2026 Medicare Advantage Plans in El Dorado County, CA
Last update: . Enrollment data updated: June 13, 2026
For 2026, El Dorado County, CA includes 5 Medicare Advantage plans. Enrollment across these plans totals approximately 11,654, with 2 $0 premium options and 60% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in El Dorado County, CA are summarized separately. Visit Medicare Options in El Dorado County, CA to see more options.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 4
- Average Monthly Premium $29.75/mo
- Total HMO Enrollment 9,572
- $0 Premium HMO Plans 2
- Average MOOP $3,299
- Top HMO by Enrollment Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) — 4,543 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Sr Adv Enhanced Sac., Sonoma | $95 | $3,900 | $0 | H0524-013-0 | |
| Kaiser Permanente Sr Advantage Basic Sac., Sonoma | $24 | $6,000 | $0 | H0524-051-0 | |
| Imperial Courage Plan | $0 | $2,999 | N/A | H5496-016-0 | |
| Imperial Dynamic Plan | $0 | $296 | $0 | H5496-012-0 |
What is the top HMO by enrollment in El Dorado?
Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) is the top HMO in El Dorado, with 4,543 enrollees.
What is the number of HMO plans without Part D coverage in El Dorado?
1 HMO plans in El Dorado do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 1
- Average Monthly Premium
- $89.00/mo
- Total HMO-POS Enrollment
- 2,082
- $0 Premium HMO-POS Plans
- 0
- Average MOOP
- $6,700
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC CA-0010 (HMO-POS) — 2,082 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0010 | $89 | $6,700 | $600 | H0543-140-0 |
What is the typical premium for HMO-POS plans in El Dorado?
HMO-POS plans in El Dorado cost $89.00 per month on average.
Which HMO-POS plan has the most members in El Dorado?
The most popular HMO-POS plan in El Dorado is AARP Medicare Advantage from UHC CA-0010 (HMO-POS), with 2,082 enrollees.
How many HMO-POS options are offered without prescription drug coverage in El Dorado?
There are 0 HMO-POS plans in El Dorado without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in El Dorado County, CA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 60% |
| 3 Stars | 2 | 40% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.