2026 Medicare Advantage Plans in Stanislaus County, CA
Last update: . Enrollment data updated: June 13, 2026
Stanislaus County, CA has 21 Medicare Advantage plans available in 2026. These include 13 plans with no monthly premium, and roughly 60% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Stanislaus County, CA. Or explore all Medicare Options available in Stanislaus County, CA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 5
- Average Monthly Premium $34.00/mo
- Total PPO Enrollment 1,477
- $0 Premium PPO Plans 1
- Average MOOP $5,590
- Top PPO by Enrollment Alignment Health My Choice (PPO) — 892 enrollees
- PPO Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Alignment Health Balance | $41 | $2,850 | $0 | H4961-006-0 | |
| Alignment Health My Choice | $77 | $4,200 | $0 | H4961-001-0 | |
| Humana USAA Honor Giveback | $0 | $6,500 | N/A | H5525-079-0 | |
| HumanaChoice H5525-080 | $40 | $5,900 | $615 | H5525-080-0 | |
| Alignment Health Freedom | $12 | $8,500 | $615 | H8832-003-0 |
What is the most popular PPO plan in Stanislaus?
Alignment Health My Choice (PPO) is the top PPO in Stanislaus, with 892 enrollees.
What is the number of PPO plans without Part D coverage in Stanislaus?
There are 1 PPO plans in Stanislaus without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 15
- Average Monthly Premium
- $14.07/mo
- Total HMO Enrollment
- 36,850
- $0 Premium HMO Plans
- 11
- Average MOOP
- $3,386
- Top HMO by Enrollment
- Alignment Health AllCare Preferred (HMO) — 10,538 enrollees
- HMO Plans Without Drug Coverage
- 2
What is the typical premium for HMO plans in Stanislaus?
HMO plans in Stanislaus cost $14.07 per month on average.
Which HMO plan do most beneficiaries choose in Stanislaus?
The most popular HMO plan in Stanislaus is Alignment Health AllCare Preferred (HMO), with 10,538 enrollees.
How many HMO options are offered without prescription drug coverage in Stanislaus?
There are 2 HMO plans in Stanislaus without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 1
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 195
- $0 Premium HMO-POS Plans 1
- Average MOOP $1,200
- Top HMO-POS by Enrollment Anthem Prime (HMO-POS) — 195 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Anthem Prime | $0 | $1,200 | $110 | H4161-005-0 |
What is the total number of HMO-POS plans in Stanislaus?
In 2026, Stanislaus has 1 HMO-POS plans with 195 enrollees.
How much do HMO-POS plans cost in Stanislaus?
The typical HMO-POS premium in Stanislaus is $0.00, and 1 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Stanislaus County, CA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 60% |
| 3 Stars | 8 | 40% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 5% |
| Average Rating | 3.75 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.