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2027 Medicare Advantage Plans in Osceola County, FL

Last update: .

For 2027, Osceola County, FL includes 45 Medicare Advantage plans. Enrollment across these plans totals approximately 18,718, with 41 $0 premium options and 84% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Osceola County, FL are provided separately. Or you can discover all Medicare Options in Osceola County, FL.

At a Glance

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$33.07/mo
Total PPO Enrollment
3,200
$0 Premium PPO Plans
11
Average MOOP
$7,400
Top PPO by Enrollment
AARP Medicare Advantage from UHC FL-0018 (PPO) — 1,872 enrollees
PPO Plans Without Drug Coverage
7

2027 PPO Medicare Advantage plans in Osceola County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0018
☆☆☆☆☆
 $0 $7,150 $685 H2406-010-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
 $0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-306-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-569-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
 $0 $5,600 $700 H5216-072-0
HumanaChoice R5826-005
☆☆☆☆☆
 $161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $6,750 N/A H5434-044-0
BlueMedicare Select
☆☆☆☆☆
 $173 $7,500 $700 H5434-002-0

What is the typical premium for PPO plans available in Osceola?

PPO plans in Osceola cost $33.07 per month on average.

Which PPO plan do most beneficiaries choose in Osceola?

The most popular PPO plan in Osceola is AARP Medicare Advantage from UHC FL-0018 (PPO), with 1,872 enrollees.

How many PPO options are offered without drug coverage in Osceola?

7 PPO plans in Osceola do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 22
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 10,002
  • $0 Premium HMO Plans 22
  • Average MOOP $4,136
  • Top HMO by Enrollment Humana Gold Plus Giveback H1036-269 (HMO) — 2,957 enrollees
  • HMO Plans Without Drug Coverage 3

2027 HMO Medicare Advantage plans in Osceola County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 005 FL
☆☆☆☆☆
 $0 $3,950 $650 H1290-005-0
DEVOTED CORE 037 FL
☆☆☆☆☆
 $0 $6,750 $650 H1290-037-4
DEVOTED CORE 063 FL
☆☆☆☆☆
 $0 $3,900 $650 H1290-063-0
DEVOTED GIVEBACK 018 FL
☆☆☆☆☆
 $0 $7,150 $650 H1290-018-0
DEVOTED GIVEBACK EXTRAS 113 FL
☆☆☆☆☆
 $0 $5,150 $700 H1290-113-0
Doctors HealthCare Plans DrSelect-CFL
☆☆☆☆☆
 $0 $3,500 $0 H4140-025-0
Humana Gold Plus Giveback H1036-269
☆☆☆☆☆
 $0 $3,200 $0 H1036-269-0
Humana Gold Plus H1036-146
☆☆☆☆☆
 $0 $2,400 $700 H1036-146-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H1036-290-0
Optimum Gold Rewards Plan
☆☆☆☆☆
 $0 $4,450 $0 H5594-022-0
Solis Healthy Living Plan
☆☆☆☆☆
 $0 $2,900 $597 H0982-024-0
Aetna Medicare Select
☆☆☆☆☆
 $0 $3,900 $200 H1609-086-0
CarePlus Health Plans CareAccess
☆☆☆☆☆
 $0 $4,000 $700 H1019-144-0
CareFree Giveback
☆☆☆☆☆
 $0 $3,850 $700 H1019-149-0
CareFree Platinum Giveback
☆☆☆☆☆
 $0 $3,300 $700 H1019-138-0
CarePlus Health Plans CareSalute
☆☆☆☆☆
 $0 $4,150 N/A H1019-132-0
Freedom Platinum Plan Rx
☆☆☆☆☆
 $0 $2,000 $0 H5427-089-0
Freedom Platinum Rewards Plan Rx
☆☆☆☆☆
 $0 $3,400 $0 H5427-102-0
Freedom Savings Plan
☆☆☆☆☆
 $0 $4,450 N/A H5427-052-0
BlueMedicare Classic
☆☆☆☆☆
 $0 $6,750 $700 H1035-020-0
Premier by Ultimate
☆☆☆☆☆
 $0 $2,900 $0 H2962-046-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $2,250 $400 H5410-024-0
What is the total number of HMO plans offered in Osceola?

In 2027, Osceola County has 22 HMO plans with 10,002 enrollees.

How much do HMO plans cost in Osceola?

The typical HMO premium in Osceola is $0.00, and 22 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
5,516
$0 Premium HMO-POS Plans
8
Average MOOP
$4,819
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0007 (HMO-POS) — 1,760 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Osceola County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC FL-39
☆☆☆☆☆
 $0 $7,150 $685 H1045-069-0
AARP Medicare Advantage from UHC FL-0007
☆☆☆☆☆
 $0 $3,900 $595 H1045-030-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
 $0 $7,150 $685 H1045-071-0
Aetna Medicare Select Extra
☆☆☆☆☆
 $0 $6,750 $700 H1609-028-0
CareOne Plus
☆☆☆☆☆
 $0 $2,000 $700 H1019-057-0
Freedom Máximo
☆☆☆☆☆
 $0 $3,400 $0 H5427-112-0
Wellcare Giveback
☆☆☆☆☆
 $0 $7,200 $700 H1032-212-0
Wellcare Simple
☆☆☆☆☆
 $0 $1,000 $700 H1032-213-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Osceola cost $0.00 per month on average.
Which HMO-POS plan is most popular in Osceola?
The most popular HMO-POS plan in Osceola is AARP Medicare Advantage from UHC FL-0007 (HMO-POS), with 1,760 enrollees.
How many HMO-POS plans in Osceola do not include drug coverage?
There are 0 HMO-POS plans in Osceola without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Osceola County, FL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Osceola County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 38 84%
3 Stars 7 16%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.03

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .