2026 Medicare Advantage Plans in Monroe County, FL
Last update: . Enrollment data updated: May 2, 2026
In Monroe County, FL, there are 7 Medicare Advantage plans available for 2026. Of these, 3 offer a $0 monthly premium, and about 0% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Monroe County, FL. Or explore all Medicare Options available in Monroe County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 7
- Average Monthly Premium $49.31/mo
- Total PPO Enrollment 2,526
- $0 Premium PPO Plans 3
- Average MOOP $7,686
- Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0031 (Regional PPO) — 1,108 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0031 | $62 | $9,250 | $600 | R0759-001-0 | |
| AARP Medicare Advantage Patriot No Rx FL-MA01 | $0 | $9,250 | N/A | R0759-002-0 | |
| BlueMedicare Patriot | $0 | $6,750 | N/A | H5434-046-0 | |
| BlueMedicare Select | $58 | $6,750 | $615 | H5434-045-0 | |
| HumanaChoice R5826-005 | $184 | $6,700 | $615 | R5826-005-0 | |
| HumanaChoice R5826-018 | $0 | $7,550 | N/A | R5826-018-0 | |
| HumanaChoice R5826-074 | $41 | $7,550 | $615 | R5826-074-0 |
What is the total number of PPO plans offered in Monroe?
There are 7 PPO plans in 2026, covering 2,526 beneficiaries.
How much do PPO plans cost in Monroe?
The average PPO premium in Monroe is $49.31 per month, with 3 plans offering $0 premiums.
What is the most popular PPO plan in Monroe?
AARP Medicare Advantage from UHC FL-0031 (Regional PPO) is the top PPO in Monroe, with 1,108 enrollees.
What is the number of PPO plans without Part D coverage in Monroe?
There are 3 PPO plans in Monroe without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Monroe County, FL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 0 | 0% |
| 3 Stars | 7 | 100% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.5 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.