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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Martin County

2027 Medicare Advantage Plans in Martin County, FL

Last update: October 4, 2026.

In Martin County, FL, there are 33 Medicare Advantage plans available for 2027. Of these, 30 offer a $0 monthly premium, and about 85% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Martin County, FL. Or explore all Medicare Options available in Martin County, FL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.79/mo
Plans with $0 Premium
30
Average MOOP Limit
$6,123 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 85% · 3 Stars: 15% · Below 3: 0%
Average Part D Deductible
$555.64
Total MA/MAPD Enrollment
14,213
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice Giveback H5216-311 (PPO) — 4,345 enrollees
2. AARP Medicare Advantage from UHC FL-0025 (PPO) — 2,154 enrollees
3. HumanaChoice Florida H5216-062 (PPO) — 1,824 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
18
Average Monthly Premium
$17.94/mo
Total PPO Enrollment
10,952
$0 Premium PPO Plans
15
Average MOOP
$7,331
Top PPO by Enrollment
HumanaChoice Giveback H5216-311 (PPO) — 4,345 enrollees
PPO Plans Without Drug Coverage
7

PPO Medicare Advantage plan comparison – Martin County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
HumanaChoice Giveback H7617-110
☆☆☆☆☆
$0 $7,150 $700 H7617-110-0
HumanaChoice Giveback H7617-145
☆☆☆☆☆
$0 $7,150 $700 H7617-145-0
AARP Medicare Advantage from UHC FL-0025
☆☆☆☆☆
$0 $7,150 $685 H2406-017-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
$0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $7,150 N/A H5521-306-0
DEVOTED CHOICE GIVEBACK 008 FL
☆☆☆☆☆
$0 $9,850 $461 H9884-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H5216-256-0
HumanaChoice Florida H5216-062
☆☆☆☆☆
$0 $4,450 $700 H5216-062-0
HumanaChoice Florida H5216-472
☆☆☆☆☆
$0 $4,450 $700 H5216-472-0
HumanaChoice Giveback H5216-311
☆☆☆☆☆
$0 $7,150 $700 H5216-311-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-044-0
BlueMedicare Value
☆☆☆☆☆
$0 $9,250 $700 H5434-026-0
What is the total number of PPO plans offered in Martin?

Martin County has 18 PPO plans for 2027, with 10,952 enrolled.

How much do PPO plans cost in Martin?

The typical PPO premium in Martin is $17.94, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,542
$0 Premium HMO Plans
11
Average MOOP
$4,782
Top HMO by Enrollment
Humana Gold Plus Reach H1036-229 (HMO) — 570 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Martin County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 046 FL
☆☆☆☆☆
$0 $4,950 $650 H1290-046-0
DEVOTED CORE 066 FL
☆☆☆☆☆
$0 $4,700 $650 H1290-066-0
DEVOTED GIVEBACK 045 FL
☆☆☆☆☆
$0 $7,700 $650 H1290-045-0
DEVOTED GIVEBACK EXTRAS 116 FL
☆☆☆☆☆
$0 $5,700 $700 H1290-116-0
Humana Gold Plus Reach Giveback H1036-286
☆☆☆☆☆
$0 $5,500 $0 H1036-286-0
Humana Gold Plus Reach H1036-229
☆☆☆☆☆
$0 $3,800 $700 H1036-229-0
Aetna Medicare Select
☆☆☆☆☆
$0 $3,900 $200 H1609-063-0
Freedom Platinum Plan Rx
☆☆☆☆☆
$0 $1,750 $0 H5427-088-0
Freedom Platinum Rewards Plan Rx
☆☆☆☆☆
$0 $3,400 $0 H5427-106-0
Freedom Savings Plan
☆☆☆☆☆
$0 $4,450 N/A H5427-052-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,750 $700 H1035-019-0
What is the average monthly premium for HMO plans?
HMO plans in Martin cost $0.00 per month on average.
Which HMO plan is most popular in Martin?
The most popular HMO plan in Martin is Humana Gold Plus Reach H1036-229 (HMO), with 570 enrollees.
How many HMO plans in Martin do not include drug coverage?
There are 1 HMO plans in Martin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 1,719
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $4,375
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0006 (HMO-POS) — 907 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Martin County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC FL-0006
☆☆☆☆☆
$0 $3,800 $405 H1045-028-0
AARP Medicare Advantage from UHC FL-001P
☆☆☆☆☆
$0 $3,500 $405 H1045-036-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,200 $700 H1032-210-0
Wellcare Simple
☆☆☆☆☆
$0 $3,000 $700 H1032-211-0
What is the total number of HMO-POS plans in Martin?

There are 4 HMO-POS plans in 2027, covering 1,719 enrollees.

How much do HMO-POS plans cost in Martin?

The average HMO-POS premium in Martin is $0.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Martin?

AARP Medicare Advantage from UHC FL-0006 (HMO-POS) is the top HMO-POS in Martin, with 907 enrollees.

What is the number of HMO-POS plans without Part D coverage in Martin?

0 HMO-POS plans in Martin do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Martin County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Martin County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 85%
3 Stars 5 15%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.03

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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