• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Santa Clara County

2027 Medicare Advantage Plans in Santa Clara County, CA

Last update: October 5, 2026.

For 2027, Santa Clara County, CA includes 19 Medicare Advantage plans. Enrollment across these plans totals approximately 82,797, with 10 $0 premium options and 58% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $31.78/mo
  • $0 Premium Plans: 10
  • Average MOOP: $3,707 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 58% · 3 Stars: 37% · Below 3: 5%
  • Average Part D Deductible: $245.59
  • Total MA/MAPD Enrollment: 82,797
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Kaiser Permanente Sr Adv Enhanced Santa Clara (HMO) — 41,357 enrollees
    2. Kaiser Permanente Sr Adv Basic Santa Clara (HMO) — 18,675 enrollees
    3. SCAN Classic (HMO) — 5,459 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Santa Clara County, CA are summarized separately. Visit Medicare Options in Santa Clara County, CA to see more options. For a broader perspective, explore California Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
1
Average Monthly Premium
$101.50/mo
Total PPO Enrollment
938
$0 Premium PPO Plans
0
Average MOOP
$2,850
Top PPO by Enrollment
Alignment Health Advantage 002 (PPO) — 938 enrollees
PPO Plans Without Drug Coverage
0

2027 PPO Medicare Advantage plans in Santa Clara County, California (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Alignment Health Advantage 002
☆☆☆☆☆
$102 $2,850 $0 H8832-002-0

What is the average monthly premium for PPO plans in Santa Clara?

PPO plans in Santa Clara cost $101.50 per month on average.

Which PPO plan has the highest enrollment in Santa Clara?

The most popular PPO plan in Santa Clara is Alignment Health Advantage 002 (PPO), with 938 enrollees.

How many PPO plans in Santa Clara do not include prescription drug coverage?

0 PPO plans in Santa Clara do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 18
  • Average Monthly Premium $27.91/mo
  • Total HMO Enrollment 81,859
  • $0 Premium HMO Plans 10
  • Average MOOP $3,755
  • Top HMO by Enrollment Kaiser Permanente Sr Adv Enhanced Santa Clara (HMO) — 41,357 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Santa Clara County, California (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Sr Adv Basic Santa Clara
☆☆☆☆☆
$27 $6,000 $0 H0524-062-0
Kaiser Permanente Sr Adv Enhanced Santa Clara
☆☆☆☆☆
$101 $3,900 $0 H0524-039-0
Astiva Health Premier Plan - NorCal
☆☆☆☆☆
$0 $2,000 $0 H1993-012-0
Astiva Health Savings Plan - NorCal
☆☆☆☆☆
$0 $2,500 $0 H1993-011-0
Blue Shield Inspire
☆☆☆☆☆
$61 $5,100 $475 H0504-047-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
SCAN Classic
☆☆☆☆☆
$0 $999 $450 H5425-069-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $999 $450 H5425-137-0
Sutter Senior Advantage, a SCAN Medicare Plan
☆☆☆☆☆
$49 $4,900 $0 H5425-148-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 040
☆☆☆☆☆
$0 $3,999 $700 H3815-040-0
Alignment Health Sutter Advantage +More
☆☆☆☆☆
$51 $4,900 $0 H3815-020-0
Central Health Harmony 031
☆☆☆☆☆
$0 $3,400 $0 H3815-031-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,450 N/A H0523-099-0
Aetna Medicare Signature
☆☆☆☆☆
$102 $3,900 $700 H0523-083-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$104 $3,900 $700 H4982-030-0
What is the top HMO by enrollment in Santa Clara?

Kaiser Permanente Sr Adv Enhanced Santa Clara (HMO) is the top HMO in Santa Clara, with 41,357 enrollees.

What is the number of HMO plans without Part D coverage in Santa Clara?

2 HMO plans in Santa Clara do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Santa Clara County, CA (2027) are summarized below.

Medicare Advantage Plan Ratings in Santa Clara County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 58%
3 Stars 7 37%
Below 3 Stars 1 5%
Not Rated 0 0%
Average Rating 3.74

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Santa Clara County, California, including communities such as Los Altos, Mountain View, Sunnyvale, Palo Alto, Stanford, Alviso, Campbell, Cupertino, Gilroy, Los Gatos, Milpitas, Morgan Hill, San Martin, Santa Clara, Saratoga, San Jose, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon