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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Riverside County

2026 Medicare Advantage Plans in Riverside County, CA

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Riverside County, CA includes 56 Medicare Advantage plans. Enrollment across these plans totals approximately 188,281, with 52 $0 premium options and 42% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Riverside County, CA are summarized separately. Visit Medicare Options in Riverside County, CA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $1.92/mo
  • $0 Premium Plans: 52
  • Average MOOP: $2,357 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 42% · 3 Stars: 58% · Below 3: 0%
  • Average Part D Deductible: $242.63
  • Total MA/MAPD Enrollment: 188,281
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. Kaiser Permanente Senior Advantage Inland Empire (HMO) — 49,079 enrollees
    2. SCAN Classic (HMO) — 39,771 enrollees
    3. AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 23,889 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
4
Average Monthly Premium
$8.50/mo
Total PPO Enrollment
4,331
$0 Premium PPO Plans
3
Average MOOP
$5,100
Top PPO by Enrollment
HumanaChoice H5525-074 (PPO) — 1,768 enrollees
PPO Plans Without Drug Coverage
1

2026 PPO Medicare Advantage plans in Riverside County, California (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-078-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $6,400 $615 H5525-057-0
HumanaChoice H5525-074
☆☆☆☆☆
$34 $3,400 $615 H5525-074-0
HumanaChoice H5525-075
☆☆☆☆☆
$0 $3,850 $615 H5525-075-0

What is the average monthly premium for PPO plans in Riverside?

PPO plans in Riverside cost $8.50 per month on average.

Which PPO plan has the highest enrollment in Riverside?

The most popular PPO plan in Riverside is HumanaChoice H5525-074 (PPO), with 1,768 enrollees.

How many PPO plans in Riverside do not include prescription drug coverage?

1 PPO plans in Riverside do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 42
  • Average Monthly Premium $1.19/mo
  • Total HMO Enrollment 146,470
  • $0 Premium HMO Plans 41
  • Average MOOP $2,374
  • Top HMO by Enrollment Kaiser Permanente Senior Advantage Inland Empire (HMO) — 49,079 enrollees
  • HMO Plans Without Drug Coverage 3

2026 HMO Medicare Advantage plans in Riverside County, California (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Senior Advantage Inland Empire
☆☆☆☆☆
$0 $1,300 $0 H0524-015-0
Kaiser Permanente Sr Advantage Inland Empire Value
☆☆☆☆☆
$0 $2,500 $0 H0524-081-0
Alignment Health Honor+ Plan
☆☆☆☆☆
$0 $9,250 $615 H3815-052-0
Alignment Health My Choice
☆☆☆☆☆
$0 $498 $0 H3815-001-0
Alignment Health My Choice CalCare
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health My Choice Select
☆☆☆☆☆
$0 $798 $0 H3815-049-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $2,499 $0 H3815-013-0
Alignment Health smartSavings
☆☆☆☆☆
$0 $2,899 $0 H3815-047-0
Alignment Health the ONE
☆☆☆☆☆
$0 $3,400 $0 H3815-034-0
Alignment Health ValorCare
☆☆☆☆☆
$0 $6,000 $0 H3815-053-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $2,800 $340 H0504-026-0
Blue Shield 65 Plus Choice Plan
☆☆☆☆☆
$0 $800 $340 H0504-040-0
SCAN Affirm partnered with Included LGBTQ+ Health
☆☆☆☆☆
$0 $199 $250 H5425-092-0
SCAN Classic
☆☆☆☆☆
$0 $399 $250 H5425-008-0
SCAN Desert Choice
☆☆☆☆☆
$0 $2,499 $250 H5425-135-0
SCAN MyChoice
☆☆☆☆☆
$0 $999 $250 H5425-108-0
SCAN Venture
☆☆☆☆☆
$0 $1,900 $250 H5425-085-0
Astiva Health Premier Plan
☆☆☆☆☆
$0 $1,500 $0 H1993-015-0
Astiva Health Savings Plan
☆☆☆☆☆
$0 $3,045 $50 H1993-001-0
Clever Care Longevity
☆☆☆☆☆
$0 $500 $0 H7607-014-0
Clever Care Value
☆☆☆☆☆
$0 $2,000 $0 H7607-015-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $296 $0 H5496-012-0
Wellcare Giveback
☆☆☆☆☆
$0 $6,750 $615 H5087-032-0
Wellcare Low Premium
☆☆☆☆☆
$50 $4,150 $615 H0562-137-0
Wellcare Simple Focus
☆☆☆☆☆
$0 $2,000 $615 H0562-126-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $2,000 $615 H0523-022-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $799 $615 H4982-002-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $799 $615 H0523-089-0
Central Health Classic Care Plan I
☆☆☆☆☆
$0 $799 $99 H5649-027-0
Central Health Medicare Plan
☆☆☆☆☆
$0 $1,100 $0 H5649-001-0
Central Health Part B Savings Plan
☆☆☆☆☆
$0 $2,900 $0 H5649-029-0
Central Health Valor Care Plan
☆☆☆☆☆
$0 $4,400 N/A H5649-030-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $0 H5619-150-0
Humana Gold Plus H5619-148
☆☆☆☆☆
$0 $2,900 $615 H5619-148-0
Humana Gold Plus H5619-178
☆☆☆☆☆
$0 $375 $0 H5619-178-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $3,600 $0 H5810-014-0
Advantage Care
☆☆☆☆☆
$0 $1,900 $0 H3274-005-0
Champion Ally
☆☆☆☆☆
$0 $199 $0 H6170-007-0
Elite Core HMO
☆☆☆☆☆
$0 $1,499 $0 H6368-002-0
Elite Signature HMO
☆☆☆☆☆
$0 $699 $0 H6368-001-0
What is the top HMO by enrollment in Riverside?

Kaiser Permanente Senior Advantage Inland Empire (HMO) is the top HMO in Riverside, with 49,079 enrollees.

What is the number of HMO plans without Part D coverage in Riverside?

3 HMO plans in Riverside do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$2.35/mo
Total HMO-POS Enrollment
37,480
$0 Premium HMO-POS Plans
8
Average MOOP
$1,190
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 23,889 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Riverside County, California (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC CA-0015
☆☆☆☆☆
$12 $800 $355 H0543-166-0
AARP Medicare Advantage from UHC CA-006P
☆☆☆☆☆
$0 $800 $355 H0543-170-0
AARP Medicare Advantage from UHC CA-022P
☆☆☆☆☆
$0 $800 $355 H0543-221-0
AARP Medicare Advantage Giveback from UHC CA-21
☆☆☆☆☆
$0 $800 $520 H0543-238-0
AARP Medicare Advantage Patriot No Rx CA-MA01
☆☆☆☆☆
$0 $4,900 N/A H0543-121-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $299 $615 H0523-088-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$0 $299 $615 H4982-026-0
Aetna Medicare Prime Value Plus
☆☆☆☆☆
$12 $599 $615 H4982-022-0
Anthem Prime
☆☆☆☆☆
$0 $800 $0 H4161-002-0
Anthem Select
☆☆☆☆☆
$0 $1,800 $100 H0544-066-0

What is the typical premium for HMO-POS plans in Riverside?

HMO-POS plans in Riverside cost $2.35 per month on average.

Which HMO-POS plan has the most members in Riverside?

The most popular HMO-POS plan in Riverside is AARP Medicare Advantage from UHC CA-006P (HMO-POS), with 23,889 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Riverside?

There are 1 HMO-POS plans in Riverside without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Riverside County, CA (2026) are summarized below.

Medicare Advantage Plan Ratings in Riverside County, CA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 42%
3 Stars 30 58%
Below 3 Stars 0 0%
Not Rated 4 7%
Average Rating 3.57

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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