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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. San Diego County

2027 Medicare Advantage Plans in San Diego County, CA

Last update: October 5, 2026.

For 2027, San Diego County, CA includes 46 Medicare Advantage plans. Enrollment across these plans totals approximately 189,944, with 37 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in San Diego County, CA are summarized separately. Visit Medicare Options in San Diego County, CA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $9.12/mo
  • $0 Premium Plans: 37
  • Average MOOP: $3,614 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $331.34
  • Total MA/MAPD Enrollment: 189,944
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Senior Advantage San Diego (HMO) — 67,974 enrollees
    2. UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS) — 20,804 enrollees
    3. SCAN Alta (HMO) — 18,054 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
4
Average Monthly Premium
$41.83/mo
Total PPO Enrollment
1,722
$0 Premium PPO Plans
2
Average MOOP
$6,863
Top PPO by Enrollment
Humana USAA Honor Giveback with Rx (PPO) — 1,010 enrollees
PPO Plans Without Drug Coverage
1

2027 PPO Medicare Advantage plans in San Diego County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alignment Health Advantage 005
☆☆☆☆☆
$160 $4,451 $700 H8832-005-0
Alignment Health Balance Plus 004
☆☆☆☆☆
$7 $9,850 $700 H8832-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5525-078-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $6,400 $700 H5525-057-0
What is the average monthly premium for PPO plans in San Diego?
PPO plans in San Diego cost $41.83 per month on average.
Which PPO plan has the highest enrollment in San Diego?
The most popular PPO plan in San Diego is Humana USAA Honor Giveback with Rx (PPO), with 1,010 enrollees.
How many PPO plans in San Diego do not include prescription drug coverage?
1 PPO plans in San Diego do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
31
Average Monthly Premium
$5.53/mo
Total HMO Enrollment
127,035
$0 Premium HMO Plans
26
Average MOOP
$3,130
Top HMO by Enrollment
Kaiser Permanente Senior Advantage San Diego (HMO) — 67,974 enrollees
HMO Plans Without Drug Coverage
3

2027 HMO Medicare Advantage plans in San Diego County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,450 N/A H0523-099-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $3,000 $400 H0523-075-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$10 $2,000 $700 H0523-022-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 013
☆☆☆☆☆
$0 $2,499 $0 H3815-013-0
Alignment Health Smart 047
☆☆☆☆☆
$0 $2,899 $700 H3815-047-0
Alignment Health Smart 056
☆☆☆☆☆
$0 $2,400 $700 H3815-056-0
Alignment Health ValorCare 053
☆☆☆☆☆
$0 $6,000 $0 H3815-053-0
Astiva Health Savings Plan
☆☆☆☆☆
$0 $3,450 $0 H1993-001-0
Blue Shield 65 Plus
☆☆☆☆☆
$0 $1,800 $300 H0504-028-0
Blue Shield Advantage
☆☆☆☆☆
$0 $499 $300 H0504-055-0
Blue Shield AdvantageOptimum Plan 1
☆☆☆☆☆
$0 $4,400 $475 H5928-010-0
Blue Shield Value Advantage Plan
☆☆☆☆☆
$0 $500 $300 H0504-057-0
Champion Ally
☆☆☆☆☆
$0 $499 $0 H6170-007-0
Clever Care Longevity
☆☆☆☆☆
$0 $499 $0 H7607-014-0
Clever Care Value
☆☆☆☆☆
$0 $1,999 $0 H7607-015-0
Humana Gold Plus Giveback H5619-150
☆☆☆☆☆
$0 $5,000 $700 H5619-150-0
Humana Gold Plus H3767-001
☆☆☆☆☆
$0 $3,300 $200 H3767-001-0
Humana Gold Plus H5619-016
☆☆☆☆☆
$0 $3,000 $200 H5619-016-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
Kaiser Permanente Senior Advantage San Diego
☆☆☆☆☆
$0 $3,400 $0 H0524-037-0
Kaiser Permanente Senior Advantage San Diego Value
☆☆☆☆☆
$0 $4,450 $0 H0524-082-0
SCAN Alta
☆☆☆☆☆
$0 $900 $370 H5425-082-0
SCAN Classic
☆☆☆☆☆
$0 $4,200 $370 H5425-005-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $900 $370 H5425-145-0
SCAN Select
☆☆☆☆☆
$80 $4,450 $700 H5425-134-0
Wellcare Low Premium
☆☆☆☆☆
$47 $4,500 $700 H0562-137-0
Wellcare Low Premium Focus
☆☆☆☆☆
$27 $4,150 $700 H0562-012-0
What is the total number of HMO plans offered in San Diego?

There are 31 HMO plans in 2027, covering 127,035 enrollees.

How much do HMO plans cost in San Diego?

The average HMO premium in San Diego is $5.53 per month, with 26 plans offering $0 premiums.

What is the top HMO by enrollment in San Diego?

Kaiser Permanente Senior Advantage San Diego (HMO) is the top HMO in San Diego, with 67,974 enrollees.

What is the number of HMO plans without Part D coverage in San Diego?

3 HMO plans in San Diego do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
11
Average Monthly Premium
$7.36/mo
Total HMO-POS Enrollment
61,187
$0 Premium HMO-POS Plans
9
Average MOOP
$3,795
Top HMO-POS by Enrollment
UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS) — 20,804 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in San Diego County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC CA-0001
☆☆☆☆☆
$29 $5,300 $355 H0543-013-0
AARP Medicare Advantage from UHC CA-0007
☆☆☆☆☆
$52 $3,800 $355 H0543-060-0
AARP Medicare Advantage from UHC CA-0012
☆☆☆☆☆
$0 $3,900 $355 H0543-152-0
AARP Medicare Advantage Patriot No Rx CA-MA2
☆☆☆☆☆
$0 $5,900 N/A H0543-258-0
Alignment Health Platinum + Instacart 016
☆☆☆☆☆
$0 $1,100 $0 H3815-016-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $3,400 $0 H0544-065-0
Anthem Prime
☆☆☆☆☆
$0 $2,000 $270 H4161-003-0
Anthem Select
☆☆☆☆☆
$0 $3,000 $200 H0544-091-0
UHC Sharp Medicare Advantage CA-001P
☆☆☆☆☆
$0 $4,450 $355 H0543-145-0
UHC Sharp Medicare Advantage CA-026P
☆☆☆☆☆
$0 $4,450 $355 H0543-225-0
UHC Sharp Medicare Advantage ValueRx CA-12P
☆☆☆☆☆
$0 $4,450 $355 H0543-204-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in San Diego cost $7.36 per month on average.

Which HMO-POS plan is most popular in San Diego?

The most popular HMO-POS plan in San Diego is UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS), with 20,804 enrollees.

How many HMO-POS plans in San Diego do not include drug coverage?

There are 1 HMO-POS plans in San Diego without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in San Diego County, CA (2027) are summarized below.

Medicare Advantage Plan Ratings in San Diego County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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