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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Liberty County

2027 Medicare Advantage Plans in Liberty County, FL

Last update: October 4, 2026.

In Liberty County, FL, there are 17 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 53% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$29.76/mo
Plans with $0 Premium
11
Average MOOP Limit
$7,068 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible
$614.17
Total MA/MAPD Enrollment
334
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 212 enrollees
2. Capital Health Plan Advantage Plus (HMO) — 74 enrollees
3. Capital Health Plan Preferred Advantage (HMO) — 26 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Liberty County, FL. Or explore all Medicare Options available in Liberty County, FL. To understand how local plans fit into the broader market, visit our Florida Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$30.16/mo
Total PPO Enrollment
0
$0 Premium PPO Plans
8
Average MOOP
$7,517
Top PPO by Enrollment
— 0 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Liberty County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7284-012-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $700 H7284-009-0
HumanaChoice Florida H7284-011
☆☆☆☆☆
$0 $7,150 $700 H7284-011-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-040-0
BlueMedicare Patriot Plus
☆☆☆☆☆
$0 $6,750 N/A H5434-048-0
BlueMedicare Value
☆☆☆☆☆
$0 $8,750 $700 H5434-025-0
What is the total number of PPO plans offered in Liberty?

Liberty County has 12 PPO plans for 2027, with 0 enrolled.

How much do PPO plans cost in Liberty?

The typical PPO premium in Liberty is $30.16, and 8 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$36.00/mo
Total HMO Enrollment
122
$0 Premium HMO Plans
2
Average MOOP
$6,375
Top HMO by Enrollment
Capital Health Plan Advantage Plus (HMO) — 74 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Liberty County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Capital Health Plan Advantage Plus
☆☆☆☆☆
$39 $6,000 $400 H5938-001-0
Capital Health Plan Giveback Advantage
☆☆☆☆☆
$0 $7,000 $550 H5938-009-0
Capital Health Plan Preferred Advantage
☆☆☆☆☆
$105 $6,000 $300 H5938-006-0
Capital Health Plan Silver Advantage
☆☆☆☆☆
$0 $6,500 $550 H5938-008-0
What is the average monthly premium for HMO plans?
HMO plans in Liberty cost $36.00 per month on average.
Which HMO plan is most popular in Liberty?
The most popular HMO plan in Liberty is Capital Health Plan Advantage Plus (HMO), with 74 enrollees.
How many HMO plans in Liberty do not include drug coverage?
There are 0 HMO plans in Liberty without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 212
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $4,450
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 212 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Liberty County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC FL-0011
☆☆☆☆☆
$0 $4,450 $685 H1045-041-0
What is the total number of HMO-POS plans in Liberty?

There are 1 HMO-POS plans in 2027, covering 212 enrollees.

How much do HMO-POS plans cost in Liberty?

The average HMO-POS premium in Liberty is $0.00 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Liberty?

AARP Medicare Advantage from UHC FL-0011 (HMO-POS) is the top HMO-POS in Liberty, with 212 enrollees.

What is the number of HMO-POS plans without Part D coverage in Liberty?

0 HMO-POS plans in Liberty do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Liberty County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Liberty County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 53%
3 Stars 8 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.79

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Liberty County, Florida, including communities such as Bristol, Hosford, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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