Wellcare Simple (HMO-POS) Medicare Advantage Plan H1032-199 • 2027 • Charlotte County, FL

Wellcare Simple is a Medicare Advantage HMO-POS plan offered by Wellcare. It uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network and comes with prescription drug coverage. For the 2027 plan year it has a $0.00 monthly premium, Coming soon medical deductible, and $3000.00 in-network maximum out-of-pocket. CMS Plan ID H1032-199 identifies this plan. The 2027 Part D prescription drug deductible is $700.00.

This plan is available to eligible residents of Charlotte County, Florida. CMS reports 126 beneficiaries enrolled in this plan in Charlotte County. For assistance with this plan, new members can call (844)480-0680 (TTY 711).

Wellcare Simple includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Wellcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, Wellcare Simple may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

Medicare Advantage (Part C) and Part D plans are rated each year by CMS on a 5-star scale. Ratings summarize plan performance across clinical care and member experience measures.