2026 Medicare Advantage Plans in Merced County, CA
Last update: . Enrollment data updated: May 2, 2026
In Merced County, CA, there are 8 Medicare Advantage plans available for 2026. Of these, 6 offer a $0 monthly premium, and about 75% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Merced County, CA. Or explore all Medicare Options available in Merced County, CA.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 7
- Average Monthly Premium
- $8.29/mo
- Total HMO Enrollment
- 6,418
- $0 Premium HMO Plans
- 6
- Average MOOP
- $3,763
- Top HMO by Enrollment
- Imperial Dynamic Plan (HMO) — 3,750 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Alignment Health Honor+ Plan | $0 | $9,250 | $615 | H3815-052-0 | |
| Alignment Health My Choice CalCare | $0 | $3,499 | $0 | H3815-050-0 | |
| Alignment Health smartHMO | $0 | $3,999 | $615 | H3815-040-0 | |
| Alignment Health the ONE + Walgreens | $0 | $999 | $0 | H3815-035-0 | |
| Blue Shield Inspire | $58 | $5,300 | $425 | H0504-047-0 | |
| Imperial Courage Plan | $0 | $2,999 | N/A | H5496-016-0 | |
| Imperial Dynamic Plan | $0 | $296 | $0 | H5496-012-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Merced cost $8.29 per month on average.
- Which HMO plan is most popular in Merced?
- The most popular HMO plan in Merced is Imperial Dynamic Plan (HMO), with 3,750 enrollees.
- How many HMO plans in Merced do not include drug coverage?
- There are 1 HMO plans in Merced without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 1
- Average Monthly Premium $89.00/mo
- Total HMO-POS Enrollment 1,533
- $0 Premium HMO-POS Plans 0
- Average MOOP $6,700
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC CA-0010 (HMO-POS) — 1,533 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0010 | $89 | $6,700 | $600 | H0543-140-0 |
What is the total number of HMO-POS plans in Merced?
There are 1 HMO-POS plans in 2026, covering 1,533 enrollees.
How much do HMO-POS plans cost in Merced?
The average HMO-POS premium in Merced is $89.00 per month, with 0 plans offering $0 premiums.
What is the leading HMO-POS plan in Merced?
AARP Medicare Advantage from UHC CA-0010 (HMO-POS) is the top HMO-POS in Merced, with 1,533 enrollees.
What is the number of HMO-POS plans without Part D coverage in Merced?
0 HMO-POS plans in Merced do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Merced County, CA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 75% |
| 3 Stars | 2 | 25% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.88 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.