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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Riverside County

2027 Medicare Advantage Plans in Riverside County, CA

Last update: October 5, 2026.

For 2027, Riverside County, CA includes 47 Medicare Advantage plans. Enrollment across these plans totals approximately 180,095, with 43 $0 premium options and 51% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $2.41/mo
  • $0 Premium Plans: 43
  • Average MOOP: $2,448 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 51% · 3 Stars: 42% · Below 3: 7%
  • Average Part D Deductible: $363.95
  • Total MA/MAPD Enrollment: 180,095
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Senior Advantage Inland Empire (HMO) — 49,704 enrollees
    2. SCAN Classic (HMO) — 40,037 enrollees
    3. AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 23,317 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Riverside County, CA are summarized separately. Visit Medicare Options in Riverside County, CA to see more options. For a broader perspective, explore California Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
4
Average Monthly Premium
$12.25/mo
Total PPO Enrollment
4,338
$0 Premium PPO Plans
3
Average MOOP
$5,288
Top PPO by Enrollment
HumanaChoice H5525-074 (PPO) — 1,734 enrollees
PPO Plans Without Drug Coverage
1

2027 PPO Medicare Advantage plans in Riverside County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-078-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $6,400 $700 H5525-057-0
HumanaChoice H5525-074
☆☆☆☆☆
$49 $3,650 $700 H5525-074-0
HumanaChoice H5525-075
☆☆☆☆☆
$0 $4,350 $700 H5525-075-0
What is the average monthly premium for PPO plans in Riverside?
PPO plans in Riverside cost $12.25 per month on average.
Which PPO plan has the highest enrollment in Riverside?
The most popular PPO plan in Riverside is HumanaChoice H5525-074 (PPO), with 1,734 enrollees.
How many PPO plans in Riverside do not include prescription drug coverage?
1 PPO plans in Riverside do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
36
Average Monthly Premium
$1.79/mo
Total HMO Enrollment
139,974
$0 Premium HMO Plans
33
Average MOOP
$2,262
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Inland Empire (HMO) — 49,704 enrollees
HMO Plans Without Drug Coverage
2

2027 HMO Medicare Advantage plans in Riverside County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Clever Care Longevity
☆☆☆☆☆
$0 $499 $0 H7607-014-0
Clever Care Value
☆☆☆☆☆
$0 $1,999 $0 H7607-015-0
Kaiser Permanente Senior Advantage Inland Empire
☆☆☆☆☆
$0 $2,500 $0 H0524-015-0
Kaiser Permanente Sr Advantage Inland Empire Value
☆☆☆☆☆
$0 $4,450 $0 H0524-081-0
Astiva Health Savings Plan
☆☆☆☆☆
$0 $3,450 $0 H1993-001-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $2,800 $390 H0504-026-0
Blue Shield 65 Plus Choice Plan
☆☆☆☆☆
$0 $950 $390 H0504-040-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $700 H5619-150-0
Humana Gold Plus H5619-178
☆☆☆☆☆
$0 $799 $700 H5619-178-0
Humana Gold Plus H5619-191
☆☆☆☆☆
$0 $3,200 $200 H5619-191-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
SCAN Classic
☆☆☆☆☆
$0 $399 $370 H5425-008-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $399 $370 H5425-143-0
SCAN Desert Choice
☆☆☆☆☆
$0 $2,050 $370 H5425-135-0
SCAN Inclusive
☆☆☆☆☆
$0 $999 $250 H5425-158-0
SCAN Venture
☆☆☆☆☆
$0 $1,900 $370 H5425-085-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 001
☆☆☆☆☆
$0 $550 $0 H3815-001-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 013
☆☆☆☆☆
$0 $2,499 $0 H3815-013-0
Alignment Health Smart 047
☆☆☆☆☆
$0 $2,899 $700 H3815-047-0
Alignment Health ValorCare 053
☆☆☆☆☆
$0 $6,000 $0 H3815-053-0
Wellcare Low Premium
☆☆☆☆☆
$47 $4,500 $700 H0562-137-0
Wellcare Simple Focus
☆☆☆☆☆
$0 $1,000 $700 H0562-126-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $299 $700 H0523-088-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $599 $700 H0523-089-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$10 $2,000 $700 H0523-022-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$0 $299 $400 H4982-026-0
Aetna Medicare Prime Value Plus
☆☆☆☆☆
$0 $599 $400 H4982-022-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $599 $600 H4982-002-0
Advantage Care
☆☆☆☆☆
$0 $2,900 $150 H3274-005-0
Champion Ally
☆☆☆☆☆
$0 $499 $0 H6170-007-0
Elite Core HMO
☆☆☆☆☆
$0 $2,400 $150 H6368-002-0
Elite Signature HMO
☆☆☆☆☆
$0 $500 $0 H6368-001-0
What is the total number of HMO plans offered in Riverside?

There are 36 HMO plans in 2027, covering 139,974 enrollees.

How much do HMO plans cost in Riverside?

The average HMO premium in Riverside is $1.79 per month, with 33 plans offering $0 premiums.

What is the top HMO by enrollment in Riverside?

Kaiser Permanente Senior Advantage Inland Empire (HMO) is the top HMO in Riverside, with 49,704 enrollees.

What is the number of HMO plans without Part D coverage in Riverside?

2 HMO plans in Riverside do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
35,783
$0 Premium HMO-POS Plans
7
Average MOOP
$1,785
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 23,317 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Riverside County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Anthem Select
☆☆☆☆☆
$0 $1,800 $100 H0544-066-0
AARP Medicare Advantage from UHC CA-0015
☆☆☆☆☆
$0 $999 $595 H0543-166-0
AARP Medicare Advantage from UHC CA-006P
☆☆☆☆☆
$0 $999 $595 H0543-170-0
AARP Medicare Advantage from UHC CA-022P
☆☆☆☆☆
$0 $999 $595 H0543-221-0
AARP Medicare Advantage Giveback from UHC CA-32P
☆☆☆☆☆
$0 $999 $685 H0543-238-0
AARP Medicare Advantage Patriot No Rx CA-MA1P
☆☆☆☆☆
$0 $5,900 N/A H0543-121-0
Anthem Prime
☆☆☆☆☆
$0 $800 $270 H4161-002-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Riverside cost $0.00 per month on average.

Which HMO-POS plan is most popular in Riverside?

The most popular HMO-POS plan in Riverside is AARP Medicare Advantage from UHC CA-006P (HMO-POS), with 23,317 enrollees.

How many HMO-POS plans in Riverside do not include drug coverage?

There are 1 HMO-POS plans in Riverside without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Riverside County, CA (2027) are summarized below.

Medicare Advantage Plan Ratings in Riverside County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 51%
3 Stars 18 42%
Below 3 Stars 3 7%
Not Rated 4 9%
Average Rating 3.63

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Riverside County, California, including communities such as Mira Loma, Indio, Indian Wells, Palm Desert, Banning, Beaumont, Blythe, Cabazon, Cathedral City, Coachella, Desert Hot Springs, La Quinta, Mecca, Palm Springs, Rancho Mirage, Thermal, Thousand Palms, Calimesa, Riverside, Jurupa Valley, Lake Elsinore, Aguanga, Anza, Hemet, Homeland, Idyllwild, Moreno Valley, Mountain Center, Murrieta, Nuevo, Perris, San Jacinto, Menifee, Temecula, Wildomar, Winchester, Norco, Corona, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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