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  1. 🏠
  2. Medicare Advantage Plans
  3. California
  4. Stanislaus County

2027 Medicare Advantage Plans in Stanislaus County, CA

Last update: October 4, 2026.

In Stanislaus County, CA, there are 21 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 76% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$29.60/mo
Plans with $0 Premium
11
Average MOOP Limit
$4,085 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
Average Part D Deductible
$290.00
Total MA/MAPD Enrollment
36,411
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Alignment Health + AllCare Preferred 011 (HMO) — 10,422 enrollees
2. Kaiser Permanente Senior Advantage Basic Stanis (HMO) — 6,424 enrollees
3. Kaiser Permanente Senior Advantage Enhanced Stanis (HMO) — 5,526 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stanislaus County, CA. Or explore all Medicare Options available in Stanislaus County, CA. To understand how local plans fit into the broader market, visit our California Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 6
  • Average Monthly Premium $62.05/mo
  • Total PPO Enrollment 1,424
  • $0 Premium PPO Plans 1
  • Average MOOP $5,625
  • Top PPO by Enrollment Alignment Health My Choice 001 (PPO) — 880 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Stanislaus County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Alignment Health Balance 006
☆☆☆☆☆
$93 $2,850 $0 H4961-006-0
Alignment Health My Choice 001
☆☆☆☆☆
$149 $4,200 $0 H4961-001-0
Alignment Health Advantage 001
☆☆☆☆☆
$70 $4,451 $0 H8832-001-0
Alignment Health Balance Plus 004
☆☆☆☆☆
$7 $9,850 $700 H8832-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5525-079-0
HumanaChoice H5525-080
☆☆☆☆☆
$53 $5,900 $700 H5525-080-0
What is the total number of PPO plans offered in Stanislaus?

There are 6 PPO plans in 2027, covering 1,424 beneficiaries.

How much do PPO plans cost in Stanislaus?

The average PPO premium in Stanislaus is $62.05 per month, with 1 plans offering $0 premiums.

What is the most popular PPO plan in Stanislaus?

Alignment Health My Choice 001 (PPO) is the top PPO in Stanislaus, with 880 enrollees.

What is the number of PPO plans without Part D coverage in Stanislaus?

There are 1 PPO plans in Stanislaus without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
14
Average Monthly Premium
$17.81/mo
Total HMO Enrollment
34,753
$0 Premium HMO Plans
9
Average MOOP
$3,631
Top HMO by Enrollment
Alignment Health + AllCare Preferred 011 (HMO) — 10,422 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2027 HMO Medicare Advantage Plans available in Stanislaus County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Senior Advantage Basic Stanis
☆☆☆☆☆
$25 $4,900 $0 H0524-041-0
Kaiser Permanente Senior Advantage Enhanced Stanis
☆☆☆☆☆
$89 $2,500 $0 H0524-040-0
Blue Shield Inspire
☆☆☆☆☆
$61 $5,100 $475 H0504-047-0
Humana Gold Plus H5619-191
☆☆☆☆☆
$0 $4,000 $200 H5619-191-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $5,250 N/A H5619-121-0
Imperial Courage Plan
☆☆☆☆☆
$0 $2,999 N/A H5496-016-0
Imperial Dynamic Plan
☆☆☆☆☆
$0 $295 $0 H5496-012-0
SCAN Classic
☆☆☆☆☆
$0 $999 $450 H5425-069-0
SCAN Costco Medicare Advantage
☆☆☆☆☆
$0 $999 $450 H5425-137-0
Sutter Senior Advantage, a SCAN Medicare Plan
☆☆☆☆☆
$67 $4,450 $450 H5425-125-0
Alignment Health + AllCare Preferred 011
☆☆☆☆☆
$0 $1,999 $0 H3815-011-0
Alignment Health Honor Plus 060
☆☆☆☆☆
$7 $9,850 $700 H3815-060-0
Alignment Health My Choice 050
☆☆☆☆☆
$0 $3,499 $0 H3815-050-0
Alignment Health Smart 040
☆☆☆☆☆
$0 $3,999 $700 H3815-040-0

What is the average monthly premium for HMO plans?

HMO plans in Stanislaus cost $17.81 per month on average.

Which HMO plan is most popular in Stanislaus?

The most popular HMO plan in Stanislaus is Alignment Health + AllCare Preferred 011 (HMO), with 10,422 enrollees.

How many HMO plans in Stanislaus do not include drug coverage?

There are 2 HMO plans in Stanislaus without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
234
$0 Premium HMO-POS Plans
1
Average MOOP
$1,200
Top HMO-POS by Enrollment
Anthem Prime (HMO-POS) — 234 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Stanislaus County, California
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Prime
☆☆☆☆☆
$0 $1,200 $395 H4161-005-0
What is the leading HMO-POS plan in Stanislaus?

Anthem Prime (HMO-POS) is the top HMO-POS in Stanislaus, with 234 enrollees.

What is the number of HMO-POS plans without Part D coverage in Stanislaus?

0 HMO-POS plans in Stanislaus do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Stanislaus County, CA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Stanislaus County, CA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 76%
3 Stars 5 24%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.95

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Stanislaus County, California, including communities such as Ceres, Denair, Empire, Hughson, Keyes, La Grange, Modesto, Newman, Oakdale, Patterson, Riverbank, Salida, Turlock, Waterford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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