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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Lafayette County

2027 Medicare Advantage Plans in Lafayette County, FL

Last update: October 5, 2026.

For 2027, Lafayette County, FL includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 174, with 7 $0 premium options and 42% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lafayette County, FL are summarized separately. Visit Medicare Options in Lafayette County, FL to see more options.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $38.45/mo
  • $0 Premium Plans: 7
  • Average MOOP: $7,638 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 42% · 3 Stars: 58% · Below 3: 0%
  • Average Part D Deductible: $696.25
  • Total MA/MAPD Enrollment: 174
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC FL-0009 (HMO-POS) — 137 enrollees
    2. HumanaChoice Florida H7284-009 (PPO) — 22 enrollees
    3. AARP Medicare Advantage from UHC FL-0031 (REGIONAL PPO) — 15 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
11
Average Monthly Premium
$41.95/mo
Total PPO Enrollment
37
$0 Premium PPO Plans
6
Average MOOP
$7,723
Top PPO by Enrollment
HumanaChoice Florida H7284-009 (PPO) — 22 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Lafayette County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7284-012-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $700 H7284-009-0
HumanaChoice Florida H7284-011
☆☆☆☆☆
$0 $7,150 $700 H7284-011-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $9,850 N/A H5434-046-0
BlueMedicare Select
☆☆☆☆☆
$100 $7,150 $700 H5434-045-0

What is the average monthly premium for PPO plans in Lafayette?

PPO plans in Lafayette cost $41.95 per month on average.

Which PPO plan has the highest enrollment in Lafayette?

The most popular PPO plan in Lafayette is HumanaChoice Florida H7284-009 (PPO), with 22 enrollees.

How many PPO plans in Lafayette do not include prescription drug coverage?

4 PPO plans in Lafayette do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
137
$0 Premium HMO-POS Plans
1
Average MOOP
$6,700
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0009 (HMO-POS) — 137 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Lafayette County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC FL-0009
☆☆☆☆☆
$0 $6,700 $685 H1045-033-0

What is the typical premium for HMO-POS plans in Lafayette?

HMO-POS plans in Lafayette cost $0.00 per month on average.

Which HMO-POS plan has the most members in Lafayette?

The most popular HMO-POS plan in Lafayette is AARP Medicare Advantage from UHC FL-0009 (HMO-POS), with 137 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Lafayette?

There are 0 HMO-POS plans in Lafayette without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lafayette County, FL (2027) are summarized below.

Medicare Advantage Plan Ratings in Lafayette County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 42%
3 Stars 7 58%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.63

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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