2026 Medicare Advantage Plans in Palm Beach County, FL
Last update: . Enrollment data updated: May 2, 2026
In Palm Beach County, FL, there are 55 Medicare Advantage plans available for 2026. Of these, 47 offer a $0 monthly premium, and about 71% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Palm Beach County, FL. Or explore all Medicare Options available in Palm Beach County, FL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 24
- Average Monthly Premium $23.07/mo
- Total PPO Enrollment 64,049
- $0 Premium PPO Plans 18
- Average MOOP $6,735
- Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0026 (PPO) — 15,733 enrollees
- PPO Plans Without Drug Coverage 8
What is the total number of PPO plans offered in Palm Beach?
There are 24 PPO plans in 2026, covering 64,049 beneficiaries.
How much do PPO plans cost in Palm Beach?
The average PPO premium in Palm Beach is $23.07 per month, with 18 plans offering $0 premiums.
What is the most popular PPO plan in Palm Beach?
AARP Medicare Advantage from UHC FL-0026 (PPO) is the top PPO in Palm Beach, with 15,733 enrollees.
What is the number of PPO plans without Part D coverage in Palm Beach?
There are 8 PPO plans in Palm Beach without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 27
- Average Monthly Premium
- $0.36/mo
- Total HMO Enrollment
- 45,760
- $0 Premium HMO Plans
- 25
- Average MOOP
- $3,906
- Top HMO by Enrollment
- Humana Gold Plus H1036-062C (HMO) — 23,964 enrollees
- HMO Plans Without Drug Coverage
- 4
What is the average monthly premium for HMO plans?
HMO plans in Palm Beach cost $0.36 per month on average.
Which HMO plan is most popular in Palm Beach?
The most popular HMO plan in Palm Beach is Humana Gold Plus H1036-062C (HMO), with 23,964 enrollees.
How many HMO plans in Palm Beach do not include drug coverage?
There are 4 HMO plans in Palm Beach without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0015 | $0 | $3,400 | $440 | H1045-055-0 | |
| Aetna Medicare Select Extra | $0 | $6,750 | $615 | H1609-028-0 | |
| CareFree Platinum Giveback | $0 | $3,400 | $0 | H1019-135-0 | |
| CareOne Plus | $0 | $2,000 | $0 | H1019-001-0 |
What is the leading HMO-POS plan in Palm Beach?
AARP Medicare Advantage from UHC FL-0015 (HMO-POS) is the top HMO-POS in Palm Beach, with 4,005 enrollees.
What is the number of HMO-POS plans without Part D coverage in Palm Beach?
0 HMO-POS plans in Palm Beach do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Palm Beach County, FL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 8% |
| 4 Stars (includes 5 Stars) | 37 | 71% |
| 3 Stars | 15 | 29% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 5% |
| Average Rating | 4.19 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.