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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Union County

2026 Medicare Advantage Plans in Union County, FL

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

For 2026, Union County, FL includes 14 Medicare Advantage plans. Enrollment across these plans totals approximately 874, with 10 $0 premium options and 21% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Union County, FL are summarized separately. Visit Medicare Options in Union County, FL to see more options.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $24.66/mo
  • $0 Premium Plans: 10
  • Average MOOP: $6,961 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 21% · 3 Stars: 79% · Below 3: 0%
  • Average Part D Deductible: $566.25
  • Total MA/MAPD Enrollment: 874
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana Full Access Giveback H5216-393 (PPO) — 371 enrollees
    2. AARP Medicare Advantage from UHC FL-0009 (HMO-POS) — 228 enrollees
    3. Humana Full Access Giveback H7617-111 (PPO) — 127 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$26.55/mo
Total PPO Enrollment
646
$0 Premium PPO Plans
9
Average MOOP
$7,196
Top PPO by Enrollment
Humana Full Access Giveback H5216-393 (PPO) — 371 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Union County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Full Access Giveback H7617-111
☆☆☆☆☆
$0 $6,750 $600 H7617-111-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$62 $9,250 $600 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-046-0
BlueMedicare Select
☆☆☆☆☆
$58 $6,750 $615 H5434-045-0
Humana Full Access Giveback H5216-393
☆☆☆☆☆
$0 $6,750 $600 H5216-393-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-467-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice H5216-070
☆☆☆☆☆
$0 $6,750 $615 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
$184 $6,700 $615 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$41 $7,550 $615 R5826-074-0
What is the average monthly premium for PPO plans in Union?
PPO plans in Union cost $26.55 per month on average.
Which PPO plan has the highest enrollment in Union?
The most popular PPO plan in Union is Humana Full Access Giveback H5216-393 (PPO), with 371 enrollees.
How many PPO plans in Union do not include prescription drug coverage?
6 PPO plans in Union do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
228
$0 Premium HMO-POS Plans
1
Average MOOP
$3,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0009 (HMO-POS) — 228 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Union County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC FL-0009
☆☆☆☆☆
$0 $3,900 $270 H1045-033-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Union cost $0.00 per month on average.

Which HMO-POS plan is most popular in Union?

The most popular HMO-POS plan in Union is AARP Medicare Advantage from UHC FL-0009 (HMO-POS), with 228 enrollees.

How many HMO-POS plans in Union do not include drug coverage?

There are 0 HMO-POS plans in Union without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Union County, FL (2026) are summarized below.

Medicare Advantage Plan Ratings in Union County, FL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 21%
3 Stars 11 79%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.71

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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