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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Kern County

2027 Medicare Advantage Plans in Kern County, CA

Last update: October 5, 2026.

For 2027, Kern County, CA includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 37,012, with 17 $0 premium options and 45% rated 4 stars or higher.

  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $4.11/mo
  • $0 Premium Plans: 17
  • Average MOOP: $2,959 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 45% · 3 Stars: 45% · Below 3: 10%
  • Average Part D Deductible: $390.83
  • Total MA/MAPD Enrollment: 37,012
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Senior Advantage Enhanced Kern (HMO) — 8,459 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 7,175 enrollees
    3. Kaiser Permanente Senior Advantage Basic Kern (HMO) — 4,992 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Kern County, CA are summarized separately. Visit Medicare Options in Kern County, CA to see more options. For a broader perspective, explore California Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
17
Average Monthly Premium
$5.08/mo
Total HMO Enrollment
26,002
$0 Premium HMO Plans
13
Average MOOP
$2,955
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Enhanced Kern (HMO) — 8,459 enrollees
HMO Plans Without Drug Coverage
2

2027 HMO Medicare Advantage plans in Kern County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Kaiser Permanente Senior Advantage Basic Kern
☆☆☆☆☆
$0 $3,900 $0 H0524-036-0
Kaiser Permanente Senior Advantage Enhanced Kern
☆☆☆☆☆
$29 $1,900 $0 H0524-035-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $2,750 $475 H0504-038-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $700 H5619-150-0
Humana Gold Plus H5619-116
☆☆☆☆☆
$0 $2,100 $200 H5619-116-0
Humana Gold Plus H5619-191
☆☆☆☆☆
$0 $3,200 $200 H5619-191-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 061
☆☆☆☆☆
$40 $4,900 $700 H3815-061-0
Alignment Health Platinum 057
☆☆☆☆☆
$0 $1,000 $700 H3815-057-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $2,000 $700 H0523-091-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$10 $2,000 $700 H0523-022-0
Aetna Medicare Prime Value Plus
☆☆☆☆☆
$0 $599 $400 H4982-022-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $2,000 $700 H4982-003-0
Champion Ally
☆☆☆☆☆
$0 $499 $0 H6170-007-0
What is the total number of HMO plans offered in Kern?

There are 17 HMO plans in 2027, covering 26,002 enrollees.

How much do HMO plans cost in Kern?

The average HMO premium in Kern is $5.08 per month, with 13 plans offering $0 premiums.

What is the top HMO by enrollment in Kern?

Kaiser Permanente Senior Advantage Enhanced Kern (HMO) is the top HMO in Kern, with 8,459 enrollees.

What is the number of HMO plans without Part D coverage in Kern?

2 HMO plans in Kern do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
11,010
$0 Premium HMO-POS Plans
4
Average MOOP
$2,975
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 7,175 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Kern County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Anthem Medicare Advantage
☆☆☆☆☆
$0 $2,800 $110 H0544-062-0
AARP Medicare Advantage from UHC CA-0002
☆☆☆☆☆
$0 $2,000 $355 H0543-019-0
AARP Medicare Advantage Patriot No Rx CA-MA1P
☆☆☆☆☆
$0 $5,900 N/A H0543-121-0
Anthem Prime
☆☆☆☆☆
$0 $1,200 $395 H4161-005-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Kern cost $0.00 per month on average.

Which HMO-POS plan is most popular in Kern?

The most popular HMO-POS plan in Kern is Anthem Medicare Advantage (HMO-POS), with 7,175 enrollees.

How many HMO-POS plans in Kern do not include drug coverage?

There are 1 HMO-POS plans in Kern without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Kern County, CA (2027) are summarized below.

Medicare Advantage Plan Ratings in Kern County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 45%
3 Stars 9 45%
Below 3 Stars 2 10%
Not Rated 1 5%
Average Rating 3.55

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Kern County, California, including communities such as Arvin, Bodfish, Buttonwillow, Delano, Pine Mountain Club, Frazier Park, Lake Isabella, Lamont, Lebec, Lost Hills, Mc Farland, Maricopa, Shafter, Taft, Wasco, Weldon, Wofford Heights, Bakersfield, Mojave, California City, Boron, Edwards, Inyokern, Ridgecrest, Rosamond, Tehachapi, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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