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  2. Medicare Advantage Plans
  3. HumanaChoice R5826-005
Humana logo, a registered trademark of Humana

HumanaChoice R5826-005 (PPO) Medicare Advantage Plan R5826-005 • 2026

CMS Rating: ☆☆☆☆☆ (3.5 out of 5 stars*)

This Medicare Advantage Regional PPO plan, identified by CMS Plan ID R5826-005, is offered by Humana for the 2026 plan year. The plan uses a Preferred Provider Organization (PPO) provider network and comes with Part D prescription drug coverage.

Last update: September 16, 2026
  • Doctor Visits
  • Foot Care
  • Chiropractic
  • Urgent & Emergency
  • Mental Health
  • Rehab Services
  • Equipment & Supplies
  • Diag, Lab, Imaging
  • Part B Drugs
  • Dental
  • Hearing Aids
  • Vision
  • Prescriptions
  • Contact Humana

HumanaChoice R5826-005 Overview

2026 Medicare Advantage Plan Overview for R5826-005-0
Plan Overview for R5826-005-0
CMS Plan ID: R5826-005-0
Plan Type: Regional PPO
Plan Year: 2026
Monthly Premium: $184.00
Plus your Medicare Part B premium.
Medical Deductible: $750
Maximum Out-of-Pocket: $6700.00 (In-Network)
Part B Give Back: Not offered
Prescription Drug Coverage: Enhanced, $615.00 deductible
Additional Benefits: Dental, Vision, Hearing
Service Area: See List
Enrollment (Nationwide): 1,020 beneficiaries
Provided By: Humana

Plan Availability

HumanaChoice R5826-005 (R5826-005-0) is available in the following locations (click to open):

Alachua
Baker
Bay
Bradford
Brevard
Broward
Calhoun
Charlotte
Citrus
Clay
Collier
Columbia
Desoto
Dixie
Duval
Escambia
Flagler
Franklin
Gadsden
Gilchrist
Glades
Gulf
Hamilton
Hardee
Hendry
Hernando
Highlands
Hillsborough
Holmes
Indian River
Jackson
Jefferson
Lafayette
Lake
Lee
Leon
Levy
Liberty
Madison
Manatee
Marion
Martin
Miami-Dade
Monroe
Nassau
Okaloosa
Okeechobee
Orange
Osceola
Palm Beach
Pasco
Pinellas
Polk
Putnam
Saint Johns
Saint Lucie
Santa Rosa
Sarasota
Seminole
Sumter
Suwannee
Taylor
Union
Volusia
Wakulla
Walton
Washington

Coverage Overview for HumanaChoice R5826-005

This MAPD PPO Medicare Advantage plan includes Medicare Part A and Part B services along with integrated prescription drug coverage. The monthly premium is $184.00, and the plan allows access to Medicare-approved providers, with lower costs when using in-network providers. The annual Part D deductible is $615.00.

Primary care visits have a $0 copay | Out-of-network: $65 copay, and specialist visits come with a $45 copay | Out-of-network: $65 copay. Urgent care services carry a $40 copay, and ground ambulance transportation is $120-$240 copay | Out-of-network: $120-$240 copay. These costs apply toward the annual maximum out-of-pocket (MOOP) limit of $6700.00. After this limit is reached, in-network services are fully covered.

This plan is recognized by CMS under Plan ID R5826-005. Cost-sharing details are outlined below.

Out-of-Pocket Costs

HumanaChoice R5826-005 includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The table below outlines the most common in-network out-of-pocket costs associated with plan R5826-005.

Certain preventive services are covered 100% by HumanaChoice R5826-005 as a Part B benefit.

Prescription Drug Coverage

HumanaChoice R5826-005 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Special Needs Plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

HumanaChoice R5826-005 (R5826-005-0) Prescription Drug Plan Premium Details
Basic Part D Premium: $129.60
Supplemental Part D Premium: $0.00
Total Part D Premium: $129.60
Low-Income Premium Subsidy: $4.82
Low-Income Premium Subsidy Paid by CMS: $4.80
Low-Income Subsidy Premium: $124.80

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $615.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Humana starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, HumanaChoice R5826-005 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

HumanaChoice R5826-005 (R5826-005-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copayComing soon
Generic$15.00 copayComing soon
Preferred Brand$47.00 copayComing soon
Non-Preferred Drug50% coinsuranceComing soon
Specialty Tier25% coinsuranceComing soon
*Deductible does not apply.

CMS 5-Star Ratings

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2026 Medicare Star Ratings for Contract R5826
CMS Measure Star Rating
2026 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

What is the monthly premium for HumanaChoice R5826-005 (Regional PPO)?

The 2026 monthly premium is $184.00. The Medicare Part B premium is paid separately.

What is the in-network MOOP for plan R5826-005?

For 2026, the in-network maximum out-of-pocket is $6700.00. The plan pays 100% of covered in-network services beyond this amount.

What is the star rating for plan R5826-005 in 2026?

For 2026, plan R5826-005 has a CMS star rating of ★3.5 out of 5 stars.

What is the total enrollment for plan R5826-005?

Total enrollment is 1,020 beneficiaries based on the latest CMS data.

Is there a Part D deductible for this plan?

The Part D deductible is $615.00.

Contact Information for Humana

Humana Plan Contact Details for HumanaChoice R5826-005 (R5826-005-0)
Contact Type Details
Website: Humana Plan Page
New Members: 1-888-873-0686
Existing Members: 1-800-457-4708
Plan Address: 101 E Main Street | Louisville, KY 40202

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.

Primary CMS datasets used for this Medicare Advantage Special Needs Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services September 8, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services September 8, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services September 8, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services September 8, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
Humana (official source) http://www.humana.com/medicare October 13, 2025
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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