2026 Medicare Advantage Plans in Sumter County, FL
Last update: . Enrollment data updated: June 13, 2026
Sumter County, FL has 52 Medicare Advantage plans available in 2026. These include 47 plans with no monthly premium, and roughly 69% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Sumter County, FL. Or explore all Medicare Options available in Sumter County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 24
- Average Monthly Premium $15.25/mo
- Total PPO Enrollment 11,559
- $0 Premium PPO Plans 20
- Average MOOP $6,515
- Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0024 (PPO) — 3,201 enrollees
- PPO Plans Without Drug Coverage 8
What is the most popular PPO plan in Sumter?
AARP Medicare Advantage from UHC FL-0024 (PPO) is the top PPO in Sumter, with 3,201 enrollees.
What is the number of PPO plans without Part D coverage in Sumter?
There are 8 PPO plans in Sumter without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 25
- Average Monthly Premium
- $0.19/mo
- Total HMO Enrollment
- 6,403
- $0 Premium HMO Plans
- 24
- Average MOOP
- $4,014
- Top HMO by Enrollment
- BlueMedicare Premier (HMO) — 2,648 enrollees
- HMO Plans Without Drug Coverage
- 4
What is the typical premium for HMO plans in Sumter?
HMO plans in Sumter cost $0.19 per month on average.
Which HMO plan do most beneficiaries choose in Sumter?
The most popular HMO plan in Sumter is BlueMedicare Premier (HMO), with 2,648 enrollees.
How many HMO options are offered without prescription drug coverage in Sumter?
There are 4 HMO plans in Sumter without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 17,985
- $0 Premium HMO-POS Plans 3
- Average MOOP $2,533
- Top HMO-POS by Enrollment UHC The Villages Medicare Advantage FL-004P (HMO-POS) — 12,988 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| CareOne Plus | $0 | $2,500 | $615 | H1019-057-0 | |
| UHC The Villages Medicare Advantage FL-0004 | $0 | $2,700 | $270 | H1045-025-0 | |
| UHC The Villages Medicare Advantage FL-004P | $0 | $2,400 | $270 | H1045-056-0 |
What is the total number of HMO-POS plans in Sumter?
In 2026, Sumter has 3 HMO-POS plans with 17,985 enrollees.
How much do HMO-POS plans cost in Sumter?
The typical HMO-POS premium in Sumter is $0.00, and 3 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Sumter County, FL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 8% |
| 4 Stars (includes 5 Stars) | 36 | 69% |
| 3 Stars | 16 | 31% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.15 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.