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2026 Medicare Advantage Plans in Baker County, FL

Last update: .

For 2026, Baker County, FL includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 1,657, with 19 $0 premium options and 52% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Baker County, FL are provided separately. Or you can discover all Medicare Options in Baker County, FL.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$22.91/mo
Total PPO Enrollment
858
$0 Premium PPO Plans
14
Average MOOP
$6,998
Top PPO by Enrollment
Humana Full Access Giveback H5216-393 (PPO) — 253 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Baker County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5521-306-0
Aetna Medicare Premier
☆☆☆☆☆
 $74 $6,750 $615 H5521-706-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $615 H5521-705-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $615 H5521-434-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $615 H5521-269-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $615 H5521-033-0
Humana Full Access Giveback H7617-111
☆☆☆☆☆
 $0 $6,750 $600 H7617-111-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $62 $9,250 $600 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $6,750 N/A H5434-046-0
BlueMedicare Select
☆☆☆☆☆
 $58 $6,750 $615 H5434-045-0
Humana Full Access Giveback H5216-393
☆☆☆☆☆
 $0 $6,750 $600 H5216-393-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-257-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-467-0
Humana Value Choice H5216-070
☆☆☆☆☆
 $0 $6,750 $615 H5216-070-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
 $39 $6,750 $615 H7284-009-0
HumanaChoice R5826-005
☆☆☆☆☆
 $184 $6,700 $615 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $41 $7,550 $615 R5826-074-0

What is the typical premium for PPO plans available in Baker?

PPO plans in Baker cost $22.91 per month on average.

Which PPO plan do most beneficiaries choose in Baker?

The most popular PPO plan in Baker is Humana Full Access Giveback H5216-393 (PPO), with 253 enrollees.

How many PPO options are offered without drug coverage in Baker?

7 PPO plans in Baker do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 348
  • $0 Premium HMO Plans 3
  • Average MOOP $4,633
  • Top HMO by Enrollment Humana Gold Plus H1036-068 (HMO) — 206 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Baker County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H1036-270
☆☆☆☆☆
 $0 $3,900 $0 H1036-270-0
Humana Gold Plus H1036-068
☆☆☆☆☆
 $0 $3,300 $615 H1036-068-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H1036-290-0
What is the total number of HMO plans offered in Baker?

In 2026, Baker County has 3 HMO plans with 348 enrollees.

How much do HMO plans cost in Baker?

The typical HMO premium in Baker is $0.00, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
451
$0 Premium HMO-POS Plans
2
Average MOOP
$5,300
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 410 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Baker County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC FL-37
☆☆☆☆☆
 $0 $6,700 $600 H1045-067-0
AARP Medicare Advantage from UHC FL-0005
☆☆☆☆☆
 $0 $3,900 $270 H1045-026-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Baker cost $0.00 per month on average.
Which HMO-POS plan is most popular in Baker?
The most popular HMO-POS plan in Baker is AARP Medicare Advantage from UHC FL-0005 (HMO-POS), with 410 enrollees.
How many HMO-POS plans in Baker do not include drug coverage?
There are 0 HMO-POS plans in Baker without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Baker County, FL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Baker County, FL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 52%
3 Stars 12 48%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.02

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .