2026 Medicare Advantage Plans in Santa Barbara County, CA
Last update: . Enrollment data updated: June 13, 2026
In Santa Barbara County, CA, there are 7 Medicare Advantage plans available for 2026. Of these, 3 offer a $0 monthly premium, and about 43% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Santa Barbara County, CA. Or explore all Medicare Options available in Santa Barbara County, CA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | H5521-369-0 | |
| Aetna Medicare Enhanced | $74 | $5,500 | $615 | H5521-478-0 | |
| AARP Medicare Advantage from UHC CA-0024 | $120 | $6,700 | $600 | H0294-032-0 |
What is the total number of PPO plans offered in Santa Barbara?
Santa Barbara County has 3 PPO plans for 2026, with 7,359 enrolled.
How much do PPO plans cost in Santa Barbara?
The typical PPO premium in Santa Barbara is $64.67, and 1 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $31.25/mo
- Total HMO Enrollment
- 4,281
- $0 Premium HMO Plans
- 2
- Average MOOP
- $3,524
- Top HMO by Enrollment
- Blue Shield 65 Plus (HMO) — 3,472 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Shield 65 Plus | $65 | $4,100 | $425 | H0504-039-0 | |
| Imperial Courage Plan | $0 | $2,999 | N/A | H5496-016-0 | |
| Imperial Dynamic Plan | $0 | $296 | $0 | H5496-012-0 | |
| Humana Gold Plus H5619-183 | $60 | $6,700 | $615 | H5619-183-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Santa Barbara cost $31.25 per month on average.
- Which HMO plan is most popular in Santa Barbara?
- The most popular HMO plan in Santa Barbara is Blue Shield 65 Plus (HMO), with 3,472 enrollees.
- How many HMO plans in Santa Barbara do not include drug coverage?
- There are 1 HMO plans in Santa Barbara without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Santa Barbara County, CA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 43% |
| 3 Stars | 4 | 57% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.79 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.