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2027 Medicare Advantage Plans in Merced County, CA

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In Merced County, CA, there are 8 Medicare Advantage plans available for 2027. Of these, 5 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Merced County, CA. Or explore all Medicare Options available in Merced County, CA.

At a Glance

Average Monthly Premium
$20.91/mo
Plans with $0 Premium
5
Average MOOP Limit
$4,274 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$365.71
Total MA/MAPD Enrollment
7,958
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Imperial Dynamic Plan (HMO) — 3,958 enrollees
2. AARP Medicare Advantage from UHC CA-0010 (HMO-POS) — 1,437 enrollees
3. Alignment Health ONE + Walgreens 035 (HMO) — 1,270 enrollees

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$9.76/mo
Total HMO Enrollment
6,521
$0 Premium HMO Plans
5
Average MOOP
$3,863
Top HMO by Enrollment
Imperial Dynamic Plan (HMO) — 3,958 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Merced County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Honor Plus 060
☆☆☆☆☆
 $7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
 $0 $3,499 $0 H3815-050-0
Alignment Health ONE + Walgreens 035
☆☆☆☆☆
 $0 $1,300 $0 H3815-035-0
Alignment Health Smart 040
☆☆☆☆☆
 $0 $3,999 $700 H3815-040-0
Blue Shield Inspire
☆☆☆☆☆
 $61 $5,100 $475 H0504-047-0
Imperial Courage Plan
☆☆☆☆☆
 $0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
 $0 $295 $0 H5496-012-0

What is the average monthly premium for HMO plans?

HMO plans in Merced cost $9.76 per month on average.

Which HMO plan is most popular in Merced?

The most popular HMO plan in Merced is Imperial Dynamic Plan (HMO), with 3,958 enrollees.

How many HMO plans in Merced do not include drug coverage?

There are 1 HMO plans in Merced without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$99.00/mo
Total HMO-POS Enrollment
1,437
$0 Premium HMO-POS Plans
0
Average MOOP
$7,150
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC CA-0010 (HMO-POS) — 1,437 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Merced County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC CA-0010
☆☆☆☆☆
 $99 $7,150 $685 H0543-140-0
What is the leading HMO-POS plan in Merced?

AARP Medicare Advantage from UHC CA-0010 (HMO-POS) is the top HMO-POS in Merced, with 1,437 enrollees.

What is the number of HMO-POS plans without Part D coverage in Merced?

0 HMO-POS plans in Merced do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Merced County, CA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Merced County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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