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2026 Medicare Advantage Plans in Santa Barbara County, CA

Last update: .

For 2026, Santa Barbara County, CA includes 7 Medicare Advantage plans. Enrollment across these plans totals approximately 11,589, with 3 $0 premium options and 43% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Santa Barbara County, CA are summarized separately. Visit Medicare Options in Santa Barbara County, CA to see more options.

At a Glance

  • Average Monthly Premium: $45.57/mo
  • $0 Premium Plans: 3
  • Average MOOP: $4,721 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 43% · 3 Stars: 57% · Below 3: 0%
  • Average Part D Deductible: $451.00
  • Total MA/MAPD Enrollment: 11,589
  • Plans with the Highest Enrollment
    (as of August 15, 2026)
    1. AARP Medicare Advantage from UHC CA-0024 (PPO) — 4,591 enrollees
    2. Blue Shield 65 Plus (HMO) — 3,443 enrollees
    3. Aetna Medicare Enhanced (PPO) — 2,444 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
3
Average Monthly Premium
$64.67/mo
Total PPO Enrollment
7,337
$0 Premium PPO Plans
1
Average MOOP
$6,317
Top PPO by Enrollment
AARP Medicare Advantage from UHC CA-0024 (PPO) — 4,591 enrollees
PPO Plans Without Drug Coverage
1

2026 PPO Medicare Advantage plans in Santa Barbara County, California (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $6,750 N/A H5521-369-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $74 $5,500 $615 H5521-478-0
AARP Medicare Advantage from UHC CA-0024
☆☆☆☆☆
 $120 $6,700 $600 H0294-032-0

What is the average monthly premium for PPO plans in Santa Barbara?

PPO plans in Santa Barbara cost $64.67 per month on average.

Which PPO plan has the highest enrollment in Santa Barbara?

The most popular PPO plan in Santa Barbara is AARP Medicare Advantage from UHC CA-0024 (PPO), with 4,591 enrollees.

How many PPO plans in Santa Barbara do not include prescription drug coverage?

1 PPO plans in Santa Barbara do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $31.25/mo
  • Total HMO Enrollment 4,252
  • $0 Premium HMO Plans 2
  • Average MOOP $3,524
  • Top HMO by Enrollment Blue Shield 65 Plus (HMO) — 3,443 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Santa Barbara County, California (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Shield 65 Plus
☆☆☆☆☆
 $65 $4,100 $425 H0504-039-0
Imperial Courage Plan
☆☆☆☆☆
 $0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
 $0 $296 $0 H5496-012-0
Humana Gold Plus H5619-183
☆☆☆☆☆
 $60 $6,700 $615 H5619-183-0
What is the top HMO by enrollment in Santa Barbara?

Blue Shield 65 Plus (HMO) is the top HMO in Santa Barbara, with 3,443 enrollees.

What is the number of HMO plans without Part D coverage in Santa Barbara?

1 HMO plans in Santa Barbara do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Santa Barbara County, CA (2026) are summarized below.

Medicare Advantage Plan Ratings in Santa Barbara County, CA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 43%
3 Stars 4 57%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .