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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Miami-Dade County

2027 Medicare Advantage Plans in Miami-Dade County, FL

Last update: October 5, 2026.

For 2027, Miami-Dade County, FL includes 41 Medicare Advantage plans. Enrollment across these plans totals approximately 147,477, with 36 $0 premium options and 85% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $13.37/mo
  • $0 Premium Plans: 36
  • Average MOOP: $4,555 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 85% · 3 Stars: 15% · Below 3: 0%
  • Average Part D Deductible: $381.03
  • Total MA/MAPD Enrollment: 147,477
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. UHC MedicareMax Medicare Advantage FL-0028 (HMO) — 35,602 enrollees
    2. Humana Gold Plus H1036-054C (HMO) — 33,098 enrollees
    3. UHC Preferred Medicare Advantage FL-0001 (HMO) — 19,115 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Miami-Dade County, FL are summarized separately. Visit Medicare Options in Miami-Dade County, FL to see more options. For a broader perspective, explore Florida Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$36.53/mo
Total PPO Enrollment
9,366
$0 Premium PPO Plans
10
Average MOOP
$6,680
Top PPO by Enrollment
HumanaChoice Giveback H5216-311 (PPO) — 3,356 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Miami-Dade County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
HumanaChoice Florida H7617-107
☆☆☆☆☆
$0 $3,900 $700 H7617-107-0
HumanaChoice Giveback H7617-110
☆☆☆☆☆
$0 $7,150 $700 H7617-110-0
HumanaChoice Giveback H7617-145
☆☆☆☆☆
$0 $7,150 $700 H7617-145-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H5216-256-0
HumanaChoice Florida H5216-068
☆☆☆☆☆
$0 $3,900 $700 H5216-068-0
HumanaChoice Giveback H5216-311
☆☆☆☆☆
$0 $7,150 $700 H5216-311-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
HumanaChoice Florida H7284-008
☆☆☆☆☆
$52 $4,150 $700 H7284-008-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-044-0
BlueMedicare Select
☆☆☆☆☆
$173 $7,500 $700 H5434-002-0
What is the average monthly premium for PPO plans in Miami-Dade?
PPO plans in Miami-Dade cost $36.53 per month on average.
Which PPO plan has the highest enrollment in Miami-Dade?
The most popular PPO plan in Miami-Dade is HumanaChoice Giveback H5216-311 (PPO), with 3,356 enrollees.
How many PPO plans in Miami-Dade do not include prescription drug coverage?
5 PPO plans in Miami-Dade do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
24
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
137,919
$0 Premium HMO Plans
24
Average MOOP
$3,286
Top HMO by Enrollment
UHC MedicareMax Medicare Advantage FL-0028 (HMO) — 35,602 enrollees
HMO Plans Without Drug Coverage
2

2027 HMO Medicare Advantage plans in Miami-Dade County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Leon MediExtra
☆☆☆☆☆
$0 $1,000 $0 H4286-001-0
Leon MediMore
☆☆☆☆☆
$0 $3,450 $0 H4286-003-0
DEVOTED CORE 001 FL
☆☆☆☆☆
$0 $3,900 $600 H1290-001-0
DEVOTED CORE 037 FL
☆☆☆☆☆
$0 $3,900 $650 H1290-037-1
DEVOTED CORE 062 FL
☆☆☆☆☆
$0 $3,400 $465 H1290-062-0
DEVOTED GIVEBACK 013 FL
☆☆☆☆☆
$0 $7,150 $650 H1290-013-0
DEVOTED GIVEBACK EXTRAS 110 FL
☆☆☆☆☆
$0 $5,150 $700 H1290-110-0
Doctors HealthCare Plans, Inc. DrMax-Dade
☆☆☆☆☆
$0 $3,000 $0 H4140-022-0
Doctors HealthCare Plans, Inc. DrSelect-SFL
☆☆☆☆☆
$0 $3,000 $0 H4140-023-0
HealthSun HealthAdvantage Plan
☆☆☆☆☆
$0 $1,500 $0 H5431-001-0
HealthSun HealthAdvantage Plus
☆☆☆☆☆
$0 $3,450 $0 H5431-017-0
HealthSun MediMax
☆☆☆☆☆
$0 $3,450 $105 H5431-006-0
Humana Gold Plus Giveback H1036-305
☆☆☆☆☆
$0 $3,850 $0 H1036-305-0
Humana Gold Plus H1036-054C
☆☆☆☆☆
$0 $500 $0 H1036-054-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H1036-279-0
Solis Healthy Living Plan
☆☆☆☆☆
$0 $2,500 $0 H0982-022-0
UHC MedicareMax Medicare Advantage FL-0028
☆☆☆☆☆
$0 $3,900 $0 H5420-001-0
Aetna Medicare Select Care
☆☆☆☆☆
$0 $2,900 $0 H1609-093-0
CarePlus Health Plans, Inc. CareAccess
☆☆☆☆☆
$0 $2,250 $0 H1019-148-0
CareFree Platinum Giveback
☆☆☆☆☆
$0 $3,000 $700 H1019-136-0
CareOne Plus
☆☆☆☆☆
$0 $500 $0 H1019-006-0
CarePlus Health Plans, Inc. CareSalute
☆☆☆☆☆
$0 $4,150 N/A H1019-132-0
UHC Preferred Medicare Advantage FL-0001
☆☆☆☆☆
$0 $2,900 $0 H1045-001-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,675 $700 H1035-017-0
What is the total number of HMO plans offered in Miami-Dade?

There are 24 HMO plans in 2027, covering 137,919 enrollees.

How much do HMO plans cost in Miami-Dade?

The average HMO premium in Miami-Dade is $0.00 per month, with 24 plans offering $0 premiums.

What is the top HMO by enrollment in Miami-Dade?

UHC MedicareMax Medicare Advantage FL-0028 (HMO) is the top HMO in Miami-Dade, with 35,602 enrollees.

What is the number of HMO plans without Part D coverage in Miami-Dade?

2 HMO plans in Miami-Dade do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
192
$0 Premium HMO-POS Plans
2
Average MOOP
$3,850
Top HMO-POS by Enrollment
Wellcare Giveback (HMO-POS) — 192 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Miami-Dade County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Wellcare Giveback
☆☆☆☆☆
$0 $5,000 $700 H1032-195-0
Wellcare Simple
☆☆☆☆☆
$0 $2,700 $700 H1032-196-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Miami-Dade cost $0.00 per month on average.

Which HMO-POS plan is most popular in Miami-Dade?

The most popular HMO-POS plan in Miami-Dade is Wellcare Giveback (HMO-POS), with 192 enrollees.

How many HMO-POS plans in Miami-Dade do not include drug coverage?

There are 0 HMO-POS plans in Miami-Dade without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Miami-Dade County, FL (2027) are summarized below.

Medicare Advantage Plan Ratings in Miami-Dade County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 2 5%
4 Stars (includes 5 Stars) 35 85%
3 Stars 6 15%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.18

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Miami-Dade County, Florida, including communities such as Hialeah, Homestead, Opa Locka, Miami Gardens, Miami, Miami Beach, Key Biscayne, North Miami Beach, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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