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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Putnam County

2027 Medicare Advantage Plans in Putnam County, FL

Last update: October 4, 2026.

In Putnam County, FL, there are 24 Medicare Advantage plans available for 2027. Of these, 19 offer a $0 monthly premium, and about 79% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$19.23/mo
Plans with $0 Premium
19
Average MOOP Limit
$6,798 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 79% · 3 Stars: 21% · Below 3: 0%
Average Part D Deductible
$629.12
Total MA/MAPD Enrollment
5,967
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 1,257 enrollees
2. AARP Medicare Advantage from UHC FL-0021 (PPO) — 1,246 enrollees
3. Humana Gold Plus H1036-068 (HMO) — 1,214 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Putnam County, FL. Or explore all Medicare Options available in Putnam County, FL. To understand how local plans fit into the broader market, visit our Florida Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 14
  • Average Monthly Premium $32.96/mo
  • Total PPO Enrollment 2,232
  • $0 Premium PPO Plans 9
  • Average MOOP $7,696
  • Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0021 (PPO) — 1,246 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2027 PPO Medicare Advantage Plans available in Putnam County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0021
☆☆☆☆☆
$0 $7,150 $685 H2406-013-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
$0 $8,900 N/A H2406-130-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $9,850 N/A H5434-046-0
BlueMedicare Select
☆☆☆☆☆
$100 $7,150 $700 H5434-045-0
What is the total number of PPO plans offered in Putnam?

There are 14 PPO plans in 2027, covering 2,232 beneficiaries.

How much do PPO plans cost in Putnam?

The average PPO premium in Putnam is $32.96 per month, with 9 plans offering $0 premiums.

What is the most popular PPO plan in Putnam?

AARP Medicare Advantage from UHC FL-0021 (PPO) is the top PPO in Putnam, with 1,246 enrollees.

What is the number of PPO plans without Part D coverage in Putnam?

There are 6 PPO plans in Putnam without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
2,353
$0 Premium HMO Plans
7
Average MOOP
$5,314
Top HMO by Enrollment
Humana Gold Plus H1036-068 (HMO) — 1,214 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Putnam County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 029 FL
☆☆☆☆☆
$0 $4,950 $650 H1290-029-0
DEVOTED CORE 059 FL
☆☆☆☆☆
$0 $4,800 $650 H1290-059-0
DEVOTED GIVEBACK 031 FL
☆☆☆☆☆
$0 $7,750 $650 H1290-031-0
DEVOTED GIVEBACK EXTRAS 107 FL
☆☆☆☆☆
$0 $5,800 $700 H1290-107-0
Humana Gold Plus Giveback H1036-270
☆☆☆☆☆
$0 $3,900 $0 H1036-270-0
Humana Gold Plus H1036-068
☆☆☆☆☆
$0 $3,300 $700 H1036-068-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H1036-290-0

What is the average monthly premium for HMO plans?

HMO plans in Putnam cost $0.00 per month on average.

Which HMO plan is most popular in Putnam?

The most popular HMO plan in Putnam is Humana Gold Plus H1036-068 (HMO), with 1,214 enrollees.

How many HMO plans in Putnam do not include drug coverage?

There are 1 HMO plans in Putnam without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,382
$0 Premium HMO-POS Plans
3
Average MOOP
$6,067
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 1,257 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Putnam County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC FL-37
☆☆☆☆☆
$0 $7,150 $685 H1045-067-0
AARP Medicare Advantage from UHC FL-0005
☆☆☆☆☆
$0 $3,900 $405 H1045-026-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
$0 $7,150 $685 H1045-071-0
What is the leading HMO-POS plan in Putnam?

AARP Medicare Advantage from UHC FL-0005 (HMO-POS) is the top HMO-POS in Putnam, with 1,257 enrollees.

What is the number of HMO-POS plans without Part D coverage in Putnam?

0 HMO-POS plans in Putnam do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Putnam County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Putnam County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 79%
3 Stars 5 21%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.04

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Putnam County, Florida, including communities such as Crescent City, East Palatka, Florahome, Interlachen, Palatka, Pomona Park, San Mateo, Satsuma, Melrose, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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