- Entity
- county:florida-charlotte-12015
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/charlotte/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 33
- PPO Plans
- 18
- HMO Plans
- 9
- HMO-POS Plans
- 6
- PFFS Plans
- 0
- Average Monthly Premium
- 15.03
- Average MOOP
- 6081.82
- Average Part D Deductible
- 538
- $0 Premium Plans
- 29
- Plans Without Part D Coverage
- 9
- Average CMS Star Rating
- 3.89
- $0 Premium Plan Share
- 87.88
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 76
- 3-Star Plan Share
- 24
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 27.56
- PPO Average MOOP
- 7208.33
- PPO Enrollment
- 11103
- PPO $0 Premium Plans
- 14
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 4405.56
- HMO Enrollment
- 5322
- HMO $0 Premium Plans
- 9
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 0
- HMO-POS Average MOOP
- 5216.67
- HMO-POS Enrollment
- 4483
- HMO-POS $0 Premium Plans
- 6
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:florida-charlotte-12015
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/charlotte/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-florida-charlotte-12015-landscape-stats
- Plans Indexed
- 33
- Standard Medicare Advantage Plans
-
-
Humana Essentials Plus Giveback
H7617-126-0 -
Humana Gold Plus Giveback H1036-278
H1036-278-0 -
Humana Gold Plus H1036-217
H1036-217-0 -
Humana USAA Honor Giveback
H7617-108-0 -
Humana USAA Honor Giveback
H1036-290-0 -
AARP Medicare Advantage CareFlex from UHC FL-34
H1045-059-0 -
AARP Medicare Advantage from UHC FL-0006
H1045-028-0 -
AARP Medicare Advantage from UHC FL-0010
H1045-034-0 -
AARP Medicare Advantage from UHC FL-0017
H2406-009-0 -
AARP Medicare Advantage Patriot No Rx FL-MA2
H2406-130-0 -
Aetna Medicare Eagle Giveback
H5521-306-0 -
Aetna Medicare Select
H1609-027-0 -
Aetna Medicare Select Extra
H1609-028-0 -
Aetna Medicare Signature
H5521-710-0 -
Aetna Medicare Signature Legacy
H5521-272-0 -
Freedom Medicare Plan Rx
H5427-059-0 -
Freedom Platinum Plan Rx
H5427-091-0 -
Freedom Platinum Rewards Plan Rx
H5427-105-0 -
Humana USAA Honor Giveback
H5216-257-0 -
Humana Value Choice
H5216-072-0 -
HumanaChoice R5826-005
R5826-005-0 -
HumanaChoice R5826-018
R5826-018-0 -
HumanaChoice R5826-074
R5826-074-0 -
Wellcare Giveback
H1032-198-0 -
Wellcare Simple
H1032-199-0 -
AARP Medicare Advantage from UHC FL-0031
R0759-001-0 -
AARP Medicare Advantage Patriot No Rx FL-MA01
R0759-002-0 -
BlueMedicare Classic
H1035-019-0 -
BlueMedicare Premier
H1035-045-0 -
BlueMedicare Patriot
H5434-042-0 -
BlueMedicare Patriot Plus
H5434-048-0 -
BlueMedicare Select
H5434-002-0 -
BlueMedicare Value
H5434-030-0
-
Humana Essentials Plus Giveback
- Total Standard Medicare Advantage Enrollment
- 20908
2027 Medicare Advantage Plans in Charlotte County, FL
Last update: .
Charlotte County, FL has 33 Medicare Advantage plans available in 2027. These include 29 plans with no monthly premium, and roughly 76% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Charlotte County, FL. Or explore all Medicare Options available in Charlotte County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 18
- Average Monthly Premium $27.56/mo
- Total PPO Enrollment 11,103
- $0 Premium PPO Plans 14
- Average MOOP $7,208
- Top PPO by Enrollment Aetna Medicare Signature Legacy (PPO) — 4,914 enrollees
- PPO Plans Without Drug Coverage 8
What is the most popular PPO plan in Charlotte?
Aetna Medicare Signature Legacy (PPO) is the top PPO in Charlotte, with 4,914 enrollees.
What is the number of PPO plans without Part D coverage in Charlotte?
There are 8 PPO plans in Charlotte without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 9
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 5,322
- $0 Premium HMO Plans
- 9
- Average MOOP
- $4,406
- Top HMO by Enrollment
- Humana Gold Plus H1036-217 (HMO) — 1,499 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H1036-278 | $0 | $4,400 | $700 | H1036-278-0 | |
| Humana Gold Plus H1036-217 | $0 | $3,800 | $700 | H1036-217-0 | |
| Humana USAA Honor Giveback | $0 | $6,700 | N/A | H1036-290-0 | |
| Aetna Medicare Select | $0 | $3,900 | $0 | H1609-027-0 | |
| Freedom Medicare Plan Rx | $0 | $4,450 | $0 | H5427-059-0 | |
| Freedom Platinum Plan Rx | $0 | $2,750 | $0 | H5427-091-0 | |
| Freedom Platinum Rewards Plan Rx | $0 | $3,400 | $0 | H5427-105-0 | |
| BlueMedicare Classic | $0 | $6,750 | $700 | H1035-019-0 | |
| BlueMedicare Premier | $0 | $3,500 | $350 | H1035-045-0 |
What is the typical premium for HMO plans in Charlotte?
HMO plans in Charlotte cost $0.00 per month on average.
Which HMO plan do most beneficiaries choose in Charlotte?
The most popular HMO plan in Charlotte is Humana Gold Plus H1036-217 (HMO), with 1,499 enrollees.
How many HMO options are offered without prescription drug coverage in Charlotte?
There are 1 HMO plans in Charlotte without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 4,483
- $0 Premium HMO-POS Plans 6
- Average MOOP $5,217
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0006 (HMO-POS) — 2,166 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 | $0 | $7,150 | $685 | H1045-059-0 | |
| AARP Medicare Advantage from UHC FL-0006 | $0 | $3,800 | $405 | H1045-028-0 | |
| AARP Medicare Advantage from UHC FL-0010 | $0 | $3,400 | $405 | H1045-034-0 | |
| Aetna Medicare Select Extra | $0 | $6,750 | $700 | H1609-028-0 | |
| Wellcare Giveback | $0 | $7,200 | $700 | H1032-198-0 | |
| Wellcare Simple | $0 | $3,000 | $700 | H1032-199-0 |
What is the total number of HMO-POS plans in Charlotte?
In 2027, Charlotte has 6 HMO-POS plans with 4,483 enrollees.
How much do HMO-POS plans cost in Charlotte?
The typical HMO-POS premium in Charlotte is $0.00, and 6 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Charlotte County, FL for 2027.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 25 | 76% |
| 3 Stars | 8 | 24% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.89 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
| Data Source | Publisher | CMS Version |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | CY2027 Landscape (202609.1) |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | 2027 Star Ratings Data Tables |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | PBP Benefits-2027 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | 2026-09 |
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| CMS.gov | Medicare Advantage Plan Fact Sheet | 25 May, 2025 |
| Medicare.gov | Your coverage options | 25 May, 2025 |
| Medicare.gov | Joining a plan | 25 May, 2025 |
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.