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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Sumter County
  5. CarePlus Health Plans, Inc. CareAccess
CarePlus Health Plans, Inc. logo, a registered trademark of CarePlus Health Plans, Inc.

CarePlus Health Plans, Inc. CareAccess (HMO) Medicare Advantage Plan H1019-144 • 2026 • Sumter County, FL

CMS Rating: ☆☆☆☆☆ (4.5 out of 5 stars*)

CarePlus Health Plans, Inc. CareAccess is a Medicare Advantage HMO plan offered by CarePlus Health Plans, Inc. for the 2026 plan year. It is identified by CMS Plan ID H1019-144 and uses a Health Maintenance Organization (HMO) provider network. The plan comes with prescription drug coverage.

Last update: September 16, 2026
  • Doctor Visits
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  • Urgent & Emergency
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  • Part B Drugs
  • Dental
  • Hearing Aids
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  • Prescriptions
  • Contact CarePlus Health Plans, Inc.

CarePlus Health Plans, Inc. CareAccess Overview

2026 Medicare Advantage Plan Overview for H1019-144-0
Plan Overview for H1019-144-0
CMS Plan ID: H1019-144-0
Plan Type: HMO
Plan Year: 2026
Monthly Premium: $0.00
Plus your Medicare Part B premium.
Medical Deductible: $0.00
Maximum Out-of-Pocket: $3750.00 (In-Network)
Part B Give Back: −$3.00 reduction
Prescription Drug Coverage: Enhanced, $615.00 deductible
Additional Benefits: Dental, Vision, Hearing
Service Area: Sumter County, FL
Enrollment (Nationwide): 42 beneficiaries
Enrollment (CMS – Local)0 beneficiaries in Sumter County
Provided By: CarePlus Health Plans, Inc.

Plan Overview for CarePlus Health Plans, Inc. CareAccess

CarePlus Health Plans, Inc. CareAccess is a Medicare Advantage Prescription Drug (MAPD) Health Maintenance Organization (HMO) plan that includes hospital, medical, and prescription drug coverage under Medicare Parts A and B. The monthly premium is $0.00, and services are generally covered when received from in-network providers, except in emergency situations. The annual Part D deductible is $615.00.

Primary care visits have a $0 copay, specialist visits come with a $30 copay, urgent care services carry a $25 copay, and ambulance transportation is $0-$250 copay. These costs apply toward the maximum out-of-pocket (MOOP) limit of $3750.00. After this limit is reached, in-network services are fully covered for the remainder of the year.

This plan is listed by CMS under Plan ID H1019-144. Cost-sharing details for key services are provided below.

Cost Sharing Expenses

CarePlus Health Plans, Inc. CareAccess has cost-sharing, meaning there are out-of-pocket costs when receiving covered healthcare services. The table below details the most common in-network out-of-pocket expenses for plan H1019-144.

Certain preventive services are covered 100% by CarePlus Health Plans, Inc. CareAccess as a Part B benefit.

Prescription Drug Coverage

CarePlus Health Plans, Inc. CareAccess includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Advantage coverage.

CarePlus Health Plans, Inc. CareAccess Prescription Drug Plan Premium Details
Basic Part D Premium: $-29.80
Supplemental Part D Premium: $29.80
Total Part D Premium: $0.00
Low-Income Premium Subsidy: ${part_d_lips_amount}
Low-Income Premium Subsidy Paid by CMS: $0.00
Low-Income Subsidy Premium: $0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $615.00 annual Part D deductible. You'll pay this deductible at the pharmacy before CarePlus Health Plans, Inc. starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, CarePlus Health Plans, Inc. CareAccess may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

CarePlus Health Plans, Inc. CareAccess Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Preferred Generic$0.00 copayComing soon
Generic$0.00 copayComing soon
Preferred Brand$30.00 copayComing soon
Non-Preferred Drug40% coinsuranceComing soon
Specialty Tier25% coinsuranceComing soon
*Deductible does not apply.

CMS 5-Star Ratings

Medicare Advantage (Part C) and Part D plans are rated each year by CMS on a 5-star scale. Ratings summarize plan performance across clinical care and member experience measures.

2026 Medicare Star Ratings for Contract H1019
CMS Measure Star Rating
2026 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

How much does plan H1019-144 cost per month?

For 2026, the monthly premium is $0.00. Medicare Part B premiums apply in addition to this amount.

What is the annual out-of-pocket maximum (MOOP) for this plan?

The annual in-network MOOP is $3750.00 for 2026. After this limit is reached, covered in-network services are fully paid.

What is the CMS star rating for CarePlus Health Plans, Inc. CareAccess?

The 2026 CMS star rating for CarePlus Health Plans, Inc. CareAccess is ★4.5 out of 5.

How many beneficiaries are enrolled in this plan?

Total enrollment is 42 beneficiaries based on the latest CMS data.

Is there a Part D deductible for this plan?

For 2026, the prescription drug deductible is $615.00.

Contact Information for CarePlus Health Plans, Inc.

CarePlus Health Plans, Inc. Plan Contact Details for CarePlus Health Plans, Inc. CareAccess (H1019-144-0)
Contact Type Details
Website: CarePlus Health Plans, Inc. Plan Page
New Members: 1-888-685-8607
Existing Members: 1-800-794-5907
Plan Address: P.O. Box 277810 | Miramar, FL 33027

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.

Primary CMS datasets used for this Medicare Advantage Special Needs Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services September 8, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services September 8, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services September 8, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services September 8, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
CarePlus Health Plans, Inc. (official source) http://www.careplushealthplans.com October 13, 2025
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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