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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. San Joaquin County

2027 Medicare Advantage Plans in San Joaquin County, CA

Last update: October 5, 2026.

For 2027, San Joaquin County, CA includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 39,747, with 11 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for San Joaquin County, CA are provided separately. Or you can discover all Medicare Options in San Joaquin County, CA.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $27.39/mo
  • $0 Premium Plans: 11
  • Average MOOP: $4,491 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $365.00
  • Total MA/MAPD Enrollment: 39,747
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Senior Advantage Basic SnJoaq (HMO) — 12,991 enrollees
    2. Kaiser Permanente Senior Advantage Enhanced SnJoaq (HMO) — 9,332 enrollees
    3. Alignment Health My Choice 050 (HMO) — 4,315 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
5
Average Monthly Premium
$44.66/mo
Total PPO Enrollment
953
$0 Premium PPO Plans
1
Average MOOP
$5,910
Top PPO by Enrollment
Alignment Health Balance 006 (PPO) — 411 enrollees
PPO Plans Without Drug Coverage
1

2027 PPO Medicare Advantage plans in San Joaquin County, California (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Alignment Health Advantage 001
☆☆☆☆☆
$70 $4,451 $0 H8832-001-0
Alignment Health Balance 006
☆☆☆☆☆
$93 $2,850 $0 H4961-006-0
Alignment Health Balance Plus 004
☆☆☆☆☆
$7 $9,850 $700 H8832-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5525-079-0
HumanaChoice H5525-080
☆☆☆☆☆
$53 $5,900 $700 H5525-080-0

What is the typical premium for PPO plans available in San Joaquin?

PPO plans in San Joaquin cost $44.66 per month on average.

Which PPO plan do most beneficiaries choose in San Joaquin?

The most popular PPO plan in San Joaquin is Alignment Health Balance 006 (PPO), with 411 enrollees.

How many PPO options are offered without drug coverage in San Joaquin?

1 PPO plans in San Joaquin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 17
  • Average Monthly Premium $22.31/mo
  • Total HMO Enrollment 38,794
  • $0 Premium HMO Plans 10
  • Average MOOP $4,073
  • Top HMO by Enrollment Kaiser Permanente Senior Advantage Basic SnJoaq (HMO) — 12,991 enrollees
  • HMO Plans Without Drug Coverage 1

2027 HMO Medicare Advantage plans in San Joaquin County, California (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $2,000 $600 H0523-065-0
Aetna Medicare Value Plus
☆☆☆☆☆
$0 $2,000 $0 H0523-074-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Platinum 059
☆☆☆☆☆
$0 $4,000 $700 H3815-059-0
Blue Shield Advantage
☆☆☆☆☆
$20 $2,300 $475 H0504-050-0
Blue Shield Inspire
☆☆☆☆☆
$61 $5,100 $475 H0504-047-0
Humana Community
☆☆☆☆☆
$0 $2,999 $700 H5619-159-0
Humana Gold Plus H5619-026
☆☆☆☆☆
$101 $6,750 $200 H5619-026-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
Kaiser Permanente Senior Advantage Basic SnJoaq
☆☆☆☆☆
$29 $4,400 $0 H0524-043-0
Kaiser Permanente Senior Advantage Enhanced SnJoaq
☆☆☆☆☆
$96 $2,500 $0 H0524-042-0
SCAN Classic
☆☆☆☆☆
$0 $2,900 $450 H5425-128-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $2,900 $450 H5425-138-0
Sutter Senior Advantage, a SCAN Medicare Plan
☆☆☆☆☆
$65 $5,500 $450 H5425-127-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $700 H5087-035-0
What is the total number of HMO plans offered in San Joaquin?

In 2027, San Joaquin County has 17 HMO plans with 38,794 enrollees.

How much do HMO plans cost in San Joaquin?

The typical HMO premium in San Joaquin is $22.31, and 10 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in San Joaquin County, CA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in San Joaquin County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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