2026 Medicare Advantage Plans in Orange County, FL
Last update: . Enrollment data updated: May 2, 2026
Orange County, FL has 59 Medicare Advantage plans available in 2026. These include 53 plans with no monthly premium, and roughly 73% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Orange County, FL. Or explore all Medicare Options available in Orange County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 23
- Average Monthly Premium $21.47/mo
- Total PPO Enrollment 26,497
- $0 Premium PPO Plans 18
- Average MOOP $6,865
- Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0018 (PPO) — 7,639 enrollees
- PPO Plans Without Drug Coverage 8
What is the most popular PPO plan in Orange?
AARP Medicare Advantage from UHC FL-0018 (PPO) is the top PPO in Orange, with 7,639 enrollees.
What is the number of PPO plans without Part D coverage in Orange?
There are 8 PPO plans in Orange without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 30
- Average Monthly Premium
- $0.16/mo
- Total HMO Enrollment
- 35,368
- $0 Premium HMO Plans
- 29
- Average MOOP
- $3,910
- Top HMO by Enrollment
- Humana Gold Plus Giveback H1036-269 (HMO) — 8,166 enrollees
- HMO Plans Without Drug Coverage
- 4
What is the typical premium for HMO plans in Orange?
HMO plans in Orange cost $0.16 per month on average.
Which HMO plan do most beneficiaries choose in Orange?
The most popular HMO plan in Orange is Humana Gold Plus Giveback H1036-269 (HMO), with 8,166 enrollees.
How many HMO options are offered without prescription drug coverage in Orange?
There are 4 HMO plans in Orange without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $0.00/mo
- Total HMO-POS Enrollment 10,420
- $0 Premium HMO-POS Plans 6
- Average MOOP $4,542
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0007 (HMO-POS) — 6,620 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-39 | $0 | $6,700 | $600 | H1045-069-0 | |
| AARP Medicare Advantage from UHC FL-0007 | $0 | $3,400 | $270 | H1045-030-0 | |
| Aetna Medicare Select Extra | $0 | $6,750 | $615 | H1609-028-0 | |
| CareOne Plus | $0 | $2,500 | $615 | H1019-057-0 | |
| Freedom Máximo | $0 | $3,400 | $0 | H5427-112-0 | |
| Health First Premier Access H1099-025 | $0 | $4,500 | $200 | H1099-025-0 |
What is the total number of HMO-POS plans in Orange?
In 2026, Orange has 6 HMO-POS plans with 10,420 enrollees.
How much do HMO-POS plans cost in Orange?
The typical HMO-POS premium in Orange is $0.00, and 6 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Orange County, FL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 7% |
| 4 Stars (includes 5 Stars) | 43 | 73% |
| 3 Stars | 16 | 27% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.16 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.