2026 Medicare Advantage Plans in Kern County, CA
Last update: . Enrollment data updated: June 13, 2026
For 2026, Kern County, CA includes 20 Medicare Advantage plans. Enrollment across these plans totals approximately 37,799, with 18 $0 premium options and 26% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Kern County, CA are summarized separately. Visit Medicare Options in Kern County, CA to see more options.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 15
- Average Monthly Premium $1.73/mo
- Total HMO Enrollment 25,909
- $0 Premium HMO Plans 14
- Average MOOP $2,383
- Top HMO by Enrollment Kaiser Permanente Senior Advantage Enhanced Kern (HMO) — 8,498 enrollees
- HMO Plans Without Drug Coverage 3
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Kaiser Permanente Senior Advantage Basic Kern | $0 | $2,000 | $0 | H0524-036-0 | |
| Kaiser Permanente Senior Advantage Enhanced Kern | $26 | $1,500 | $0 | H0524-035-0 | |
| Blue Shield 65 Plus | $0 | $2,300 | $425 | H0504-038-0 | |
| Imperial Courage Plan | $0 | $2,999 | N/A | H5496-016-0 | |
| Imperial Dynamic Plan | $0 | $296 | $0 | H5496-012-0 | |
| Aetna Medicare Signature | $0 | $2,000 | $615 | H0523-022-0 | |
| Aetna Medicare Signature | $0 | $2,000 | $615 | H4982-003-0 | |
| Aetna Medicare Signature Extra | $0 | $2,000 | $615 | H0523-091-0 | |
| Central Health Classic Care Plan I | $0 | $799 | $99 | H5649-027-0 | |
| Central Health Valor Care Plan | $0 | $4,400 | N/A | H5649-030-0 | |
| Humana Gold Plus Giveback H5619-150 | $0 | $5,000 | $0 | H5619-150-0 | |
| Humana Gold Plus H5619-116 | $0 | $2,100 | $615 | H5619-116-0 | |
| Humana Gold Plus H5619-148 | $0 | $2,900 | $615 | H5619-148-0 | |
| Humana USAA Honor Giveback | $0 | $5,250 | N/A | H5619-121-0 | |
| Champion Ally | $0 | $199 | $0 | H6170-007-0 |
What is the top HMO by enrollment in Kern?
Kaiser Permanente Senior Advantage Enhanced Kern (HMO) is the top HMO in Kern, with 8,498 enrollees.
What is the number of HMO plans without Part D coverage in Kern?
3 HMO plans in Kern do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $2.30/mo
- Total HMO-POS Enrollment
- 11,890
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $2,300
- Top HMO-POS by Enrollment
- Anthem Medicare Advantage (HMO-POS) — 6,961 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0002 | $0 | $2,000 | $355 | H0543-019-0 | |
| AARP Medicare Advantage Patriot No Rx CA-MA01 | $0 | $4,900 | N/A | H0543-121-0 | |
| Aetna Medicare Prime Value Plus | $12 | $599 | $615 | H4982-022-0 | |
| Anthem Medicare Advantage | $0 | $2,800 | $0 | H0544-062-0 | |
| Anthem Prime | $0 | $1,200 | $110 | H4161-005-0 |
What is the typical premium for HMO-POS plans in Kern?
HMO-POS plans in Kern cost $2.30 per month on average.
Which HMO-POS plan has the most members in Kern?
The most popular HMO-POS plan in Kern is Anthem Medicare Advantage (HMO-POS), with 6,961 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Kern?
There are 1 HMO-POS plans in Kern without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Kern County, CA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 26% |
| 3 Stars | 14 | 74% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 5% |
| Average Rating | 3.37 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.