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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Orange County

2027 Medicare Advantage Plans in Orange County, CA

Last update: October 4, 2026.

In Orange County, CA, there are 62 Medicare Advantage plans available for 2027. Of these, 54 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Orange County, CA. Or explore all Medicare Options available in Orange County, CA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$4.65/mo
Plans with $0 Premium
54
Average MOOP Limit
$2,302 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$352.72
Total MA/MAPD Enrollment
220,794
Plans with the Highest Enrollment
(as of October 5, 2026)
1. SCAN Classic (HMO) — 57,013 enrollees
2. Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) — 53,408 enrollees
3. AARP Medicare Advantage from UHC CA-005P (HMO-POS) — 24,018 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $12.25/mo
  • Total PPO Enrollment 2,719
  • $0 Premium PPO Plans 3
  • Average MOOP $5,288
  • Top PPO by Enrollment HumanaChoice H5525-074 (PPO) — 1,491 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Orange County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-078-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $6,400 $700 H5525-057-0
HumanaChoice H5525-074
☆☆☆☆☆
$49 $3,650 $700 H5525-074-0
HumanaChoice H5525-075
☆☆☆☆☆
$0 $4,350 $700 H5525-075-0
What is the total number of PPO plans offered in Orange?

There are 4 PPO plans in 2027, covering 2,719 beneficiaries.

How much do PPO plans cost in Orange?

The average PPO premium in Orange is $12.25 per month, with 3 plans offering $0 premiums.

What is the most popular PPO plan in Orange?

HumanaChoice H5525-074 (PPO) is the top PPO in Orange, with 1,491 enrollees.

What is the number of PPO plans without Part D coverage in Orange?

There are 1 PPO plans in Orange without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
46
Average Monthly Premium
$4.20/mo
Total HMO Enrollment
182,755
$0 Premium HMO Plans
40
Average MOOP
$2,107
Top HMO by Enrollment
SCAN Classic (HMO) — 57,013 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2027 HMO Medicare Advantage Plans available in Orange County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Advantage Care
☆☆☆☆☆
$0 $2,900 $150 H3274-005-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,450 N/A H0523-099-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $599 $400 H0523-073-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $599 $300 H4982-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $599 $300 H0523-086-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$10 $2,000 $700 H0523-022-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 001
☆☆☆☆☆
$0 $550 $0 H3815-001-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Platinum + Instacart 008
☆☆☆☆☆
$0 $499 $0 H3815-008-0
Alignment Health Platinum Preferred 004
☆☆☆☆☆
$0 $999 $700 H6697-004-0
Alignment Health Platinum Preferred+ 005
☆☆☆☆☆
$99 $1,499 $700 H6697-005-0
Alignment Health Smart 013
☆☆☆☆☆
$0 $2,499 $0 H3815-013-0
Alignment Health Smart 047
☆☆☆☆☆
$0 $2,899 $700 H3815-047-0
Alignment Health ValorCare 053
☆☆☆☆☆
$0 $6,000 $0 H3815-053-0
Astiva Health Savings Plan
☆☆☆☆☆
$0 $3,450 $0 H1993-001-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $1,300 $390 H0504-015-0
Blue Shield 65 Plus Plan 2
☆☆☆☆☆
$0 $1,850 $390 H0504-021-0
Blue Shield Advantage
☆☆☆☆☆
$0 $299 $300 H0504-054-0
Blue Shield AdvantageOptimum Plan
☆☆☆☆☆
$0 $3,600 $350 H5928-004-0
Blue Shield Inspire
☆☆☆☆☆
$0 $499 $300 H0504-043-0
CareMore Health Plan by SCAN
☆☆☆☆☆
$0 $299 $150 H5425-152-0
Central Health Harmony 001
☆☆☆☆☆
$0 $498 $700 H6697-001-0
Champion Ally
☆☆☆☆☆
$0 $499 $0 H6170-007-0
Champion Anwell
☆☆☆☆☆
$0 $499 $0 H6170-018-0
Clever Care Longevity
☆☆☆☆☆
$0 $499 $0 H7607-014-0
Clever Care Value
☆☆☆☆☆
$0 $1,999 $0 H7607-015-0
Humana Gold Plus Giveback H5619-146
☆☆☆☆☆
$0 $2,700 $700 H5619-146-0
Humana Gold Plus H3767-002
☆☆☆☆☆
$0 $999 $250 H3767-002-0
Humana Gold Plus H5619-021
☆☆☆☆☆
$0 $799 $250 H5619-021-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
Kaiser Permanente Senior Advantage LA, Orange Co.
☆☆☆☆☆
$0 $999 $0 H0524-003-0
Kaiser Permanente Sr Advantage LA, Orange Value
☆☆☆☆☆
$0 $2,900 $0 H0524-078-0
SCAN Baekse
☆☆☆☆☆
$0 $499 $200 H5425-155-0
SCAN Classic
☆☆☆☆☆
$0 $399 $370 H5425-007-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $299 $370 H5425-141-0
SCAN Inclusive
☆☆☆☆☆
$0 $999 $250 H5425-158-0
SCAN Inspired by women for women
☆☆☆☆☆
$15 $999 $370 H5425-100-0
SCAN Prime
☆☆☆☆☆
$20 $2,499 $370 H5425-065-0
SCAN Select
☆☆☆☆☆
$0 $6,700 $700 H5425-159-0
SCAN Venture
☆☆☆☆☆
$0 $1,000 $370 H5425-084-0
Wellcare Low Premium
☆☆☆☆☆
$42 $4,150 $700 H0562-136-0
Wellcare Simple
☆☆☆☆☆
$0 $4,500 $700 H5087-005-0
Wellcare Simple Focus
☆☆☆☆☆
$0 $3,200 $700 H0562-125-0

