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2027 Medicare Advantage Plans in Santa Barbara County, CA

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Santa Barbara County, CA has 5 Medicare Advantage plans available in 2027. These include 2 plans with no monthly premium, and roughly 80% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $58.60/mo
$0 Premium Plans: 2
Average MOOP: $4,219 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 80% · 3 Stars: 20% · Below 3: 0%
Average Part D Deductible: $340.00
Total MA/MAPD Enrollment: 8,814
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC CA-0024 (PPO) — 4,579 enrollees
2. Blue Shield 65 Plus (HMO) — 3,407 enrollees
3. Humana Gold Plus H5619-183 (HMO) — 420 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Santa Barbara County, CA. Or explore all Medicare Options available in Santa Barbara County, CA. To understand how local plans fit into the broader market, visit our California Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 1
  • Average Monthly Premium $150.00/mo
  • Total PPO Enrollment 4,579
  • $0 Premium PPO Plans 0
  • Average MOOP $7,150
  • Top PPO by Enrollment AARP Medicare Advantage from UHC CA-0024 (PPO) — 4,579 enrollees
  • PPO Plans Without Drug Coverage 0

Comparison table of 2027 PPO Medicare Advantage Plans available in Santa Barbara County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC CA-0024
☆☆☆☆☆
 $150 $7,150 $685 H0294-032-0
What is the most popular PPO plan in Santa Barbara?

AARP Medicare Advantage from UHC CA-0024 (PPO) is the top PPO in Santa Barbara, with 4,579 enrollees.

What is the number of PPO plans without Part D coverage in Santa Barbara?

There are 0 PPO plans in Santa Barbara without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$35.75/mo
Total HMO Enrollment
4,235
$0 Premium HMO Plans
2
Average MOOP
$3,486
Top HMO by Enrollment
Blue Shield 65 Plus (HMO) — 3,407 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Santa Barbara County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue Shield 65 Plus
☆☆☆☆☆
 $70 $3,950 $475 H0504-039-0
Humana Gold Plus H5619-183
☆☆☆☆☆
 $73 $6,700 $200 H5619-183-0
Imperial Courage Plan
☆☆☆☆☆
 $0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
 $0 $295 $0 H5496-012-0

What is the typical premium for HMO plans in Santa Barbara?

HMO plans in Santa Barbara cost $35.75 per month on average.

Which HMO plan do most beneficiaries choose in Santa Barbara?

The most popular HMO plan in Santa Barbara is Blue Shield 65 Plus (HMO), with 3,407 enrollees.

How many HMO options are offered without prescription drug coverage in Santa Barbara?

There are 1 HMO plans in Santa Barbara without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Santa Barbara County, CA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Santa Barbara County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 80%
3 Stars 1 20%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.8

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .