• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. San Bernardino County

2027 Medicare Advantage Plans in San Bernardino County, CA

Last update: October 6, 2026.

San Bernardino County, CA has 49 Medicare Advantage plans available in 2027. These include 44 plans with no monthly premium, and roughly 48% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $2.72/mo
$0 Premium Plans: 44
Average MOOP: $2,365 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 46% · Below 3: 7%
Average Part D Deductible: $352.78
Total MA/MAPD Enrollment: 142,107
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Kaiser Permanente Senior Advantage Inland Empire (HMO) — 42,617 enrollees
2. SCAN Classic (HMO) — 24,601 enrollees
3. AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 22,868 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in San Bernardino County, CA. Or explore all Medicare Options available in San Bernardino County, CA. To understand how local plans fit into the broader market, visit our California Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 4
  • Average Monthly Premium $12.25/mo
  • Total PPO Enrollment 2,080
  • $0 Premium PPO Plans 3
  • Average MOOP $5,288
  • Top PPO by Enrollment HumanaChoice H5525-075 (PPO) — 786 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in San Bernardino County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-078-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $6,400 $700 H5525-057-0
HumanaChoice H5525-074
☆☆☆☆☆
$49 $3,650 $700 H5525-074-0
HumanaChoice H5525-075
☆☆☆☆☆
$0 $4,350 $700 H5525-075-0
What is the most popular PPO plan in San Bernardino?

HumanaChoice H5525-075 (PPO) is the top PPO in San Bernardino, with 786 enrollees.

What is the number of PPO plans without Part D coverage in San Bernardino?

There are 1 PPO plans in San Bernardino without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
35
Average Monthly Premium
$2.41/mo
Total HMO Enrollment
104,470
$0 Premium HMO Plans
31
Average MOOP
$2,249
Top HMO by Enrollment
Kaiser Permanente Senior Advantage Inland Empire (HMO) — 42,617 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in San Bernardino County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clever Care Longevity
☆☆☆☆☆
$0 $499 $0 H7607-014-0
Clever Care Value
☆☆☆☆☆
$0 $1,999 $0 H7607-015-0
Kaiser Permanente Senior Advantage Inland Empire
☆☆☆☆☆
$0 $2,500 $0 H0524-015-0
Kaiser Permanente Sr Advantage Inland Empire Value
☆☆☆☆☆
$0 $4,450 $0 H0524-081-0
Astiva Health Savings Plan
☆☆☆☆☆
$0 $3,450 $0 H1993-001-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $2,550 $390 H0504-017-0
Blue Shield 65 Plus Choice Plan
☆☆☆☆☆
$0 $950 $390 H0504-040-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $700 H5619-150-0
Humana Gold Plus H5619-178
☆☆☆☆☆
$0 $799 $700 H5619-178-0
Humana Gold Plus H5619-191
☆☆☆☆☆
$0 $3,200 $200 H5619-191-1
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
SCAN Classic
☆☆☆☆☆
$0 $399 $370 H5425-009-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $399 $370 H5425-144-0
SCAN Inclusive
☆☆☆☆☆
$0 $999 $250 H5425-158-0
SCAN Prime
☆☆☆☆☆
$20 $2,499 $370 H5425-065-0
SCAN Venture
☆☆☆☆☆
$0 $1,900 $370 H5425-085-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 001
☆☆☆☆☆
$0 $550 $0 H3815-001-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 013
☆☆☆☆☆
$0 $2,499 $0 H3815-013-0
Alignment Health Smart 047
☆☆☆☆☆
$0 $2,899 $700 H3815-047-0
Alignment Health ValorCare 053
☆☆☆☆☆
$0 $6,000 $0 H3815-053-0
Wellcare Low Premium
☆☆☆☆☆
$47 $4,500 $700 H0562-137-0
Wellcare Simple Focus
☆☆☆☆☆
$0 $1,000 $700 H0562-126-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $299 $700 H0523-088-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $599 $700 H0523-089-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$10 $2,000 $700 H0523-022-0
Aetna Medicare Prime Extra
☆☆☆☆☆
$0 $299 $400 H4982-026-0
Aetna Medicare Prime Value Plus
☆☆☆☆☆
$0 $599 $400 H4982-022-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $599 $600 H4982-002-0
Champion Ally
☆☆☆☆☆
$0 $499 $0 H6170-007-0
Elite Core HMO
☆☆☆☆☆
$0 $2,400 $150 H6368-002-0
Elite Signature HMO
☆☆☆☆☆
$0 $500 $0 H6368-001-0

What is the typical premium for HMO plans in San Bernardino?

HMO plans in San Bernardino cost $2.41 per month on average.

Which HMO plan do most beneficiaries choose in San Bernardino?

The most popular HMO plan in San Bernardino is Kaiser Permanente Senior Advantage Inland Empire (HMO), with 42,617 enrollees.

How many HMO options are offered without prescription drug coverage in San Bernardino?

There are 2 HMO plans in San Bernardino without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 10
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 35,557
  • $0 Premium HMO-POS Plans 10
  • Average MOOP $1,600
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC CA-006P (HMO-POS) — 22,868 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in San Bernardino County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem I CareMore Medicare Advantage 2
☆☆☆☆☆
$0 $1,500 $85 H0544-002-0
Anthem Select
☆☆☆☆☆
$0 $1,800 $100 H0544-066-0
AARP Medicare Advantage from UHC CA-0015
☆☆☆☆☆
$0 $999 $595 H0543-166-0
AARP Medicare Advantage from UHC CA-006P
☆☆☆☆☆
$0 $999 $595 H0543-170-0
AARP Medicare Advantage from UHC CA-022P
☆☆☆☆☆
$0 $999 $595 H0543-221-0
AARP Medicare Advantage Giveback from UHC CA-32P
☆☆☆☆☆
$0 $999 $685 H0543-238-0
AARP Medicare Advantage Patriot No Rx CA-MA1P
☆☆☆☆☆
$0 $5,900 N/A H0543-121-0
Anthem I CareMore Medicare Advantage
☆☆☆☆☆
$0 $1,000 $145 H4161-013-0
Anthem I CareMore Premium Savings
☆☆☆☆☆
$0 $1,000 $145 H4161-012-0
Anthem Prime
☆☆☆☆☆
$0 $800 $270 H4161-002-0
What is the total number of HMO-POS plans in San Bernardino?

In 2027, San Bernardino has 10 HMO-POS plans with 35,557 enrollees.

How much do HMO-POS plans cost in San Bernardino?

The typical HMO-POS premium in San Bernardino is $0.00, and 10 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in San Bernardino County, CA for 2027.

CMS Star Ratings for Medicare Advantage Plans in San Bernardino County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 48%
3 Stars 21 46%
Below 3 Stars 3 7%
Not Rated 3 6%
Average Rating 3.6

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in San Bernardino County, California, including communities such as Rancho Cucamonga, Chino, Chino Hills, Ontario, Montclair, Upland, Earp, Joshua Tree, Morongo Valley, Twentynine Palms, Yucca Valley, Landers, Adelanto, Apple Valley, Fort Irwin, Barstow, Grand Terrace, Big Bear City, Big Bear Lake, Bloomington, Cedar Glen, Colton, Crestline, Fontana, Helendale, Hesperia, Highland, Hinkley, Lake Arrowhead, Loma Linda, Lucerne Valley, Mentone, Needles, Newberry Springs, Phelan, Pinon Hills, Redlands, Rialto, Running Springs, Sugarloaf, Twin Peaks, Victorville, Wrightwood, Yucaipa, San Bernardino, Trona, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon