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2027 Medicare Advantage Plans in Flagler County, FL

Last update: .

For 2027, Flagler County, FL includes 42 Medicare Advantage plans. Enrollment across these plans totals approximately 15,300, with 36 $0 premium options and 79% rated 4 stars or higher.

At a Glance

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Flagler County, FL are summarized separately. Visit Medicare Options in Flagler County, FL to see more options. For a broader perspective, explore Florida Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$23.10/mo
Total PPO Enrollment
5,170
$0 Premium PPO Plans
15
Average MOOP
$7,375
Top PPO by Enrollment
AARP Medicare Advantage from UHC FL-0021 (PPO) — 2,145 enrollees
PPO Plans Without Drug Coverage
8

2027 PPO Medicare Advantage plans in Flagler County, Florida (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $7,150 $700 H7617-126-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0021
☆☆☆☆☆
 $0 $7,150 $685 H2406-013-0
AARP Medicare Advantage Patriot No Rx FL-MA2
☆☆☆☆☆
 $0 $8,900 N/A H2406-130-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-306-0
Aetna Medicare Premier
☆☆☆☆☆
 $100 $7,150 $700 H5521-706-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $700 H5521-705-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $7,150 $700 H5521-434-0
Aetna Medicare Signature Legacy
☆☆☆☆☆
 $0 $6,750 $700 H5521-269-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
 $161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
 $0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
 $35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
 $127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
 $0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
 $39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
 $0 $6,750 N/A H5434-044-0
BlueMedicare Patriot Plus
☆☆☆☆☆
 $0 $6,750 N/A H5434-048-0
BlueMedicare Value
☆☆☆☆☆
 $0 $7,900 $700 H5434-031-0

What is the average monthly premium for PPO plans in Flagler?

PPO plans in Flagler cost $23.10 per month on average.

Which PPO plan has the highest enrollment in Flagler?

The most popular PPO plan in Flagler is AARP Medicare Advantage from UHC FL-0021 (PPO), with 2,145 enrollees.

How many PPO plans in Flagler do not include prescription drug coverage?

8 PPO plans in Flagler do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 17
  • Average Monthly Premium $4.82/mo
  • Total HMO Enrollment 8,236
  • $0 Premium HMO Plans 16
  • Average MOOP $4,903
  • Top HMO by Enrollment Humana Gold Plus Giveback H1036-157 (HMO) — 2,519 enrollees
  • HMO Plans Without Drug Coverage 2

2027 HMO Medicare Advantage plans in Flagler County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
DEVOTED CORE 050 FL
☆☆☆☆☆
 $0 $4,950 $650 H1290-050-0
DEVOTED CORE 057 FL
☆☆☆☆☆
 $0 $4,700 $650 H1290-057-0
DEVOTED GIVEBACK 049 FL
☆☆☆☆☆
 $0 $7,150 $650 H1290-049-0
DEVOTED GIVEBACK EXTRAS 105 FL
☆☆☆☆☆
 $0 $5,550 $700 H1290-105-0
Humana Gold Plus Giveback H1036-157
☆☆☆☆☆
 $0 $3,700 $700 H1036-157-0
Humana Gold Plus H1036-044
☆☆☆☆☆
 $0 $2,700 $700 H1036-044-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H1036-290-0
Aetna Medicare Select
☆☆☆☆☆
 $0 $3,900 $200 H1609-059-0
CarePlus Health Plans, Inc. CareAccess
☆☆☆☆☆
 $0 $4,000 $700 H1019-144-0
CareFree Platinum Giveback
☆☆☆☆☆
 $0 $3,750 $700 H1019-094-0
CareOne Plus
☆☆☆☆☆
 $0 $3,000 $700 H1019-113-0
CarePlus Health Plans, Inc. CareSalute
☆☆☆☆☆
 $0 $4,150 N/A H1019-132-0
Health First Emerald Plus H1099-028
☆☆☆☆☆
 $0 $4,200 $700 H1099-028-0
Health First SunSaver H1099-016
☆☆☆☆☆
 $0 $3,900 $700 H1099-016-0
FHCP Medicare Classic
☆☆☆☆☆
 $0 $7,150 $700 H1035-040-0
FHCP Medicare Rx Plus
☆☆☆☆☆
 $82 $6,750 $700 H1035-002-0
HealthSpring Preferred
☆☆☆☆☆
 $0 $7,100 $400 H5410-059-0
What is the top HMO by enrollment in Flagler?

Humana Gold Plus Giveback H1036-157 (HMO) is the top HMO in Flagler, with 2,519 enrollees.

What is the number of HMO plans without Part D coverage in Flagler?

2 HMO plans in Flagler do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,894
$0 Premium HMO-POS Plans
5
Average MOOP
$5,580
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0005 (HMO-POS) — 1,640 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Flagler County, Florida (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC FL-37
☆☆☆☆☆
 $0 $7,150 $685 H1045-067-0
AARP Medicare Advantage from UHC FL-0005
☆☆☆☆☆
 $0 $3,900 $405 H1045-026-0
AARP Medicare Advantage Giveback from UHC FL-40
☆☆☆☆☆
 $0 $7,150 $685 H1045-071-0
Wellcare Giveback
☆☆☆☆☆
 $0 $7,200 $700 H1032-204-0
Wellcare Simple
☆☆☆☆☆
 $0 $2,500 $700 H1032-205-0

What is the typical premium for HMO-POS plans in Flagler?

HMO-POS plans in Flagler cost $0.00 per month on average.

Which HMO-POS plan has the most members in Flagler?

The most popular HMO-POS plan in Flagler is AARP Medicare Advantage from UHC FL-0005 (HMO-POS), with 1,640 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Flagler?

There are 0 HMO-POS plans in Flagler without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Flagler County, FL (2027) are summarized below.

Medicare Advantage Plan Ratings in Flagler County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 33 79%
3 Stars 9 21%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.95

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Flagler County, Florida, including communities such as Bunnell, Flagler Beach, Palm Coast, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .