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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Martin County

2026 Medicare Advantage Plans in Martin County, FL

Last update: June 13, 2026. Enrollment data updated: June 13, 2026

Martin County, FL has 40 Medicare Advantage plans available in 2026. These include 36 plans with no monthly premium, and roughly 70% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Martin County, FL. Or explore all Medicare Options available in Martin County, FL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $9.03/mo
$0 Premium Plans: 36
Average MOOP: $6,110 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible: $490.33
Total MA/MAPD Enrollment: 15,510
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Humana Full Access Giveback H5216-311 (PPO) — 4,440 enrollees
2. AARP Medicare Advantage from UHC FL-0025 (PPO) — 2,121 enrollees
3. HumanaChoice Florida H5216-062 (PPO) — 1,854 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $16.41/mo
  • Total PPO Enrollment 12,216
  • $0 Premium PPO Plans 18
  • Average MOOP $7,070
  • Top PPO by Enrollment Humana Full Access Giveback H5216-311 (PPO) — 4,440 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Martin County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,750 N/A H5521-306-0
Aetna Medicare Premier
☆☆☆☆☆
$74 $6,750 $615 H5521-688-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-432-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-273-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-033-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,750 $615 H5521-704-0
DEVOTED CHOICE GIVEBACK 008 FL
☆☆☆☆☆
$0 $9,250 $605 H9884-008-0
Humana Full Access Giveback H7617-110
☆☆☆☆☆
$0 $6,700 $600 H7617-110-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0025
☆☆☆☆☆
$0 $5,900 $520 H2406-017-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
$0 $8,900 N/A H2406-130-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$62 $9,250 $600 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-044-0
BlueMedicare Value
☆☆☆☆☆
$0 $9,250 $615 H5434-026-0
Humana Full Access Giveback H5216-311
☆☆☆☆☆
$0 $6,700 $600 H5216-311-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-467-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H5216-256-0
HumanaChoice Florida H5216-062
☆☆☆☆☆
$0 $4,150 $615 H5216-062-0
HumanaChoice R5826-005
☆☆☆☆☆
$184 $6,700 $615 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$41 $7,550 $615 R5826-074-0
What is the most popular PPO plan in Martin?

Humana Full Access Giveback H5216-311 (PPO) is the top PPO in Martin, with 4,440 enrollees.

What is the number of PPO plans without Part D coverage in Martin?

There are 8 PPO plans in Martin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
14
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,798
$0 Premium HMO Plans
14
Average MOOP
$4,836
Top HMO by Enrollment
Humana Gold Plus H1036-229 (HMO) — 590 enrollees
HMO Plans Without Drug Coverage
2

Comparison table of 2026 HMO Medicare Advantage Plans available in Martin County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 046 FL
☆☆☆☆☆
$0 $4,900 $615 H1290-046-0
DEVOTED CORE 066 FL
☆☆☆☆☆
$0 $4,900 $0 H1290-066-0
DEVOTED GIVEBACK 045 FL
☆☆☆☆☆
$0 $6,750 $605 H1290-045-0
Aetna Medicare Select
☆☆☆☆☆
$0 $3,900 $200 H1609-063-0
Freedom Platinum Plan Rx
☆☆☆☆☆
$0 $1,750 $0 H5427-088-0
Freedom Platinum Rewards Plan Rx
☆☆☆☆☆
$0 $3,400 $0 H5427-106-0
Freedom Savings Plan
☆☆☆☆☆
$0 $4,200 N/A H5427-052-0
Humana Gold Plus Giveback H1036-286
☆☆☆☆☆
$0 $5,500 $0 H1036-286-0
Humana Gold Plus H1036-229
☆☆☆☆☆
$0 $3,800 $615 H1036-229-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,750 $615 H1035-019-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,200 $615 H1032-210-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,000 N/A H1032-239-0
Wellcare Simple
☆☆☆☆☆
$0 $2,900 $615 H1032-211-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,750 $615 H5410-060-0

What is the typical premium for HMO plans in Martin?

HMO plans in Martin cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Martin?

The most popular HMO plan in Martin is Humana Gold Plus H1036-229 (HMO), with 590 enrollees.

How many HMO options are offered without prescription drug coverage in Martin?

There are 2 HMO plans in Martin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 1,496
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $5,288
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0006 (HMO-POS) — 895 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Martin County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC FL-35
☆☆☆☆☆
$0 $6,700 $600 H1045-060-0
AARP Medicare Advantage from UHC FL-0006
☆☆☆☆☆
$0 $3,800 $270 H1045-028-0
AARP Medicare Advantage from UHC FL-001P
☆☆☆☆☆
$0 $3,900 $270 H1045-036-0
Aetna Medicare Select Extra
☆☆☆☆☆
$0 $6,750 $615 H1609-028-0
What is the total number of HMO-POS plans in Martin?

In 2026, Martin has 4 HMO-POS plans with 1,496 enrollees.

How much do HMO-POS plans cost in Martin?

The typical HMO-POS premium in Martin is $0.00, and 4 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Martin County, FL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Martin County, FL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 3 8%
4 Stars (includes 5 Stars) 28 70%
3 Stars 12 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.16

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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