2026 Medicare Advantage Plans in New Castle County, DE
Last update: . Enrollment data updated: May 2, 2026
In New Castle County, DE, there are 23 Medicare Advantage plans available for 2026. Of these, 17 offer a $0 monthly premium, and about 60% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in New Castle County, DE. Or explore all Medicare Options available in New Castle County, DE.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Premier | $87 | $7,500 | $615 | H5521-095-0 | |
| Humana Essentials Plus Giveback H7617-100 | $0 | $9,250 | $360 | H7617-100-0 | |
| AARP Medicare Advantage from UHC DE-0001 | $0 | $6,700 | $600 | H2406-075-0 | |
| AARP Medicare Advantage from UHC DE-0002 | $52 | $6,300 | $520 | H2406-100-0 | |
| Complete Blue PPO Distinct | $105 | $6,500 | $615 | H8166-006-0 | |
| Complete Blue PPO Signature | $0 | $6,750 | $615 | H8166-005-0 | |
| Freedom Blue PPO Valor | $0 | $6,000 | N/A | H8166-003-0 | |
| Humana Essentials Plus Giveback H5216-308 | $0 | $9,250 | $390 | H5216-308-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-381-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H5216-386-2 | |
| HumanaChoice H5216-387 | $25 | $8,950 | $500 | H5216-387-2 | |
| HumanaChoice H5216-390 | $20 | $5,900 | $615 | H5216-390-0 | |
| HealthSpring True Choice | $0 | $6,800 | $250 | H7849-146-0 | |
| DEVOTED CHOICE 001 DE | $0 | $6,700 | $375 | H0413-001-0 | |
| DEVOTED CHOICE GIVEBACK 002 DE | $0 | $9,250 | $605 | H0413-002-0 |
What is the total number of PPO plans offered in New Castle?
New Castle County has 15 PPO plans for 2026, with 11,992 enrolled.
How much do PPO plans cost in New Castle?
The typical PPO premium in New Castle is $19.25, and 10 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $11.50/mo
- Total HMO Enrollment
- 8,057
- $0 Premium HMO Plans
- 3
- Average MOOP
- $6,875
- Top HMO by Enrollment
- Aetna Medicare Advantra Signature (HMO) — 5,643 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Advantra Eagle Plus | $0 | $6,750 | N/A | H3959-056-0 | |
| Aetna Medicare Advantra Signature | $0 | $6,500 | $615 | H3959-055-0 | |
| Aetna Medicare Enhanced | $46 | $6,750 | $615 | H3931-102-0 | |
| HealthSpring Preferred | $0 | $7,500 | $0 | H2108-042-1 |
- What is the average monthly premium for HMO plans?
- HMO plans in New Castle cost $11.50 per month on average.
- Which HMO plan is most popular in New Castle?
- The most popular HMO plan in New Castle is Aetna Medicare Advantra Signature (HMO), with 5,643 enrollees.
- How many HMO plans in New Castle do not include drug coverage?
- There are 1 HMO plans in New Castle without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 4
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 4,231
- $0 Premium HMO-POS Plans 4
- Average MOOP $6,325
- Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) — 2,339 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC DE-3 | $0 | $5,900 | $440 | H5253-142-0 | |
| AARP Medicare Advantage Extras from UHC DE-6 | $0 | $6,700 | $600 | H5253-206-0 | |
| AARP Medicare Advantage Patriot No Rx DE-MA01 | $0 | $6,700 | N/A | H5253-143-0 | |
| Wellcare Simple | $0 | $6,000 | $615 | H4661-001-0 |
What is the total number of HMO-POS plans in New Castle?
There are 4 HMO-POS plans in 2026, covering 4,231 enrollees.
How much do HMO-POS plans cost in New Castle?
The average HMO-POS premium in New Castle is $0.00 per month, with 4 plans offering $0 premiums.
What is the leading HMO-POS plan in New Castle?
AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) is the top HMO-POS in New Castle, with 2,339 enrollees.
What is the number of HMO-POS plans without Part D coverage in New Castle?
1 HMO-POS plans in New Castle do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in New Castle County, DE for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 60% |
| 3 Stars | 8 | 40% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 13% |
| Average Rating | 3.78 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.