What is the average monthly premium for HMO plans?

HMO plans in Orange cost $4.20 per month on average.

Which HMO plan is most popular in Orange?

The most popular HMO plan in Orange is SCAN Classic (HMO), with 57,013 enrollees.

How many HMO plans in Orange do not include drug coverage?

There are 3 HMO plans in Orange without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
12
Average Monthly Premium
$3.83/mo
Total HMO-POS Enrollment
35,320
$0 Premium HMO-POS Plans
11
Average MOOP
$2,054
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC CA-005P (HMO-POS) — 24,018 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Orange County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC CA-005P
☆☆☆☆☆
$0 $800 $595 H0543-169-0
AARP Medicare Advantage from UHC CA-021P
☆☆☆☆☆
$0 $800 $595 H0543-220-0
AARP Medicare Advantage from UHC CA-33P
☆☆☆☆☆
$46 $800 $595 H0543-254-0
AARP Medicare Advantage from UHC CA-46
☆☆☆☆☆
$0 $2,900 $685 H0543-262-0
AARP Medicare Advantage Giveback from UHC CA-31P
☆☆☆☆☆
$0 $800 $685 H0543-237-0
AARP Medicare Advantage Patriot No Rx CA-MA1P
☆☆☆☆☆
$0 $5,900 N/A H0543-121-0
Anthem I CareMore Medicare Advantage
☆☆☆☆☆
$0 $1,000 $145 H4161-011-0
Anthem I CareMore Medicare Advantage 2
☆☆☆☆☆
$0 $1,500 $85 H0544-002-0
Anthem I CareMore Premium Savings
☆☆☆☆☆
$0 $1,000 $145 H4161-012-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $7,550 $255 H0544-061-0
Anthem Prime
☆☆☆☆☆
$0 $800 $490 H4161-009-0
Anthem Select
☆☆☆☆☆
$0 $800 $200 H0544-058-0
What is the leading HMO-POS plan in Orange?

AARP Medicare Advantage from UHC CA-005P (HMO-POS) is the top HMO-POS in Orange, with 24,018 enrollees.

What is the number of HMO-POS plans without Part D coverage in Orange?

1 HMO-POS plans in Orange do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Orange County, CA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Orange County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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