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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Orange County

2026 Medicare Special Needs Plans in Orange County, FL

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

In Orange County, FL, there are 64 Medicare Special Needs Plans available for 2026. Approximately 59,621 beneficiaries are enrolled, and about 82% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Orange County, FL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans
  • I-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$1.84/mo
Plans with $0 Premium
39
Average MOOP Limit
$3,890 ($9,250 max. Excludes zero-cost D-SNPs.)
Star Ratings (Plan Mix)
4+ Stars: 82% · 3 Stars: 18% · Below 3: 0%
Average Part D Deductible
$420.58
Total SNP Enrollment
59,621
SNP Plans with the Highest Enrollment
(as of May 2, 2026)
1. Freedom VIP Savings (C-SNP) — 7,190 enrollees
2. Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 5,898 enrollees
3. UHC Dual Complete FL-D002 (D-SNP) — 5,113 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Orange County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 36
  • Average Monthly Premium: $2.34/mo
  • Beneficiaries Enrolled: 38,555
  • $0 Premium Plans: 18
  • Zero Cost Plans: 15
  • Top D-SNP by Enrollment: Humana Gold Plus SNP-DE H1036-314 (D-SNP) — 5,898 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Orange County, Florida
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED DUAL 022 FL
☆☆☆☆☆
$5 3900.00 $615 H1290-022-0
DEVOTED DUAL FULL 080 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-080-0
DEVOTED DUAL PLUS 052 FL
☆☆☆☆☆
$0 9250.00 $615 H1290-052-0
Aetna Medicare Dual Select
☆☆☆☆☆
$5 9250.00 $615 H1609-046-0
Aetna Medicare Full Dual Select
☆☆☆☆☆
$3 9250.00 $615 H1609-089-0
CareNeeds Extra
☆☆☆☆☆
$0 9250.00 $0 H1019-153-0
CareNeeds Platinum
☆☆☆☆☆
$0 3400.00 $0 H1019-146-0
CareNeeds Plus
☆☆☆☆☆
$0 3400.00 $0 H1019-073-0
Freedom Medi-Medi Full
☆☆☆☆☆
$0 500.00 $615 H5427-087-0
Freedom Medi-Medi Partial
☆☆☆☆☆
$0 500.00 $615 H5427-078-0
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-213
☆☆☆☆☆
$0 3400.00 $320 H1036-213-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
Optimum Emerald Full
☆☆☆☆☆
$0 500.00 $615 H5594-017-0
Optimum Emerald Partial
☆☆☆☆☆
$0 500.00 $615 H5594-016-0
Simply Complete
☆☆☆☆☆
$5 500.00 $615 H5471-072-0
Simply Complete Platinum
☆☆☆☆☆
$5 500.00 $615 H5471-121-0
Simply Integrated
☆☆☆☆☆
$5 500.00 $615 H5471-129-0
Simply Integrated Platinum
☆☆☆☆☆
$0 500.00 $615 H5471-136-0
UHC Dual Complete FL-D002
☆☆☆☆☆
$0 9250.00 $442 H1045-039-0
Advantage Plus by Ultimate
☆☆☆☆☆
$0 500.00 $615 H2962-036-0
Advantage Plus by Ultimate
☆☆☆☆☆
$5 500.00 $615 H2962-035-0
Doctors HealthCare Plans, Inc. DrPlatinum-CFL
☆☆☆☆☆
$0 3400.00 $615 H4140-017-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-1
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-244-1
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-245-1
HealthSpring TotalCare
☆☆☆☆☆
$5 2950.00 $615 H5410-046-0
HealthSpring TotalCare Plus
☆☆☆☆☆
$5 1500.00 $615 H5410-025-0
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
Solis Guardian Plan
☆☆☆☆☆
$5 3400.00 $615 H0982-025-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0
Florida Complete Care-Duals VIP
☆☆☆☆☆
$5 3400.00 $615 H9986-004-1
What is the total number of D-SNP plans in Orange County?

There are 36 D-SNP plans in 2026, covering 38,555 enrollees.

How much do D-SNP plans cost in Orange County?

The average D-SNP premium in Orange County is $2.34 per month, with 18 plans offering $0 premiums.

What is the most popular D-SNP plan in Orange County?

Humana Gold Plus SNP-DE H1036-314 (D-SNP) is the top D-SNP in Orange County, with 5,898 enrollees.

What is the total number of D-SNP plans in Orange County?

There are 36 D-SNP plans in 2026, covering 38,555 enrollees.

I-SNP Plans (Institutional Special Needs Plans)

Institutional Special Needs Plans (I-SNPs) are Medicare Advantage plans for individuals in long-term or institutional care settings. Plan availability varies by county.

Total I-SNP Plans
6
Average Monthly Premium
$4.00/mo
Beneficiaries Enrolled
323
$0 Premium Plans
1
Average MOOP
$12,250
Top I-SNP by Enrollment
UHC Nursing Home Plan FL-F001 (I-SNP) — 297 enrollees
Plans without Drug Coverage
0
Comparison table of 2026 I-SNP Medicare Plans available in Orange County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
UHC Nursing Home Plan FL-F001
☆☆☆☆☆
$5 9250.00 $615 H0710-010-0
Florida Complete Care
☆☆☆☆☆
$5 3400.00 $615 H9986-001-0
Florida Complete Care- In The Community
☆☆☆☆☆
$5 3400.00 $615 H9986-002-0
Longevity Health Plan
☆☆☆☆☆
$5 9250.00 $615 H1644-001-0
Premier Care
☆☆☆☆☆
$0 2200.00 $450 H9917-004-0
Senior Care
☆☆☆☆☆
$5 9250.00 $615 H9917-001-0
What is the most popular I-SNP plan in Orange County?

UHC Nursing Home Plan FL-F001 (I-SNP) is the top I-SNP in Orange County, with 297 enrollees.

What is the total number of I-SNP plans in Orange County?

There are 6 I-SNP plans in 2026, covering 323 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 22
  • Average Monthly Premium $0.44/mo
  • Beneficiaries Enrolled 20,743
  • $0 Premium C-SNPs 20
  • Average MOOP $6,845
  • Most Popular C-SNP Freedom VIP Savings (C-SNP) with 7,190 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Orange County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
DEVOTED C-SNP PLUS 087 FL
☆☆☆☆☆
$5 9250.00 $615 H1290-087-0
DEVOTED C-SNP PREMIUM 074 FL
☆☆☆☆☆
$5 3900.00 $615 H1290-074-0
Aetna Medicare Chronic Care
☆☆☆☆☆
$0 5500.00 $200 H1609-085-0
CarePlus Health Plans, Inc. CareBreeze
☆☆☆☆☆
$0 2000.00 $615 H1019-154-0
CareBreeze Platinum
☆☆☆☆☆
$0 2000.00 $615 H1019-151-1
CarePlus Health Plans, Inc. CareComplete
☆☆☆☆☆
$0 2000.00 $615 H1019-150-0
CareComplete Platinum
☆☆☆☆☆
$0 2400.00 $615 H1019-147-1
Freedom VIP Care
☆☆☆☆☆
$0 1000.00 $0 H5427-070-0
Freedom VIP Savings
☆☆☆☆☆
$0 3400.00 $0 H5427-072-0
Freedom VIP Savings COPD
☆☆☆☆☆
$0 3400.00 $0 H5427-077-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3100.00 $615 H1036-300-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 3100.00 $615 H1036-313-0
Optimum Diamond Savings
☆☆☆☆☆
$0 5000.00 $0 H5594-030-0
Optimum Diamond Savings COPD
☆☆☆☆☆
$0 5000.00 $0 H5594-031-0
Simply Level
☆☆☆☆☆
$0 3450.00 $0 H5471-073-0
Simply Level Platinum
☆☆☆☆☆
$0 3200.00 $0 H5471-122-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-1
Advantage Care by Ultimate
☆☆☆☆☆
$0 1900.00 $0 H2962-050-0
Advantage Care COPD by Ultimate
☆☆☆☆☆
$0 2600.00 $0 H2962-023-0
Doctors HealthCare Plans, Inc. DrTotalCare-CFL
☆☆☆☆☆
$0 3400.00 $0 H4140-018-0
Solis Wellness Giveback Plan
☆☆☆☆☆
$0 3400.00 $0 H0982-033-0
Solis Wellness Plan
☆☆☆☆☆
$0 2900.00 $0 H0982-026-0

What is the average monthly premium for C-SNP plans in Orange County?

C-SNP plans in Orange County cost $0.44 per month.

Which C-SNP plan has the highest enrollment in Orange County?

The most popular C-SNP plan in Orange County is Freedom VIP Savings (C-SNP), with 7,190 enrollees.

How many C-SNP plans are available in Orange County?

In 2026, Orange County offers 22 C-SNP plans with 20,743 enrollees.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 23 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 21 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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