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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Osceola County

2027 Medicare Special Needs Plans in Osceola County, FL

Last update: October 4, 2026.

In Osceola County, FL, there are 67 Medicare Special Needs Plans available for 2027. Approximately 26,007 beneficiaries are enrolled, and about 73% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Osceola County, FL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$1.16/mo
Plans with $0 Premium
55
Average MOOP Limit
$5,367 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 73% · 3 Stars: 19% · Below 3: 8%
Average Part D Deductible
$440.82
Total SNP Enrollment
26,007
SNP Plans with the Highest Enrollment
(as of October 5, 2026)
1. Freedom VIP Savings (C-SNP) — 4,896 enrollees
2. Humana Dual Select H1036-314 (D-SNP) — 3,028 enrollees
3. CareNeeds Platinum (D-SNP) — 1,989 enrollees

This page and its statistics covers Medicare Advantage Special Needs Plans (SNPs). Standard Medicare Advantage plans in Osceola County, FL are summarized separately. For a broader perspective, explore Florida Medicare Special Needs plans.

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Osceola County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

Total D-SNP Plans
35
Average Monthly Premium
$1.16/mo
Beneficiaries Enrolled
13,965
$0 Premium D-SNPs
29
Zero Cost D-SNPs
15
D-SNP with the Highest Enrollment
Humana Dual Select H1036-314 (D-SNP) with 3,028 enrollees
D-SNPs without Drug Coverage
0
D-SNP Medicare plan comparison – Osceola County, Florida, 2027
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED DUAL 022 FL
☆☆☆☆☆
$0 4400.00 $700 H1290-022-0
DEVOTED DUAL FULL 080 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-080-0
DEVOTED DUAL QMB 052 FL
☆☆☆☆☆
$0 9850.00 $700 H1290-052-0
Doctors HealthCare Plans, Inc. DrFullDual-CFL
☆☆☆☆☆
$4 3400.00 $700 H4140-017-0
Doctors HealthCare Plans, Inc. DrPartialDual-CFL
☆☆☆☆☆
$0 3400.00 $700 H4140-021-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $700 H1036-340-0
Humana Dual Select H1036-213
☆☆☆☆☆
$0 3400.00 $700 H1036-213-0
Humana Dual Select H1036-314
☆☆☆☆☆
$0 3400.00 $700 H1036-314-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $700 H1036-280-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $105 H5594-016-0
Solis Guardian Plan
☆☆☆☆☆
$7 3400.00 $700 H0982-025-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-089-0
Aetna Medicare Partial Dual Select
☆☆☆☆☆
$0 9850.00 $700 H1609-046-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $700 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $700 H1019-073-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $105 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9850.00 $150 H5216-480-0
Humana Dual Select H5216-394
☆☆☆☆☆
$0 4900.00 $50 H5216-394-0
Simply Complete Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-118-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $105 H5471-135-0
UHC Dual Complete FL-QV2
☆☆☆☆☆
$0 9850.00 $75 H1045-039-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9850.00 $75 H1045-073-0
Wellcare Sunshine Health Dual Access
☆☆☆☆☆
$0 9850.00 $700 H1032-248-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$0 9850.00 $700 H1032-246-0
Wellcare Sunshine Health Dual Align Unity
☆☆☆☆☆
$7 9850.00 $700 H1032-250-0
Wellcare Sunshine Health Dual Reserve
☆☆☆☆☆
$0 3000.00 $700 H1032-202-0
Advantage Plus by Ultimate (Full)
☆☆☆☆☆
$0 500.00 $700 H2962-035-0
Advantage Plus by Ultimate (Partial)
☆☆☆☆☆
$0 500.00 $700 H2962-036-0
UHC Dual Complete FL-Q1
☆☆☆☆☆
$0 9850.00 $700 H1889-002-1
UHC Dual Complete FL-Q3
☆☆☆☆☆
$0 9850.00 $700 R0759-003-0
UHC Dual Complete FL-Y7
☆☆☆☆☆
$7 9850.00 $700 H1889-026-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$0 3400.00 $260 H9986-004-1
HealthSpring TotalCare
☆☆☆☆☆
$7 9850.00 $700 H5410-046-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$7 9850.00 $700 H5410-025-0
AmeriHealth Caritas VIP Care
☆☆☆☆☆
$0 9850.00 $0 H6378-002-0
What is the total number of D-SNP plans in Osceola County?

