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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Escambia County

2026 Medicare Advantage Plans in Escambia County, FL

Last update: September 2, 2026.

For 2026, Escambia County, FL includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 25,181, with 27 $0 premium options and 53% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Escambia County, FL are summarized separately. Visit Medicare Options in Escambia County, FL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.99/mo
  • $0 Premium Plans: 27
  • Average MOOP: $6,775 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $515.95
  • Total MA/MAPD Enrollment: 25,181
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Full Access Giveback H5216-393 (PPO) — 4,331 enrollees
    2. AARP Medicare Advantage from UHC FL-0008 (HMO-POS) — 3,375 enrollees
    3. BlueMedicare Value (PPO) — 2,456 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$19.99/mo
Total PPO Enrollment
15,790
$0 Premium PPO Plans
19
Average MOOP
$7,260
Top PPO by Enrollment
Humana Full Access Giveback H5216-393 (PPO) — 4,331 enrollees
PPO Plans Without Drug Coverage
9

2026 PPO Medicare Advantage plans in Escambia County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-306-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-435-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-033-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $615 H5521-305-0
DEVOTED CHOICE 015 FL
☆☆☆☆☆
$0 $5,300 $595 H9884-015-0
DEVOTED CHOICE GIVEBACK 013 FL
☆☆☆☆☆
$0 $9,250 $605 H9884-013-0
DEVOTED CHOICE MA ONLY 014 FL
☆☆☆☆☆
$0 $9,250 N/A H9884-014-0
Humana Full Access Giveback H7617-111
☆☆☆☆☆
$0 $6,750 $600 H7617-111-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0016
☆☆☆☆☆
$0 $6,700 $600 H2406-008-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
$0 $8,900 N/A H2406-130-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$62 $9,250 $600 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-040-0
BlueMedicare Select
☆☆☆☆☆
$154 $6,750 $615 H5434-002-0
BlueMedicare Value
☆☆☆☆☆
$0 $9,250 $615 H5434-025-0
Humana Full Access Giveback H5216-393
☆☆☆☆☆
$0 $6,750 $600 H5216-393-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-467-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice H5216-070
☆☆☆☆☆
$0 $6,750 $615 H5216-070-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $615 H7284-009-0
HumanaChoice R5826-005
☆☆☆☆☆
$184 $6,700 $615 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$41 $7,550 $615 R5826-074-0

What is the average monthly premium for PPO plans in Escambia?

PPO plans in Escambia cost $19.99 per month on average.

Which PPO plan has the highest enrollment in Escambia?

The most popular PPO plan in Escambia is Humana Full Access Giveback H5216-393 (PPO), with 4,331 enrollees.

How many PPO plans in Escambia do not include prescription drug coverage?

9 PPO plans in Escambia do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 7
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 6,016
  • $0 Premium HMO Plans 7
  • Average MOOP $5,521
  • Top HMO by Enrollment HealthSpring Preferred (HMO) — 2,291 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Escambia County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Select
☆☆☆☆☆
$0 $3,900 $200 H1609-041-0
Humana Essentials Plus Giveback H1036-271
☆☆☆☆☆
$0 $6,750 $0 H1036-271-0
Humana Total Complete H1036-143
☆☆☆☆☆
$0 $4,300 $615 H1036-143-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H1036-290-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,750 $615 H1035-019-0
HealthSpring Courage
☆☆☆☆☆
$0 $5,500 N/A H5410-004-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,750 $0 H5410-018-0
What is the top HMO by enrollment in Escambia?

HealthSpring Preferred (HMO) is the top HMO in Escambia, with 2,291 enrollees.

What is the number of HMO plans without Part D coverage in Escambia?

2 HMO plans in Escambia do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
3,375
$0 Premium HMO-POS Plans
1
Average MOOP
$3,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0008 (HMO-POS) — 3,375 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Escambia County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC FL-0008
☆☆☆☆☆
$0 $3,900 $270 H1045-031-0

What is the typical premium for HMO-POS plans in Escambia?

HMO-POS plans in Escambia cost $0.00 per month on average.

Which HMO-POS plan has the most members in Escambia?

The most popular HMO-POS plan in Escambia is AARP Medicare Advantage from UHC FL-0008 (HMO-POS), with 3,375 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Escambia?

There are 0 HMO-POS plans in Escambia without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Escambia County, FL (2026) are summarized below.

Medicare Advantage Plan Ratings in Escambia County, FL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 53%
3 Stars 15 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.98

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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