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2027 Medicare Advantage Plans in Madison County, FL

Last update: .

For 2027, Madison County, FL includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 701, with 10 $0 premium options and 59% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $35.61/mo
  • $0 Premium Plans: 10
  • Average MOOP: $7,156 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
  • Average Part D Deductible: $614.17
  • Total MA/MAPD Enrollment: 701
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 404 enrollees
    2. Humana Value Choice (PPO) — 133 enrollees
    3. HumanaChoice Florida H7284-009 (PPO) — 59 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Madison County, FL are provided separately. Or you can discover all Medicare Options in Madison County, FL. For a statewide view, browse Medicare Advantage plans in Florida to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$38.45/mo
Total PPO Enrollment
260
$0 Premium PPO Plans
7
Average MOOP
$7,642
Top PPO by Enrollment
Humana Value Choice (PPO) — 133 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Madison County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
 $161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,150 $700 H7284-012-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
 $39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $9,850 N/A H5434-046-0
BlueMedicare Patriot Plus
☆☆☆☆☆
 $0 $6,750 N/A H5434-048-0
BlueMedicare Select
☆☆☆☆☆
 $100 $7,150 $700 H5434-045-0

What is the typical premium for PPO plans available in Madison?

PPO plans in Madison cost $38.45 per month on average.

Which PPO plan do most beneficiaries choose in Madison?

The most popular PPO plan in Madison is Humana Value Choice (PPO), with 133 enrollees.

How many PPO options are offered without drug coverage in Madison?

5 PPO plans in Madison do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $36.00/mo
  • Total HMO Enrollment 37
  • $0 Premium HMO Plans 2
  • Average MOOP $6,375
  • Top HMO by Enrollment Capital Health Plan Silver Advantage (HMO) — 23 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Madison County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Capital Health Plan Advantage Plus
☆☆☆☆☆
 $39 $6,000 $400 H5938-001-0
Capital Health Plan Giveback Advantage
☆☆☆☆☆
 $0 $7,000 $550 H5938-009-0
Capital Health Plan Preferred Advantage
☆☆☆☆☆
 $105 $6,000 $300 H5938-006-0
Capital Health Plan Silver Advantage
☆☆☆☆☆
 $0 $6,500 $550 H5938-008-0
What is the total number of HMO plans offered in Madison?

In 2027, Madison County has 4 HMO plans with 37 enrollees.

How much do HMO plans cost in Madison?

The typical HMO premium in Madison is $36.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
404
$0 Premium HMO-POS Plans
1
Average MOOP
$4,450
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 404 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Madison County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC FL-0011
☆☆☆☆☆
 $0 $4,450 $685 H1045-041-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Madison cost $0.00 per month on average.
Which HMO-POS plan is most popular in Madison?
The most popular HMO-POS plan in Madison is AARP Medicare Advantage from UHC FL-0011 (HMO-POS), with 404 enrollees.
How many HMO-POS plans in Madison do not include drug coverage?
There are 0 HMO-POS plans in Madison without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Madison County, FL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Madison County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 59%
3 Stars 7 41%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.82

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Madison County, Florida, including communities such as Lee, Greenville, Madison, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .