- Entity
- county:florida-hernando-12053
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/hernando/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 51
- PPO Plans
- 24
- HMO Plans
- 23
- HMO-POS Plans
- 4
- PFFS Plans
- 0
- Average Monthly Premium
- 5.72
- Average MOOP
- 5346.08
- Average Part D Deductible
- 399.88
- $0 Premium Plans
- 47
- Plans Without Part D Coverage
- 11
- Average CMS Star Rating
- 4.16
- $0 Premium Plan Share
- 92.16
- 5-Star Plan Share
- 8
- 4+ Star Plan Share
- 73
- 3-Star Plan Share
- 27
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 11.96
- PPO Average MOOP
- 6931.25
- PPO Enrollment
- 7214
- PPO $0 Premium Plans
- 21
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 0.21
- HMO Average MOOP
- 3817.39
- HMO Enrollment
- 12050
- HMO $0 Premium Plans
- 22
- HMO Plans Without Part D Coverage
- 3
- HMO-POS Average Monthly Premium
- 0
- HMO-POS Average MOOP
- 4625
- HMO-POS Enrollment
- 1576
- HMO-POS $0 Premium Plans
- 4
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:florida-hernando-12053
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/hernando/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-florida-hernando-12053-landscape-stats
- Plans Indexed
- 51
- Standard Medicare Advantage Plans
-
-
DEVOTED CORE 036 FL
H1290-036-1 -
DEVOTED CORE 058 FL
H1290-058-0 -
DEVOTED GIVEBACK 051 FL
H1290-051-1 -
DEVOTED PREMIUM 037 FL
H1290-037-5 -
AARP Medicare Advantage CareFlex from UHC FL-32
H1045-057-0 -
AARP Medicare Advantage from UHC FL-0006
H1045-028-0 -
AARP Medicare Advantage from UHC FL-0013
H1045-043-0 -
Aetna Medicare Eagle Giveback
H5521-306-0 -
Aetna Medicare Select
H1609-087-0 -
Aetna Medicare Signature
H5521-702-0 -
Aetna Medicare Signature
H5521-270-0 -
Aetna Medicare Signature
H5521-033-0 -
DEVOTED CHOICE GIVEBACK 008 FL
H9884-008-0 -
Freedom Savings Plan
H5427-052-0 -
Humana Direct Choice Giveback
H7617-112-0 -
Humana Full Access Giveback H7617-111
H7617-111-0 -
Humana Gold Plus Giveback H1036-265
H1036-265-1 -
Humana Gold Plus H1036-025
H1036-025-0 -
Humana USAA Honor Giveback
H1036-119-0 -
Humana USAA Honor Giveback
H7617-108-0 -
HumanaChoice Florida H7617-109
H7617-109-0 -
Optimum Gold Plus Plan
H5594-032-0 -
Optimum Gold Rewards Plan
H5594-001-0 -
Optimum Platinum Plan
H5594-002-0 -
Simply Extra Platinum
H5471-117-0 -
Simply More
H5471-078-0 -
AARP Medicare Advantage from UHC FL-0019
H2406-011-0 -
AARP Medicare Advantage Patriot No Rx FL-MA2
H2406-130-0 -
BlueMedicare Classic
H1035-021-0 -
BlueMedicare Premier
H1035-034-0 -
Health First Complete Care H1099-023
H1099-023-0 -
Health First Emerald Plus H1099-024
H1099-024-0 -
Health First Premier Access H1099-025
H1099-025-0 -
Premier by Ultimate
H2962-001-0 -
Wellcare Giveback
H1032-200-0 -
Wellcare Patriot Giveback
H1032-239-0 -
Wellcare Simple
H1032-201-0 -
AARP Medicare Advantage from UHC FL-0031
R0759-001-0 -
AARP Medicare Advantage Patriot No Rx FL-MA01
R0759-002-0 -
BlueMedicare Patriot
H5434-042-0 -
BlueMedicare Value
H5434-035-0 -
HealthSpring Preferred
H5410-059-0 -
Humana Direct Choice Giveback
H5216-452-0 -
Humana Full Access Giveback H5216-393
H5216-393-0 -
Humana USAA Honor Giveback
H5216-257-0 -
Humana USAA Honor Giveback
H5216-467-0 -
HumanaChoice Florida H5216-072
H5216-072-0 -
HumanaChoice Florida H5216-304
H5216-304-0 -
HumanaChoice R5826-005
R5826-005-0 -
HumanaChoice R5826-018
R5826-018-0 -
HumanaChoice R5826-074
R5826-074-0
-
DEVOTED CORE 036 FL
- Total Standard Medicare Advantage Enrollment
- 20840
2026 Medicare Advantage Plans in Hernando County, FL
Last update: .
For 2026, Hernando County, FL includes 51 Medicare Advantage plans. Enrollment across these plans totals approximately 20,840, with 47 $0 premium options and 73% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Hernando County, FL are provided separately. Or you can discover all Medicare Options in Hernando County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 24
- Average Monthly Premium
- $11.96/mo
- Total PPO Enrollment
- 7,214
- $0 Premium PPO Plans
- 21
- Average MOOP
- $6,931
- Top PPO by Enrollment
- Humana Full Access Giveback H5216-393 (PPO) — 1,709 enrollees
- PPO Plans Without Drug Coverage
- 8
What is the typical premium for PPO plans available in Hernando?
PPO plans in Hernando cost $11.96 per month on average.
Which PPO plan do most beneficiaries choose in Hernando?
The most popular PPO plan in Hernando is Humana Full Access Giveback H5216-393 (PPO), with 1,709 enrollees.
How many PPO options are offered without drug coverage in Hernando?
8 PPO plans in Hernando do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 23
- Average Monthly Premium $0.21/mo
- Total HMO Enrollment 12,050
- $0 Premium HMO Plans 22
- Average MOOP $3,817
- Top HMO by Enrollment Optimum Gold Plus Plan (HMO) — 3,771 enrollees
- HMO Plans Without Drug Coverage 3
What is the total number of HMO plans offered in Hernando?
In 2026, Hernando County has 23 HMO plans with 12,050 enrollees.
How much do HMO plans cost in Hernando?
The typical HMO premium in Hernando is $0.21, and 22 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 4
- Average Monthly Premium
- $0.00/mo
- Total HMO-POS Enrollment
- 1,576
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $4,625
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC FL-0013 (HMO-POS) — 1,127 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-32 | $0 | $6,700 | $600 | H1045-057-0 | |
| AARP Medicare Advantage from UHC FL-0006 | $0 | $3,800 | $270 | H1045-028-0 | |
| AARP Medicare Advantage from UHC FL-0013 | $0 | $3,500 | $270 | H1045-043-0 | |
| Health First Premier Access H1099-025 | $0 | $4,500 | $200 | H1099-025-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Hernando cost $0.00 per month on average.
- Which HMO-POS plan is most popular in Hernando?
- The most popular HMO-POS plan in Hernando is AARP Medicare Advantage from UHC FL-0013 (HMO-POS), with 1,127 enrollees.
- How many HMO-POS plans in Hernando do not include drug coverage?
- There are 0 HMO-POS plans in Hernando without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Hernando County, FL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 8% |
| 4 Stars (includes 5 Stars) | 37 | 73% |
| 3 Stars | 14 | 27% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 4.16 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.