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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Placer County

2027 Medicare Advantage Plans in Placer County, CA

Last update: October 5, 2026.

For 2027, Placer County, CA includes 13 Medicare Advantage plans. Enrollment across these plans totals approximately 34,608, with 7 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Placer County, CA are summarized separately. Visit Medicare Options in Placer County, CA to see more options.

  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.95/mo
  • $0 Premium Plans: 7
  • Average MOOP: $4,084 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $309.17
  • Total MA/MAPD Enrollment: 34,608
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) — 11,392 enrollees
    2. Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO) — 9,351 enrollees
    3. Sutter Senior Advantage, a SCAN Medicare Plan (HMO) — 5,832 enrollees

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
12
Average Monthly Premium
$16.19/mo
Total HMO Enrollment
32,834
$0 Premium HMO Plans
6
Average MOOP
$4,054
Top HMO by Enrollment
Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) — 11,392 enrollees
HMO Plans Without Drug Coverage
1

2027 HMO Medicare Advantage plans in Placer County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 038
☆☆☆☆☆
$0 $3,499 $700 H3815-038-0
Alignment Health Sutter Advantage +More
☆☆☆☆☆
$21 $4,900 $0 H3815-019-0
Blue Shield Advantage
☆☆☆☆☆
$19 $3,900 $475 H0504-053-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
Kaiser Permanente Sr Adv Enhanced Sac., Sonoma
☆☆☆☆☆
$99 $3,900 $0 H0524-013-0
Kaiser Permanente Sr Advantage Basic Sac., Sonoma
☆☆☆☆☆
$29 $6,000 $0 H0524-051-0
SCAN Classic
☆☆☆☆☆
$0 $2,900 $450 H5425-128-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $2,900 $450 H5425-138-0
Sutter Senior Advantage, a SCAN Medicare Plan
☆☆☆☆☆
$19 $4,000 $250 H5425-126-0
What is the total number of HMO plans offered in Placer?

There are 12 HMO plans in 2027, covering 32,834 enrollees.

How much do HMO plans cost in Placer?

The average HMO premium in Placer is $16.19 per month, with 6 plans offering $0 premiums.

What is the top HMO by enrollment in Placer?

Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) is the top HMO in Placer, with 11,392 enrollees.

What is the number of HMO plans without Part D coverage in Placer?

1 HMO plans in Placer do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,774
$0 Premium HMO-POS Plans
1
Average MOOP
$4,450
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC CA-023P (HMO-POS) — 1,774 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Placer County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC CA-023P
☆☆☆☆☆
$0 $4,450 $685 H0543-222-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Placer cost $0.00 per month on average.

Which HMO-POS plan is most popular in Placer?

The most popular HMO-POS plan in Placer is AARP Medicare Advantage from UHC CA-023P (HMO-POS), with 1,774 enrollees.

How many HMO-POS plans in Placer do not include drug coverage?

There are 0 HMO-POS plans in Placer without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Placer County, CA (2027) are summarized below.

Medicare Advantage Plan Ratings in Placer County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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