AARP Medicare Advantage from UHC FL-0024 (PPO) Medicare Advantage Plan H2406-016 • 2026 • Sumter County, FL
AARP Medicare Advantage from UHC FL-0024 is a Medicare Advantage PPO plan offered by UnitedHealthcare for the 2026 plan year. It is identified by CMS Plan ID H2406-016 and uses a Preferred Provider Organization (PPO) provider network. The plan comes with prescription drug coverage.
AARP Medicare Advantage from UHC FL-0024 Overview
Plan Overview for
H2406-016-0
|
|
|---|---|
| CMS Plan ID: |
H2406-016-0
|
| Plan Type: | PPO |
| Plan Year: | 2026 |
| Monthly Premium: |
$0.00
Plus your Medicare Part B premium. |
| Medical Deductible: | $0.00 |
| Maximum Out-of-Pocket: | $5900.00 (In-Network) |
| Part B Give Back: | Not offered |
| Prescription Drug Coverage: | Enhanced, $600.00 deductible |
| Additional Benefits: | Dental, Vision, Hearing |
| Service Area: | Sumter County, FL |
| Enrollment (Nationwide): | 12,166 beneficiaries |
| Enrollment (CMS – Local) | 3,254 beneficiaries in Sumter County |
| Provided By: | UnitedHealthcare |
Plan Overview for AARP Medicare Advantage from UHC FL-0024
This Medicare Advantage MAPD PPO plan combines hospital, medical, and prescription drug coverage and allows access to Medicare-approved providers. The monthly premium is $0.00, and the plan includes Medicare Part A and Part B benefits along with integrated prescription drug coverage. The annual Part D deductible is $600.00.
Primary care visits have a $0 copay | Out-of-network: $45 copay, while specialist visits come with a $0-$45 copay | Out-of-network: $85 copay. Urgent care services carry a $0-$50 copay, and ground ambulance transportation is $140 copay | Out-of-network: $140 copay. These costs apply toward the annual maximum out-of-pocket (MOOP) limit of $5900.00. After this limit is reached, in-network services are fully covered for the remainder of the year.
This plan is listed by CMS under Plan ID H2406-016. Cost-sharing details for key services are provided below.
Cost Sharing Expenses
Cost-sharing for AARP Medicare Advantage from UHC FL-0024 includes out-of-pocket expenses for covered healthcare services. The table below provides a summary of typical in-network out-of-pocket costs for plan H2406-016.
Certain preventive services are covered 100% by AARP Medicare Advantage from UHC FL-0024 as a Part B benefit.
Prescription Drug Coverage
AARP Medicare Advantage from UHC FL-0024 includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.
This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.
Prescription Drug Plan Premium
The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Advantage coverage.
| Basic Part D Premium: | $0.00 |
|---|---|
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $0.00 |
| Low-Income Premium Subsidy: | $4.82 |
| Low-Income Premium Subsidy Paid by CMS: | $0.00 |
| Low-Income Subsidy Premium: | $0.00 |
For more details, visit the Social Security Extra Help program.
Prescription Drug Plan Deductible
This plan has a $600.00 annual Part D deductible. You'll pay this deductible at the pharmacy before UnitedHealthcare starts contributing towards your prescription costs.
Prescription Drug Plan Out-of-Pocket Costs
Beyond premiums and deductibles, AARP Medicare Advantage from UHC FL-0024 may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 copay | Coming soon |
| Generic | $5.00 copay | Coming soon |
| Preferred Brand | 15% coinsurance | Coming soon |
| Non-Preferred Drug | 42% coinsurance | Coming soon |
| Specialty Tier | 26% coinsurance | Coming soon |
| *Deductible does not apply. | ||
Medicare Plan Star Ratings
CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.
| CMS Measure | Star Rating |
|---|---|
| 2026 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Is there a monthly premium for this plan in 2026?
The plan’s monthly premium is $0.00 for 2026. The Part B premium is not included.
What is the in-network MOOP for plan H2406-016?
For 2026, the in-network maximum out-of-pocket is $5900.00. The plan pays 100% of covered in-network services beyond this amount.
What is the CMS star rating for this plan?
For 2026, plan H2406-016 has a CMS star rating of ★4.0 out of 5 stars.
What is the total enrollment for plan H2406-016?
The plan has 12,166 enrolled beneficiaries according to CMS.
What is the Part D deductible for plan H2406-016?
The plan’s Part D deductible is $600.00, applied to covered prescription drug costs.
Contact Information for UnitedHealthcare
| Contact Type | Details |
|---|---|
| Website: | UnitedHealthcare Plan Page |
| New Members: | 1-800-555-5757 |
| Existing Members: | 1-866-627-7806 |
| Plan Address: | P.O. Box 30770 | Salt Lake City, UT 84130 |
Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at medicare.gov.
| Data Source | Publisher | Last Accessed |
|---|---|---|
| Landscape Source Files | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Medicare Part C & D Performance | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Plan Benefits Package | Centers for Medicare & Medicaid Services | September 8, 2026 |
| Monthly Enrollment by Contract/Plan/State/County | Centers for Medicare & Medicaid Services | September 8, 2026 |
Data sources and methodology documentation.
| Publisher | Reference | Last Accessed |
|---|---|---|
| UnitedHealthcare (official source) | http://AARPMedicarePlans.com | October 13, 2025 |
| Medicare.gov | Understanding Medicare Advantage Plans | 25 May, 2025 |
| NCOA.org | 5 Steps to Choosing the Right Medicare Plan for You | 25 May, 2025 |
| Medicare.gov | Explore your Medicare coverage options | 25 May, 2025 |
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