• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Baker County

2027 Medicare Advantage Plans in Baker County, FL

Last update: October 4, 2026.

In Baker County, FL, there are 18 Medicare Advantage plans available for 2027. Of these, 13 offer a $0 monthly premium, and about 72% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$25.63/mo
Plans with $0 Premium
13
Average MOOP Limit
$6,878 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 72% · 3 Stars: 28% · Below 3: 0%
Average Part D Deductible
$613.33
Total MA/MAPD Enrollment
1,004
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 413 enrollees
2. Humana Gold Plus H1036-068 (HMO) — 207 enrollees
3. Humana Gold Plus Giveback H1036-270 (HMO) — 144 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Baker County, FL. Or explore all Medicare Options available in Baker County, FL. To understand how local plans fit into the broader market, visit our Florida Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
12
Average Monthly Premium
$38.45/mo
Total PPO Enrollment
199
$0 Premium PPO Plans
7
Average MOOP
$7,642
Top PPO by Enrollment
Humana Value Choice (PPO) — 56 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Baker County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $9,850 N/A H5434-046-0
BlueMedicare Select
☆☆☆☆☆
$100 $7,150 $700 H5434-045-0
What is the total number of PPO plans offered in Baker?

Baker County has 12 PPO plans for 2027, with 199 enrolled.

How much do PPO plans cost in Baker?

The typical PPO premium in Baker is $38.45, and 7 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
351
$0 Premium HMO Plans
3
Average MOOP
$4,633
Top HMO by Enrollment
Humana Gold Plus H1036-068 (HMO) — 207 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Baker County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus Giveback H1036-270
☆☆☆☆☆
$0 $3,900 $0 H1036-270-0
Humana Gold Plus H1036-068
☆☆☆☆☆
$0 $3,300 $700 H1036-068-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H1036-290-0
What is the average monthly premium for HMO plans?
HMO plans in Baker cost $0.00 per month on average.
Which HMO plan is most popular in Baker?
The most popular HMO plan in Baker is Humana Gold Plus H1036-068 (HMO), with 207 enrollees.
How many HMO plans in Baker do not include drug coverage?
There are 1 HMO plans in Baker without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 454
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $6,067
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 413 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Baker County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC FL-37
☆☆☆☆☆
$0 $7,150 $685 H1045-067-0
AARP Medicare Advantage from UHC FL-0005
☆☆☆☆☆
$0 $3,900 $405 H1045-026-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
$0 $7,150 $685 H1045-071-0
What is the total number of HMO-POS plans in Baker?

There are 3 HMO-POS plans in 2027, covering 454 enrollees.

How much do HMO-POS plans cost in Baker?

The average HMO-POS premium in Baker is $0.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Baker?

AARP Medicare Advantage from UHC FL-0005 (HMO-POS) is the top HMO-POS in Baker, with 413 enrollees.

What is the number of HMO-POS plans without Part D coverage in Baker?

0 HMO-POS plans in Baker do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Baker County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Baker County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 72%
3 Stars 5 28%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.94

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Baker County, Florida, including communities such as Glen Saint Mary, Macclenny, Sanderson, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon