2026 Medicare Advantage Plans in San Bernardino County, CA
Last update: . Enrollment data updated: May 2, 2026
In San Bernardino County, CA, there are 58 Medicare Advantage plans available for 2026. Of these, 53 offer a $0 monthly premium, and about 40% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in San Bernardino County, CA. Or explore all Medicare Options available in San Bernardino County, CA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5525-078-0 | |
| Humana USAA Honor Giveback with Rx | $0 | $6,400 | $615 | H5525-057-0 | |
| HumanaChoice H5525-074 | $34 | $3,400 | $615 | H5525-074-0 | |
| HumanaChoice H5525-075 | $0 | $3,850 | $615 | H5525-075-0 |
What is the total number of PPO plans offered in San Bernardino?
San Bernardino County has 4 PPO plans for 2026, with 2,128 enrolled.
How much do PPO plans cost in San Bernardino?
The typical PPO premium in San Bernardino is $8.50, and 3 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 41
- Average Monthly Premium
- $1.71/mo
- Total HMO Enrollment
- 106,800
- $0 Premium HMO Plans
- 39
- Average MOOP
- $2,388
- Top HMO by Enrollment
- Kaiser Permanente Senior Advantage Inland Empire (HMO) — 42,192 enrollees
- HMO Plans Without Drug Coverage
- 3
- What is the average monthly premium for HMO plans?
- HMO plans in San Bernardino cost $1.71 per month on average.
- Which HMO plan is most popular in San Bernardino?
- The most popular HMO plan in San Bernardino is Kaiser Permanente Senior Advantage Inland Empire (HMO), with 42,192 enrollees.
- How many HMO plans in San Bernardino do not include drug coverage?
- There are 3 HMO plans in San Bernardino without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 13
- Average Monthly Premium $1.81/mo
- Total HMO-POS Enrollment 37,203
- $0 Premium HMO-POS Plans 11
- Average MOOP $1,184
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 23,404 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0015 | $12 | $800 | $355 | H0543-166-0 | |
| AARP Medicare Advantage from UHC CA-006P | $0 | $800 | $355 | H0543-170-0 | |
| AARP Medicare Advantage from UHC CA-022P | $0 | $800 | $355 | H0543-221-0 | |
| AARP Medicare Advantage Giveback from UHC CA-21 | $0 | $800 | $520 | H0543-238-0 | |
| AARP Medicare Advantage Patriot No Rx CA-MA01 | $0 | $4,900 | N/A | H0543-121-0 | |
| Aetna Medicare Prime | $0 | $299 | $615 | H0523-088-0 | |
| Aetna Medicare Prime Extra | $0 | $299 | $615 | H4982-026-0 | |
| Aetna Medicare Prime Value Plus | $12 | $599 | $615 | H4982-022-0 | |
| Anthem I CareMore Medicare Advantage | $0 | $1,000 | $135 | H4161-013-0 | |
| Anthem I CareMore Medicare Advantage 2 | $0 | $1,500 | $85 | H0544-002-0 | |
| Anthem I CareMore Premium Savings | $0 | $1,000 | $115 | H4161-012-0 | |
| Anthem Prime | $0 | $800 | $0 | H4161-002-0 | |
| Anthem Select | $0 | $1,800 | $100 | H0544-066-0 |
What is the total number of HMO-POS plans in San Bernardino?
There are 13 HMO-POS plans in 2026, covering 37,203 enrollees.
How much do HMO-POS plans cost in San Bernardino?
The average HMO-POS premium in San Bernardino is $1.81 per month, with 11 plans offering $0 premiums.
What is the leading HMO-POS plan in San Bernardino?
AARP Medicare Advantage from UHC CA-006P (HMO-POS) is the top HMO-POS in San Bernardino, with 23,404 enrollees.
What is the number of HMO-POS plans without Part D coverage in San Bernardino?
1 HMO-POS plans in San Bernardino do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in San Bernardino County, CA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 22 | 40% |
| 3 Stars | 33 | 60% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 5% |
| Average Rating | 3.54 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.