014-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $7,900 N/A H1608-074-0
Aetna Medicare Signature Plus
☆☆☆☆☆
$0 $9,250 $615 H1608-021-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
UHC Medicare Advantage AM-0002
☆☆☆☆☆
$106 $9,250 $600 R3444-012-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,500 N/A R1532-001-0
HumanaChoice R1532-002
☆☆☆☆☆
$50 $7,450 $615 R1532-002-0

What is the typical premium for PPO plans available in Howard?

PPO plans in Howard cost $22.56 per month on average.

Which PPO plan do most beneficiaries choose in Howard?

The most popular PPO plan in Howard is AARP Medicare Advantage from UHC AR-0004 (PPO), with 161 enrollees.

How many PPO options are offered without drug coverage in Howard?

4 PPO plans in Howard do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$4.88/mo
Total HMO-POS Enrollment
186
$0 Premium HMO-POS Plans
7
Average MOOP
$6,706
Top HMO-POS by Enrollment
AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS) — 65 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Howard County, Arkansas (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC AR-1
☆☆☆☆☆
$0 $5,700 $440 H2802-060-0
AARP Medicare Advantage Extras from UHC AR-7
☆☆☆☆☆
$0 $6,700 $440 H2802-078-0
AARP Medicare Advantage from UHC AR-0002
☆☆☆☆☆
$39 $5,700 $440 H2802-061-0
AARP Medicare Advantage Giveback from UHC AR-3
☆☆☆☆☆
$0 $9,250 $600 H2802-063-0
AARP Medicare Advantage Patriot No Rx AR-MA01
☆☆☆☆☆
$0 $6,700 N/A H2802-062-0
Wellcare Giveback
☆☆☆☆☆
$0 $8,000 $615 H9630-008-0
Wellcare Patriot Giveback Preferred
☆☆☆☆☆
$0 $4,900 N/A H9630-015-0
Wellcare Simple
☆☆☆☆☆
$0 $6,700 $615 H9630-002-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Howard cost $4.88 per month on average.
Which HMO-POS plan is most popular in Howard?
The most popular HMO-POS plan in Howard is AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS), with 65 enrollees.
How many HMO-POS plans in Howard do not include drug coverage?
There are 2 HMO-POS plans in Howard without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Howard County, AR (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Howard County, AR (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 47%
3 Stars 7 41%
Below 3 Stars 2 12%
Not Rated 0 0%
Average Rating 3.65

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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