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  1. 🏠
  2. Medicare Advantage Plans
  3. Connecticut
  4. Middlesex County

2027 Medicare Advantage Plans in Middlesex County, CT

Last update: October 6, 2026.

Middlesex County, CT has 23 Medicare Advantage plans available in 2027. These include 9 plans with no monthly premium, and roughly 53% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $28.12/mo
$0 Premium Plans: 9
Average MOOP: $7,326 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible: $630.00
Total MA/MAPD Enrollment: 7,792
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Elite Extra (PPO) — 2,637 enrollees
2. UHC Medicare Advantage CT-0003 (HMO-POS) — 1,620 enrollees
3. Aetna Medicare Signature (PPO) — 1,544 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Middlesex County, CT. Or explore all Medicare Options available in Middlesex County, CT. To understand how local plans fit into the broader market, visit our Connecticut Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $13.47/mo
  • Total PPO Enrollment 5,049
  • $0 Premium PPO Plans 6
  • Average MOOP $7,195
  • Top PPO by Enrollment Aetna Medicare Elite Extra (PPO) — 2,637 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Middlesex County, Connecticut
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $7,150 N/A H5521-296-0
Aetna Medicare Elite
☆☆☆☆☆
$6 $7,150 $700 H5521-157-0
Aetna Medicare Elite Enhanced
☆☆☆☆☆
$99 $7,150 $700 H5521-762-0
Aetna Medicare Elite Extra
☆☆☆☆☆
$6 $7,150 $700 H5521-352-0
Aetna Medicare Signature
☆☆☆☆☆
$6 $7,150 $700 H5521-446-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
$0 $7,150 $700 H5216-138-0
HumanaChoice Giveback H5216-476
☆☆☆☆☆
$0 $7,150 $700 H5216-476-0
HumanaChoice H5216-288
☆☆☆☆☆
$31 $7,150 $375 H5216-288-0
HumanaChoice H5216-289
☆☆☆☆☆
$0 $7,150 $500 H5216-289-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,850 $700 H1914-001-0
What is the most popular PPO plan in Middlesex?

Aetna Medicare Elite Extra (PPO) is the top PPO in Middlesex, with 2,637 enrollees.

What is the number of PPO plans without Part D coverage in Middlesex?

There are 2 PPO plans in Middlesex without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$54.00/mo
Total HMO Enrollment
290
$0 Premium HMO Plans
0
Average MOOP
$9,850
Top HMO by Enrollment
Anthem Medicare Advantage (HMO) — 290 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Middlesex County, Connecticut
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
$54 $9,850 $400 H5854-019-1

What is the typical premium for HMO plans in Middlesex?

HMO plans in Middlesex cost $54.00 per month on average.

Which HMO plan do most beneficiaries choose in Middlesex?

The most popular HMO plan in Middlesex is Anthem Medicare Advantage (HMO), with 290 enrollees.

How many HMO options are offered without prescription drug coverage in Middlesex?

There are 0 HMO plans in Middlesex without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $47.43/mo
  • Total HMO-POS Enrollment 2,453
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $7,171
  • Top HMO-POS by Enrollment UHC Medicare Advantage CT-0003 (HMO-POS) — 1,620 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Middlesex County, Connecticut
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Veteran
☆☆☆☆☆
$0 $5,900 N/A H5854-018-0
UHC Medicare Advantage CT-0001
☆☆☆☆☆
$109 $6,300 $595 H0755-030-0
UHC Medicare Advantage CT-0002
☆☆☆☆☆
$59 $6,700 $595 H0755-031-0
UHC Medicare Advantage CT-0003
☆☆☆☆☆
$39 $7,150 $685 H0755-033-0
UHC Medicare Advantage Patriot No Rx CT-MA01
☆☆☆☆☆
$0 $7,150 N/A H0755-032-0
Wellcare Simple
☆☆☆☆☆
$0 $9,850 $700 H0712-019-0
Aetna Medicare Signature
☆☆☆☆☆
$125 $7,150 $700 H5793-001-0
What is the total number of HMO-POS plans in Middlesex?

In 2027, Middlesex has 7 HMO-POS plans with 2,453 enrollees.

How much do HMO-POS plans cost in Middlesex?

The typical HMO-POS premium in Middlesex is $47.43, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Middlesex County, CT for 2027.

CMS Star Ratings for Medicare Advantage Plans in Middlesex County, CT (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 53%
3 Stars 9 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.71

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Middlesex County, Connecticut, including communities such as Chester, Clinton, Cromwell, Deep River, Killingworth, Durham, East Haddam, East Hampton, Essex, Haddam, Higganum, Ivoryton, Middlefield, Middletown, Moodus, Old Saybrook, Portland, Westbrook, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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