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2027 Medicare Advantage Plans in Palm Beach County, FL

Last update: .

Palm Beach County, FL has 49 Medicare Advantage plans available in 2027. These include 43 plans with no monthly premium, and roughly 84% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Palm Beach County, FL. Or explore all Medicare Options available in Palm Beach County, FL.

At a Glance

Average Monthly Premium: $14.43/mo
$0 Premium Plans: 43
Average MOOP: $5,114 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 84% · 3 Stars: 16% · Below 3: 0%
Average Part D Deductible: $464.74
Total MA/MAPD Enrollment: 107,585
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H1036-062C (HMO) — 23,399 enrollees
2. AARP Medicare Advantage from UHC FL-0026 (PPO) — 15,474 enrollees
3. HumanaChoice Giveback H5216-311 (PPO) — 15,089 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 21
  • Average Monthly Premium $26.10/mo
  • Total PPO Enrollment 54,073
  • $0 Premium PPO Plans 16
  • Average MOOP $6,979
  • Top PPO by Enrollment AARP Medicare Advantage from UHC FL-0026 (PPO) — 15,474 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2027 PPO Medicare Advantage Plans available in Palm Beach County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H7617-108-0
HumanaChoice Florida H7617-107
☆☆☆☆☆
 $0 $3,900 $700 H7617-107-0
HumanaChoice Giveback H7617-110
☆☆☆☆☆
 $0 $7,150 $700 H7617-110-0
HumanaChoice Giveback H7617-145
☆☆☆☆☆
 $0 $7,150 $700 H7617-145-0
AARP Medicare Advantage from UHC FL-0026
☆☆☆☆☆
 $0 $7,150 $685 H2406-018-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
 $0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-306-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-033-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,900 N/A H5216-256-0
HumanaChoice Florida H5216-068
☆☆☆☆☆
 $0 $3,900 $700 H5216-068-0
HumanaChoice Giveback H5216-311
☆☆☆☆☆
 $0 $7,150 $700 H5216-311-0
HumanaChoice R5826-005
☆☆☆☆☆
 $161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-008
☆☆☆☆☆
 $52 $4,150 $700 H7284-008-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $6,750 N/A H5434-044-0
BlueMedicare Patriot Plus
☆☆☆☆☆
 $0 $6,750 N/A H5434-048-0
BlueMedicare Select
☆☆☆☆☆
 $173 $7,500 $700 H5434-002-0
BlueMedicare Value
☆☆☆☆☆
 $0 $9,250 $700 H5434-026-0
What is the most popular PPO plan in Palm Beach?

AARP Medicare Advantage from UHC FL-0026 (PPO) is the top PPO in Palm Beach, with 15,474 enrollees.

What is the number of PPO plans without Part D coverage in Palm Beach?

There are 8 PPO plans in Palm Beach without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
22
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
43,677
$0 Premium HMO Plans
22
Average MOOP
$3,851
Top HMO by Enrollment
Humana Gold Plus H1036-062C (HMO) — 23,399 enrollees
HMO Plans Without Drug Coverage
3

Comparison table of 2027 HMO Medicare Advantage Plans available in Palm Beach County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 003 FL
☆☆☆☆☆
 $0 $3,950 $650 H1290-003-0
DEVOTED CORE 037 FL
☆☆☆☆☆
 $0 $3,900 $650 H1290-037-3
DEVOTED CORE 064 FL
☆☆☆☆☆
 $0 $3,900 $650 H1290-064-0
DEVOTED GIVEBACK 015 FL
☆☆☆☆☆
 $0 $7,150 $650 H1290-015-0
DEVOTED GIVEBACK EXTRAS 114 FL
☆☆☆☆☆
 $0 $5,150 $700 H1290-114-0
HealthSun HealthAdvantage Plan
☆☆☆☆☆
 $0 $3,450 $0 H5431-013-0
HealthSun HealthAdvantage Plus
☆☆☆☆☆
 $0 $3,450 $0 H5431-020-0
Humana Gold Plus Giveback H1036-305
☆☆☆☆☆
 $0 $3,850 $0 H1036-305-0
Humana Gold Plus H1036-062C
☆☆☆☆☆
 $0 $1,625 $0 H1036-062-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $3,400 N/A H1036-279-0
Prominence Extra Help
☆☆☆☆☆
 $0 $2,500 $700 H7239-003-0
Prominence Giveback
☆☆☆☆☆
 $0 $7,500 $0 H7239-004-0
Prominence Plus
☆☆☆☆☆
 $0 $2,000 $0 H7239-001-0
Solis Healthy Living Plan
☆☆☆☆☆
 $0 $2,900 $0 H0982-008-0
Aetna Medicare Select
☆☆☆☆☆
 $0 $3,400 $0 H1609-020-0
CarePlus Health Plans CareAccess
☆☆☆☆☆
 $0 $2,250 $0 H1019-148-0
CareFree Giveback
☆☆☆☆☆
 $0 $5,000 $700 H1019-065-0
CarePlus Health Plans CareSalute
☆☆☆☆☆
 $0 $4,150 N/A H1019-132-0
Freedom Medicare Plan Rx
☆☆☆☆☆
 $0 $4,450 $0 H5427-060-0
Freedom Savings Plan
☆☆☆☆☆
 $0 $4,450 N/A H5427-052-0
UHC Preferred Medicare Advantage FL-002P
☆☆☆☆☆
 $0 $3,400 $405 H1045-037-0
BlueMedicare Premier
☆☆☆☆☆
 $0 $2,900 $350 H1035-022-0

What is the typical premium for HMO plans in Palm Beach?

HMO plans in Palm Beach cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Palm Beach?

The most popular HMO plan in Palm Beach is Humana Gold Plus H1036-062C (HMO), with 23,399 enrollees.

How many HMO options are offered without prescription drug coverage in Palm Beach?

There are 3 HMO plans in Palm Beach without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $26.50/mo
  • Total HMO-POS Enrollment 9,835
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $3,217
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC FL-0015 (HMO-POS) — 3,992 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Palm Beach County, Florida
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Prominence Meridian
☆☆☆☆☆
 $159 $3,000 $350 H7239-006-0
AARP Medicare Advantage from UHC FL-0015
☆☆☆☆☆
 $0 $4,450 $685 H1045-055-0
CareFree Platinum Giveback
☆☆☆☆☆
 $0 $3,400 $700 H1019-135-0
CareOne Plus
☆☆☆☆☆
 $0 $750 $0 H1019-001-0
Wellcare Giveback
☆☆☆☆☆
 $0 $5,000 $700 H1032-195-0
Wellcare Simple
☆☆☆☆☆
 $0 $2,700 $700 H1032-196-0
What is the total number of HMO-POS plans in Palm Beach?

In 2027, Palm Beach has 6 HMO-POS plans with 9,835 enrollees.

How much do HMO-POS plans cost in Palm Beach?

The typical HMO-POS premium in Palm Beach is $26.50, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Palm Beach County, FL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Palm Beach County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 41 84%
3 Stars 8 16%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.07

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .