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2027 Medicare Advantage Plans in Saint Johns County, FL

Last update: .

For 2027, Saint Johns County, FL includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 18,821, with 33 $0 premium options and 82% rated 4 stars or higher.

At a Glance

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Saint Johns County, FL are summarized separately. Visit Medicare Options in Saint Johns County, FL to see more options. For a broader perspective, explore Florida Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
19
Average Monthly Premium
$24.31/mo
Total PPO Enrollment
10,544
$0 Premium PPO Plans
14
Average MOOP
$7,408
Top PPO by Enrollment
AARP Medicare Advantage from UHC FL-0021 (PPO) — 4,023 enrollees
PPO Plans Without Drug Coverage
7

2027 PPO Medicare Advantage plans in Saint Johns County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0021
☆☆☆☆☆
 $0 $7,150 $685 H2406-013-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
 $0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-306-0
Aetna Medicare Premier
☆☆☆☆☆
 $100 $7,150 $700 H5521-706-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-705-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $7,150 $700 H5521-434-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
 $0 $6,750 $700 H5521-269-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
 $161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
 $39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $6,750 N/A H5434-041-0
BlueMedicare Value
☆☆☆☆☆
 $0 $7,900 $700 H5434-031-0
What is the average monthly premium for PPO plans in Saint Johns?
PPO plans in Saint Johns cost $24.31 per month on average.
Which PPO plan has the highest enrollment in Saint Johns?
The most popular PPO plan in Saint Johns is AARP Medicare Advantage from UHC FL-0021 (PPO), with 4,023 enrollees.
How many PPO plans in Saint Johns do not include prescription drug coverage?
7 PPO plans in Saint Johns do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
14
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
4,307
$0 Premium HMO Plans
14
Average MOOP
$4,993
Top HMO by Enrollment
Humana Gold Plus H1036-068 (HMO) — 1,650 enrollees
HMO Plans Without Drug Coverage
2

2027 HMO Medicare Advantage plans in Saint Johns County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
DEVOTED CORE 029 FL
☆☆☆☆☆
 $0 $4,950 $650 H1290-029-0
DEVOTED CORE 059 FL
☆☆☆☆☆
 $0 $4,800 $650 H1290-059-0
DEVOTED GIVEBACK 031 FL
☆☆☆☆☆
 $0 $7,750 $650 H1290-031-0
DEVOTED GIVEBACK EXTRAS 107 FL
☆☆☆☆☆
 $0 $5,800 $700 H1290-107-0
Humana Gold Plus Giveback H1036-270
☆☆☆☆☆
 $0 $3,900 $0 H1036-270-0
Humana Gold Plus H1036-068
☆☆☆☆☆
 $0 $3,300 $700 H1036-068-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H1036-290-0
Aetna Medicare Select
☆☆☆☆☆
 $0 $3,900 $200 H1609-021-0
CarePlus Health Plans, Inc. CareAccess
☆☆☆☆☆
 $0 $4,000 $700 H1019-144-0
CareFree Platinum Giveback
☆☆☆☆☆
 $0 $3,750 $700 H1019-094-0
CareOne Plus
☆☆☆☆☆
 $0 $3,000 $700 H1019-113-0
CarePlus Health Plans, Inc. CareSalute
☆☆☆☆☆
 $0 $4,150 N/A H1019-132-0
BlueMedicare Classic
☆☆☆☆☆
 $0 $6,750 $700 H1035-019-0
FHCP Medicare Classic
☆☆☆☆☆
 $0 $7,150 $700 H1035-040-0
What is the total number of HMO plans offered in Saint Johns?

There are 14 HMO plans in 2027, covering 4,307 enrollees.

How much do HMO plans cost in Saint Johns?

The average HMO premium in Saint Johns is $0.00 per month, with 14 plans offering $0 premiums.

What is the top HMO by enrollment in Saint Johns?

Humana Gold Plus H1036-068 (HMO) is the top HMO in Saint Johns, with 1,650 enrollees.

What is the number of HMO plans without Part D coverage in Saint Johns?

2 HMO plans in Saint Johns do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
3,970
$0 Premium HMO-POS Plans
5
Average MOOP
$5,580
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 3,563 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Saint Johns County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage CareFlex from UHC FL-37
☆☆☆☆☆
 $0 $7,150 $685 H1045-067-0
AARP Medicare Advantage from UHC FL-0005
☆☆☆☆☆
 $0 $3,900 $405 H1045-026-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
 $0 $7,150 $685 H1045-071-0
Wellcare Giveback
☆☆☆☆☆
 $0 $7,200 $700 H1032-204-0
Wellcare Simple
☆☆☆☆☆
 $0 $2,500 $700 H1032-205-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Saint Johns cost $0.00 per month on average.

Which HMO-POS plan is most popular in Saint Johns?

The most popular HMO-POS plan in Saint Johns is AARP Medicare Advantage from UHC FL-0005 (HMO-POS), with 3,563 enrollees.

How many HMO-POS plans in Saint Johns do not include drug coverage?

There are 0 HMO-POS plans in Saint Johns without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Saint Johns County, FL (2027) are summarized below.

Medicare Advantage Plan Ratings in Saint Johns County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 31 82%
3 Stars 7 18%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Saint Johns County, Florida, including communities such as Elkton, Saint Augustine, Ponte Vedra, Ponte Vedra Beach, Hastings, Saint Johns, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .