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2026 Medicare Special Needs Plans in Martin County, FL

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In Martin County, FL, there are 40 Medicare Special Needs Plans available for 2026. Approximately 3,062 beneficiaries are enrolled, and about 74% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Martin County, FL to explore other types of coverage available locally.

At a Glance

Average Monthly Premium
$1.90/mo
Plans with $0 Premium
23
Average MOOP Limit
$5,170 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 74% · 3 Stars: 26% · Below 3: 0%
Average Part D Deductible
$481.60
Total SNP Enrollment
3,062
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus - Diabetes and Heart (C-SNP) — 373 enrollees
2. UHC Dual Complete FL-D006 (D-SNP) — 372 enrollees
3. Humana Gold Plus SNP-DE H1036-226 (D-SNP) — 346 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Martin County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 23
  • Average Monthly Premium: $2.26/mo
  • Beneficiaries Enrolled: 1,922
  • $0 Premium Plans: 11
  • Zero Cost Plans: 10
  • Top D-SNP by Enrollment: UHC Dual Complete FL-D006 (D-SNP) — 372 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Martin County, Florida
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED DUAL 039 FL
☆☆☆☆☆
 $4 4900.00 $615 H1290-039-0
DEVOTED DUAL PLUS 052 FL
☆☆☆☆☆
 $0 9250.00 $615 H1290-052-0
Freedom Medi-Medi Full
☆☆☆☆☆
 $0 500.00 $615 H5427-087-0
Freedom Medi-Medi Partial
☆☆☆☆☆
 $0 500.00 $615 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
 $0 9250.00 $0 H1036-339-0
Humana Gold Plus SNP-DE H1036-226
☆☆☆☆☆
 $0 6650.00 $615 H1036-226-0
HumanaChoice Florida SNP-DE H7617-113
☆☆☆☆☆
 $0 4900.00 $615 H7617-113-0
Optimum Emerald Full
☆☆☆☆☆
 $0 500.00 $615 H5594-017-0
Optimum Emerald Partial
☆☆☆☆☆
 $0 500.00 $615 H5594-016-0
Simply Complete Platinum
☆☆☆☆☆
 $0 500.00 $615 H5471-142-0
Simply Integrated Platinum
☆☆☆☆☆
 $0 500.00 $615 H5471-143-0
UHC Dual Complete FL-D003
☆☆☆☆☆
 $5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
 $5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
 $5 9250.00 $615 H1032-244-1
Wellcare Dual Reserve
☆☆☆☆☆
 $5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
 $5 9250.00 $615 H1032-245-1
HealthSpring TotalCare
☆☆☆☆☆
 $5 4500.00 $615 H5410-055-0
HealthSpring TotalCare Plus
☆☆☆☆☆
 $5 1500.00 $615 H5410-047-0
HumanaChoice Florida SNP-DE H7284-010
☆☆☆☆☆
 $5 4900.00 $615 H7284-010-0
UHC Dual Complete FL-D005
☆☆☆☆☆
 $5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-D006
☆☆☆☆☆
 $0 9250.00 $544 H2509-002-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
 $0 9250.00 $615 H2509-003-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
 $5 3400.00 $615 H9986-004-3
What is the total number of D-SNP plans in Martin County?

There are 23 D-SNP plans in 2026, covering 1,922 enrollees.

How much do D-SNP plans cost in Martin County?

The average D-SNP premium in Martin County is $2.26 per month, with 11 plans offering $0 premiums.

What is the most popular D-SNP plan in Martin County?

UHC Dual Complete FL-D006 (D-SNP) is the top D-SNP in Martin County, with 372 enrollees.

What is the total number of D-SNP plans in Martin County?

There are 23 D-SNP plans in 2026, covering 1,922 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
4
Average Monthly Premium
$4.80/mo
Beneficiaries Enrolled
95
$0 Premium Plans
0
Average MOOP
$6,325
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 95 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Martin County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
 $5 9250.00 $615 H0710-010-0
Florida Complete Care
☆☆☆☆☆
 $5 3400.00 $615 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
 $5 3400.00 $615 H9986-002-0
Longevity Health Plan
☆☆☆☆☆
 $5 9250.00 $615 H1644-001-0
What is the most popular I-SNP plan in Martin County?

UHC Nursing Home Plan FL-F001 (I-SNP) is the top I-SNP in Martin County, with 95 enrollees.

What is the total number of I-SNP plans in Martin County?

There are 4 I-SNP plans in 2026, covering 95 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 13
  • Average Monthly Premium $0.37/mo
  • Beneficiaries Enrolled 1,045
  • $0 Premium C-SNPs 12
  • Average MOOP $4,731
  • Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 373 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Martin County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
Freedom VIP Rewards
☆☆☆☆☆
 $0 3400.00 $0 H5427-108-0
Freedom VIP Savings
☆☆☆☆☆
 $0 3400.00 $0 H5427-082-0
Freedom VIP Savings COPD
☆☆☆☆☆
 $0 3400.00 $0 H5427-083-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 3300.00 $615 H1036-338-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
 $0 3350.00 $615 H1036-292-0
Humana Gold Plus Lung
☆☆☆☆☆
 $0 3350.00 $615 H1036-298-0
Optimum Diamond Rewards
☆☆☆☆☆
 $0 6800.00 $0 H5594-034-0
Optimum Diamond Rewards COPD
☆☆☆☆☆
 $0 6800.00 $0 H5594-035-0
UHC Complete Care FL-14
☆☆☆☆☆
 $0 3400.00 $270 H1045-048-1
Gold Dialysis & Kidney
☆☆☆☆☆
 $0 3100.00 $0 H1526-003-0
Gold Dialysis & Kidney Complete
☆☆☆☆☆
 $5 9250.00 $615 H1526-004-0
Gold Heart & Diabetes
☆☆☆☆☆
 $0 2700.00 $0 H1526-001-0
Gold Heart & Diabetes Complete
☆☆☆☆☆
 $0 9250.00 $615 H1526-002-0

What is the average monthly premium for C-SNP plans in Martin County?

C-SNP plans in Martin County cost $0.37 per month.

Which C-SNP plan has the highest enrollment in Martin County?

The most popular C-SNP plan in Martin County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 373 enrollees.

How many C-SNP plans are available in Martin County?

In 2026, Martin County offers 13 C-SNP plans with 1,045 enrollees.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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