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  1. 🏠
  2. Medicare Advantage Plans
  3. Delaware
  4. Sussex County

2026 Medicare Advantage Plans in Sussex County, DE

Last update: September 1, 2026.

In Sussex County, DE, there are 20 Medicare Advantage plans available for 2026. Of these, 14 offer a $0 monthly premium, and about 58% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Sussex County, DE. Or explore all Medicare Options available in Sussex County, DE.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.19/mo
Plans with $0 Premium
14
Average MOOP Limit
$6,973 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
Average Part D Deductible
$490.00
Total MA/MAPD Enrollment
17,885
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage from UHC DE-0002 (PPO) — 3,478 enrollees
2. AARP Medicare Advantage from UHC DE-0001 (PPO) — 2,683 enrollees
3. Aetna Medicare Advantra Signature (HMO) — 2,240 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $26.48/mo
  • Total PPO Enrollment 11,096
  • $0 Premium PPO Plans 7
  • Average MOOP $7,221
  • Top PPO by Enrollment AARP Medicare Advantage from UHC DE-0002 (PPO) — 3,478 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Sussex County, Delaware
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Premier
☆☆☆☆☆
$87 $7,500 $615 H5521-095-0
Humana Essentials Plus Giveback H7617-100
☆☆☆☆☆
$0 $9,250 $360 H7617-100-0
AARP Medicare Advantage from UHC DE-0001
☆☆☆☆☆
$0 $6,700 $600 H2406-075-0
AARP Medicare Advantage from UHC DE-0002
☆☆☆☆☆
$52 $6,300 $520 H2406-100-0
Complete Blue PPO Distinct
☆☆☆☆☆
$134 $6,500 $615 H8166-007-0
Freedom Blue PPO Valor
☆☆☆☆☆
$0 $6,000 N/A H8166-003-0
Humana Essentials Plus Giveback H5216-308
☆☆☆☆☆
$0 $9,250 $390 H5216-308-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-386-2
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-381-0
HumanaChoice H5216-387
☆☆☆☆☆
$25 $8,950 $500 H5216-387-2
HumanaChoice H5216-390
☆☆☆☆☆
$20 $5,900 $615 H5216-390-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-146-0
What is the total number of PPO plans offered in Sussex?

There are 12 PPO plans in 2026, covering 11,096 beneficiaries.

How much do PPO plans cost in Sussex?

The average PPO premium in Sussex is $26.48 per month, with 7 plans offering $0 premiums.

What is the most popular PPO plan in Sussex?

AARP Medicare Advantage from UHC DE-0002 (PPO) is the top PPO in Sussex, with 3,478 enrollees.

What is the number of PPO plans without Part D coverage in Sussex?

There are 3 PPO plans in Sussex without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$11.50/mo
Total HMO Enrollment
3,150
$0 Premium HMO Plans
3
Average MOOP
$6,875
Top HMO by Enrollment
Aetna Medicare Advantra Signature (HMO) — 2,240 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Sussex County, Delaware
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Advantra Eagle Plus
☆☆☆☆☆
$0 $6,750 N/A H3959-056-0
Aetna Medicare Advantra Signature
☆☆☆☆☆
$0 $6,500 $615 H3959-055-0
Aetna Medicare Enhanced
☆☆☆☆☆
$46 $6,750 $615 H3931-102-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,500 $0 H2108-042-1

What is the average monthly premium for HMO plans?

HMO plans in Sussex cost $11.50 per month on average.

Which HMO plan is most popular in Sussex?

The most popular HMO plan in Sussex is Aetna Medicare Advantra Signature (HMO), with 2,240 enrollees.

How many HMO plans in Sussex do not include drug coverage?

There are 1 HMO plans in Sussex without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
3,639
$0 Premium HMO-POS Plans
4
Average MOOP
$6,325
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) — 1,900 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Sussex County, Delaware
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC DE-3
☆☆☆☆☆
$0 $5,900 $440 H5253-142-0
AARP Medicare Advantage Extras from UHC DE-6
☆☆☆☆☆
$0 $6,700 $600 H5253-206-0
AARP Medicare Advantage Patriot No Rx DE-MA01
☆☆☆☆☆
$0 $6,700 N/A H5253-143-0
Wellcare Simple
☆☆☆☆☆
$0 $6,000 $615 H4661-001-0
What is the leading HMO-POS plan in Sussex?

AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) is the top HMO-POS in Sussex, with 1,900 enrollees.

What is the number of HMO-POS plans without Part D coverage in Sussex?

1 HMO-POS plans in Sussex do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Sussex County, DE for 2026.

CMS Star Ratings for Medicare Advantage Plans in Sussex County, DE (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 58%
3 Stars 8 42%
Below 3 Stars 0 0%
Not Rated 1 5%
Average Rating 3.76

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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