2026 Medicare Advantage Plans in Franklin County, FL
Last update: . Enrollment data updated: June 13, 2026
Franklin County, FL has 20 Medicare Advantage plans available in 2026. These include 15 plans with no monthly premium, and roughly 45% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin County, FL. Or explore all Medicare Options available in Franklin County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 15
- Average Monthly Premium $19.13/mo
- Total PPO Enrollment 926
- $0 Premium PPO Plans 12
- Average MOOP $7,443
- Top PPO by Enrollment Humana Full Access Giveback H5216-393 (PPO) — 280 enrollees
- PPO Plans Without Drug Coverage 7
What is the most popular PPO plan in Franklin?
Humana Full Access Giveback H5216-393 (PPO) is the top PPO in Franklin, with 280 enrollees.
What is the number of PPO plans without Part D coverage in Franklin?
There are 7 PPO plans in Franklin without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 4
- Average Monthly Premium
- $32.50/mo
- Total HMO Enrollment
- 149
- $0 Premium HMO Plans
- 2
- Average MOOP
- $5,300
- Top HMO by Enrollment
- Capital Health Plan Advantage Plus (HMO) — 70 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Capital Health Plan Advantage Plus | $34 | $4,500 | $250 | H5938-001-0 | |
| Capital Health Plan Giveback Advantage | $0 | $6,700 | $250 | H5938-009-0 | |
| Capital Health Plan Preferred Advantage | $96 | $4,500 | $200 | H5938-006-0 | |
| Capital Health Plan Silver Advantage | $0 | $5,500 | $250 | H5938-008-0 |
What is the typical premium for HMO plans in Franklin?
HMO plans in Franklin cost $32.50 per month on average.
Which HMO plan do most beneficiaries choose in Franklin?
The most popular HMO plan in Franklin is Capital Health Plan Advantage Plus (HMO), with 70 enrollees.
How many HMO options are offered without prescription drug coverage in Franklin?
There are 0 HMO plans in Franklin without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 1
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 250
- $0 Premium HMO-POS Plans 1
- Average MOOP $3,900
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 250 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0011 | $0 | $3,900 | $270 | H1045-041-0 |
What is the total number of HMO-POS plans in Franklin?
In 2026, Franklin has 1 HMO-POS plans with 250 enrollees.
How much do HMO-POS plans cost in Franklin?
The typical HMO-POS premium in Franklin is $0.00, and 1 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Franklin County, FL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 45% |
| 3 Stars | 11 | 55% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.9 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.