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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Stanislaus County

2026 Medicare Advantage Plans in Stanislaus County, CA

Last update: September 2, 2026.

For 2026, Stanislaus County, CA includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 38,837, with 13 $0 premium options and 60% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Stanislaus County, CA are summarized separately. Visit Medicare Options in Stanislaus County, CA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $18.14/mo
  • $0 Premium Plans: 13
  • Average MOOP: $3,807 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 60% · 3 Stars: 40% · Below 3: 0%
  • Average Part D Deductible: $249.17
  • Total MA/MAPD Enrollment: 38,837
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Alignment Health AllCare Preferred (HMO) — 10,459 enrollees
    2. Kaiser Permanente Senior Advantage Basic Stanis (HMO) — 6,404 enrollees
    3. Kaiser Permanente Senior Advantage Enhanced Stanis (HMO) — 5,532 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
5
Average Monthly Premium
$34.00/mo
Total PPO Enrollment
1,465
$0 Premium PPO Plans
1
Average MOOP
$5,590
Top PPO by Enrollment
Alignment Health My Choice (PPO) — 882 enrollees
PPO Plans Without Drug Coverage
1

2026 PPO Medicare Advantage plans in Stanislaus County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Alignment Health Balance
☆☆☆☆☆
$41 $2,850 $0 H4961-006-0
Alignment Health My Choice
☆☆☆☆☆
$77 $4,200 $0 H4961-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5525-079-0
HumanaChoice H5525-080
☆☆☆☆☆
$40 $5,900 $615 H5525-080-0
Alignment Health Freedom
☆☆☆☆☆
$12 $8,500 $615 H8832-003-0
What is the average monthly premium for PPO plans in Stanislaus?
PPO plans in Stanislaus cost $34.00 per month on average.
Which PPO plan has the highest enrollment in Stanislaus?
The most popular PPO plan in Stanislaus is Alignment Health My Choice (PPO), with 882 enrollees.
How many PPO plans in Stanislaus do not include prescription drug coverage?
1 PPO plans in Stanislaus do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
15
Average Monthly Premium
$14.07/mo
Total HMO Enrollment
37,148
$0 Premium HMO Plans
11
Average MOOP
$3,386
Top HMO by Enrollment
Alignment Health AllCare Preferred (HMO) — 10,459 enrollees
HMO Plans Without Drug Coverage
2

2026 HMO Medicare Advantage plans in Stanislaus County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Kaiser Permanente Senior Advantage Basic Stanis
☆☆☆☆☆
$19 $4,900 $0 H0524-041-0
Kaiser Permanente Senior Advantage Enhanced Stanis
☆☆☆☆☆
$85 $2,500 $0 H0524-040-0
Alignment Health AllCare Preferred
☆☆☆☆☆
$0 $1,999 $0 H3815-011-0
Alignment Health Honor+ Plan
☆☆☆☆☆
$0 $9,250 $615 H3815-052-0
Alignment Health My Choice CalCare
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health smartHMO
☆☆☆☆☆
$0 $3,999 $615 H3815-040-0
Blue Shield Inspire
☆☆☆☆☆
$58 $5,300 $425 H0504-047-0
SCAN Classic
☆☆☆☆☆
$0 $799 $250 H5425-069-0
SCAN MyChoice
☆☆☆☆☆
$0 $1,299 $250 H5425-120-0
Sutter Senior Advantage, a SCAN Medicare Plan
☆☆☆☆☆
$49 $2,800 $250 H5425-125-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $296 $0 H5496-012-0
Central Health Classic Care Plan III
☆☆☆☆☆
$0 $2,999 $125 H5649-023-0
Humana Gold Plus H5619-148
☆☆☆☆☆
$0 $2,900 $615 H5619-148-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
What is the total number of HMO plans offered in Stanislaus?

There are 15 HMO plans in 2026, covering 37,148 enrollees.

How much do HMO plans cost in Stanislaus?

The average HMO premium in Stanislaus is $14.07 per month, with 11 plans offering $0 premiums.

What is the top HMO by enrollment in Stanislaus?

Alignment Health AllCare Preferred (HMO) is the top HMO in Stanislaus, with 10,459 enrollees.

What is the number of HMO plans without Part D coverage in Stanislaus?

2 HMO plans in Stanislaus do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
224
$0 Premium HMO-POS Plans
1
Average MOOP
$1,200
Top HMO-POS by Enrollment
Anthem Prime (HMO-POS) — 224 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Stanislaus County, California (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Anthem Prime
☆☆☆☆☆
$0 $1,200 $110 H4161-005-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Stanislaus cost $0.00 per month on average.

Which HMO-POS plan is most popular in Stanislaus?

The most popular HMO-POS plan in Stanislaus is Anthem Prime (HMO-POS), with 224 enrollees.

How many HMO-POS plans in Stanislaus do not include drug coverage?

There are 0 HMO-POS plans in Stanislaus without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Stanislaus County, CA (2026) are summarized below.

Medicare Advantage Plan Ratings in Stanislaus County, CA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 60%
3 Stars 8 40%
Below 3 Stars 0 0%
Not Rated 1 5%
Average Rating 3.75

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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