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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Hillsborough County

2027 Medicare Advantage Plans in Hillsborough County, FL

Last update: October 4, 2026.

In Hillsborough County, FL, there are 52 Medicare Advantage plans available for 2027. Of these, 48 offer a $0 monthly premium, and about 81% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hillsborough County, FL. Or explore all Medicare Options available in Hillsborough County, FL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.54/mo
Plans with $0 Premium
48
Average MOOP Limit
$5,224 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 81% · 3 Stars: 19% · Below 3: 0%
Average Part D Deductible
$461.17
Total MA/MAPD Enrollment
71,007
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus Giveback H1036-265 (HMO) — 14,830 enrollees
2. AARP Medicare Advantage from UHC FL-0019 (PPO) — 8,764 enrollees
3. AARP Medicare Advantage from UHC FL-003P (HMO-POS) — 7,944 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 19
  • Average Monthly Premium $26.11/mo
  • Total PPO Enrollment 20,238
  • $0 Premium PPO Plans 15
  • Average MOOP $7,403
  • Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0019 (PPO) — 8,764 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2027 PPO Medicare Advantage Plans available in Hillsborough County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0019
☆☆☆☆☆
$0 $7,150 $685 H2406-011-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
$0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $7,150 N/A H5521-306-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H5521-702-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
$0 $7,150 $700 H5521-270-0
DEVOTED CHOICE GIVEBACK 008 FL
☆☆☆☆☆
$0 $9,850 $461 H9884-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
$0 $5,600 $700 H5216-072-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-042-0
BlueMedicare Patriot Plus
☆☆☆☆☆
$0 $6,750 N/A H5434-048-0
BlueMedicare Select
☆☆☆☆☆
$173 $7,500 $700 H5434-002-0
BlueMedicare Value
☆☆☆☆☆
$0 $5,900 $597 H5434-034-0
What is the total number of PPO plans offered in Hillsborough?

There are 19 PPO plans in 2027, covering 20,238 beneficiaries.

How much do PPO plans cost in Hillsborough?

The average PPO premium in Hillsborough is $26.11 per month, with 15 plans offering $0 premiums.

What is the most popular PPO plan in Hillsborough?

AARP Medicare Advantage from UHC FL-0019 (PPO) is the top PPO in Hillsborough, with 8,764 enrollees.

What is the number of PPO plans without Part D coverage in Hillsborough?

There are 8 PPO plans in Hillsborough without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
24
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
36,556
$0 Premium HMO Plans
24
Average MOOP
$3,723
Top HMO by Enrollment
Humana Gold Plus Giveback H1036-265 (HMO) — 14,830 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2027 HMO Medicare Advantage Plans available in Hillsborough County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 036 FL
☆☆☆☆☆
$0 $3,950 $650 H1290-036-1
DEVOTED CORE 037 FL
☆☆☆☆☆
$0 $3,900 $650 H1290-037-5
DEVOTED CORE 058 FL
☆☆☆☆☆
$0 $3,900 $650 H1290-058-0
DEVOTED GIVEBACK 051 FL
☆☆☆☆☆
$0 $7,150 $650 H1290-051-1
DEVOTED GIVEBACK EXTRAS 106 FL
☆☆☆☆☆
$0 $5,150 $700 H1290-106-0
Doctors HealthCare Plans DrSelect-CFL
☆☆☆☆☆
$0 $3,500 $0 H4140-025-0
Humana Gold Plus Giveback H1036-265
☆☆☆☆☆
$0 $2,400 $0 H1036-265-1
Humana Gold Plus H1036-025
☆☆☆☆☆
$0 $2,000 $0 H1036-025-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,900 N/A H1036-119-0
Optimum Gold Rewards Plan
☆☆☆☆☆
$0 $1,900 $0 H5594-001-0
Optimum Platinum Plan
☆☆☆☆☆
$0 $1,000 $0 H5594-002-0
Solis Healthy Living Plan
☆☆☆☆☆
$0 $2,900 $0 H0982-009-0
Aetna Medicare Select
☆☆☆☆☆
$0 $3,900 $200 H1609-087-0
BayCarePlus Complete
☆☆☆☆☆
$0 $2,000 $250 H2235-001-0
BayCarePlus Rewards
☆☆☆☆☆
$0 $3,700 $700 H2235-002-0
CarePlus Health Plans CareAccess
☆☆☆☆☆
$0 $4,000 $700 H1019-144-0
CareFree Platinum Giveback
☆☆☆☆☆
$0 $2,400 $0 H1019-104-2
CarePlus Health Plans CareSalute
☆☆☆☆☆
$0 $4,150 N/A H1019-132-0
Freedom Medicare Plan Rx
☆☆☆☆☆
$0 $4,450 $0 H5427-060-0
Freedom Savings Plan
☆☆☆☆☆
$0 $4,450 N/A H5427-052-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,750 $700 H1035-021-0
BlueMedicare Preferred
☆☆☆☆☆
$0 $2,900 $350 H1035-052-0
Premier by Ultimate
☆☆☆☆☆
$0 $1,900 $0 H2962-045-0
HealthSpring Preferred
☆☆☆☆☆
$0 $7,100 $400 H5410-059-0

What is the average monthly premium for HMO plans?

HMO plans in Hillsborough cost $0.00 per month on average.

Which HMO plan is most popular in Hillsborough?

The most popular HMO plan in Hillsborough is Humana Gold Plus Giveback H1036-265 (HMO), with 14,830 enrollees.

How many HMO plans in Hillsborough do not include drug coverage?

There are 3 HMO plans in Hillsborough without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
9
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
14,213
$0 Premium HMO-POS Plans
9
Average MOOP
$4,628
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-003P (HMO-POS) — 7,944 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Hillsborough County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC FL-34
☆☆☆☆☆
$0 $7,150 $685 H1045-059-0
AARP Medicare Advantage from UHC FL-0006
☆☆☆☆☆
$0 $3,800 $405 H1045-028-0
AARP Medicare Advantage from UHC FL-003P
☆☆☆☆☆
$0 $3,500 $405 H1045-045-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
$0 $7,150 $685 H1045-071-0
Aetna Medicare Select Extra
☆☆☆☆☆
$0 $6,750 $700 H1609-028-0
CareOne Plus
☆☆☆☆☆
$0 $1,500 $700 H1019-103-2
Freedom Máximo
☆☆☆☆☆
$0 $1,900 $0 H5427-113-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,200 $700 H1032-200-0
Wellcare Simple
☆☆☆☆☆
$0 $2,700 $700 H1032-201-0
What is the leading HMO-POS plan in Hillsborough?

AARP Medicare Advantage from UHC FL-003P (HMO-POS) is the top HMO-POS in Hillsborough, with 7,944 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hillsborough?

0 HMO-POS plans in Hillsborough do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hillsborough County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Hillsborough County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 42 81%
3 Stars 10 19%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.99

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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