Osceola County has 35 D-SNP plans for 2027, with 13,965 enrollees.

How much do D-SNP plans cost in Osceola County?

The typical D-SNP premium in Osceola County is $1.16, and 29 plans have no monthly premium.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

  • Total I-SNP Plans: 7
  • Average Monthly Premium: $3.26/mo
  • Beneficiaries Enrolled: 154
  • $0 Premium Plans: 3
  • Zero Cost Plans:
  • Top I-SNP by Enrollment: UHC Nursing Home Plan FL-F001 (I-SNP) — 103 enrollees
  • Plans without Drug Coverage: 0
I-SNP Medicare plan comparison – Osceola County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
Longevity Health Plan
☆☆☆☆☆
$7 9850.00 $700 H1644-001-0
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$6 9850.00 $700 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$0 3400.00 $260 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$0 3400.00 $260 H9986-002-0
American Health Advantage of Florida
☆☆☆☆☆
$7 9850.00 $700 H6652-001-0
Premier Care
☆☆☆☆☆
$0 2200.00 $450 H9917-007-0
Senior Care
☆☆☆☆☆
$2 9850.00 $700 H9917-006-0
What is the total number of I-SNP plans in Osceola County?

There are 7 I-SNP plans in 2027, covering 154 enrollees.

How much do I-SNP plans cost in Osceola County?

The average I-SNP premium in Osceola County is $3.26 per month, with 3 plans offering $0 premiums.

What is the most popular I-SNP plan in Osceola County?

UHC Nursing Home Plan FL-F001 (I-SNP) is the top I-SNP in Osceola County, with 103 enrollees.

What is the total number of I-SNP plans in Osceola County?

There are 7 I-SNP plans in 2027, covering 154 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 25
  • Average Monthly Premium $0.58/mo
  • Beneficiaries Enrolled 11,888
  • $0 Premium C-SNPs 23
  • Average MOOP $3,914
  • Most Popular C-SNP Freedom VIP Savings (C-SNP) with 4,896 enrollees
  • C-SNPs Without Drug Coverage 0
C-SNP Medicare plan comparison – Osceola County, Florida, 2027
Health Plan Name CMS Rating* Premium Per Mo Network
DEVOTED C-SNP ENHANCED 074 FL
☆☆☆☆☆
$0 4400.00 $465 H1290-074-0
DEVOTED C-SNP PLUS 087 FL
☆☆☆☆☆
$0 9850.00 $465 H1290-087-0
Doctors HealthCare Plans, Inc. DrExtraCare-CFL
☆☆☆☆☆
$0 3500.00 $0 H4140-026-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3100.00 $700 H1036-300-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 3100.00 $700 H1036-313-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Solis Wellness Giveback Plan
☆☆☆☆☆
$0 3400.00 $0 H0982-033-0
Solis Wellness Plan
☆☆☆☆☆
$0 2500.00 $0 H0982-026-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 4200.00 $300 H1609-085-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $700 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 2000.00 $700 H1019-151-1
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $700 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 2400.00 $700 H1019-147-1
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3900.00 $405 H1045-048-1
Advantage Care by Ultimate
☆☆☆☆☆
$0 1900.00 $0 H2962-050-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
Gold Dialysis & Kidney
☆☆☆☆☆
$0 3400.00 $0 H1526-003-0
Gold Dialysis & Kidney Complete
☆☆☆☆☆
$7 9250.00 $700 H1526-004-0
Gold Heart & Diabetes
☆☆☆☆☆
$0 2700.00 $0 H1526-001-0
Gold Heart & Diabetes Complete
☆☆☆☆☆
$7 9750.00 $700 H1526-002-0
Gold Heart & Diabetes Plus
☆☆☆☆☆
$0 4100.00 $0 H1526-012-0
What is the average monthly premium for C-SNP plans in Osceola County?
C-SNP plans in Osceola County cost $0.58 per month.
Which C-SNP plan has the highest enrollment in Osceola County?
The most popular C-SNP plan in Osceola County is Freedom VIP Savings (C-SNP), with 4,896 enrollees.
How many C-SNP plans are available in Osceola County?
In 2027, Osceola County offers 25 C-SNP plans with 11,888 enrollees.
  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Special Needs Plans (SNP) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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