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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Miami-Dade County

2026 Medicare Advantage Plans in Miami-Dade County, FL

Last update: September 1, 2026.

In Miami-Dade County, FL, there are 46 Medicare Advantage plans available for 2026. Of these, 40 offer a $0 monthly premium, and about 70% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Miami-Dade County, FL. Or explore all Medicare Options available in Miami-Dade County, FL.

  • PPO Plans
  • HMO Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.53/mo
Plans with $0 Premium
40
Average MOOP Limit
$4,392 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible
$269.86
Total MA/MAPD Enrollment
165,918
Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC MedicareMax Medicare Advantage FL-0028 (HMO) — 35,729 enrollees
2. Humana Gold Plus H1036-054C (HMO) — 33,116 enrollees
3. UHC Preferred Medicare Advantage FL-0001 (HMO) — 19,180 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$31.98/mo
Total PPO Enrollment
9,411
$0 Premium PPO Plans
10
Average MOOP
$6,503
Top PPO by Enrollment
Humana Full Access Giveback H5216-311 (PPO) — 3,394 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Miami-Dade County, Florida, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access Giveback H7617-110
☆☆☆☆☆
$0 $6,700 $600 H7617-110-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H7617-108-0
HumanaChoice Florida H7617-107
☆☆☆☆☆
$0 $3,900 $615 H7617-107-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$62 $9,250 $600 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-044-0
BlueMedicare Select
☆☆☆☆☆
$154 $6,750 $615 H5434-002-0
Humana Full Access Giveback H5216-311
☆☆☆☆☆
$0 $6,700 $600 H5216-311-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H5216-256-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H5216-467-0
HumanaChoice Florida H5216-068
☆☆☆☆☆
$0 $3,900 $615 H5216-068-0
HumanaChoice Florida H7284-008
☆☆☆☆☆
$39 $4,150 $615 H7284-008-0
HumanaChoice R5826-005
☆☆☆☆☆
$184 $6,700 $615 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$41 $7,550 $615 R5826-074-0
What is the total number of PPO plans offered in Miami-Dade?

Miami-Dade County has 15 PPO plans for 2026, with 9,411 enrolled.

How much do PPO plans cost in Miami-Dade?

The typical PPO premium in Miami-Dade is $31.98, and 10 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
31
Average Monthly Premium
$0.15/mo
Total HMO Enrollment
156,507
$0 Premium HMO Plans
30
Average MOOP
$3,371
Top HMO by Enrollment
UHC MedicareMax Medicare Advantage FL-0028 (HMO) — 35,729 enrollees
HMO Plans Without Drug Coverage
3

HMO Medicare Advantage plan comparison – Miami-Dade County, Florida, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 FL
☆☆☆☆☆
$0 $3,900 $615 H1290-001-0
DEVOTED CORE 062 FL
☆☆☆☆☆
$0 $3,900 $0 H1290-062-0
DEVOTED GIVEBACK 013 FL
☆☆☆☆☆
$0 $6,750 $605 H1290-013-0
DEVOTED PREMIUM 037 FL
☆☆☆☆☆
$5 $3,900 $615 H1290-037-1
Leon MediExtra
☆☆☆☆☆
$0 $1,000 $0 H4286-001-0
Leon MediMore
☆☆☆☆☆
$0 $3,450 $0 H4286-003-0
Aetna Medicare Select
☆☆☆☆☆
$0 $2,900 $200 H1609-093-0
CarePlus Health Plans, Inc. CareAccess
☆☆☆☆☆
$0 $2,250 $0 H1019-148-0
CareFree Platinum Giveback
☆☆☆☆☆
$0 $3,000 $0 H1019-136-0
CareOne Plus
☆☆☆☆☆
$0 $500 $0 H1019-006-0
CarePlus Health Plans, Inc. CareSalute
☆☆☆☆☆
$0 $3,900 N/A H1019-132-0
HealthSun HealthAdvantage Plan
☆☆☆☆☆
$0 $1,500 $0 H5431-001-0
HealthSun HealthAdvantage Plus
☆☆☆☆☆
$0 $3,450 $0 H5431-017-0
HealthSun MediMax
☆☆☆☆☆
$0 $3,450 $0 H5431-006-0
Humana Gold Plus Giveback H1036-305
☆☆☆☆☆
$0 $3,850 $0 H1036-305-0
Humana Gold Plus H1036-054C
☆☆☆☆☆
$0 $500 $0 H1036-054-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $3,400 N/A H1036-279-0
Simply Extra Platinum
☆☆☆☆☆
$0 $2,450 $0 H5471-113-0
Simply More
☆☆☆☆☆
$0 $3,850 $0 H5471-065-0
Simply More Platinum
☆☆☆☆☆
$0 $3,400 $0 H5471-114-0
UHC MedicareMax Medicare Advantage FL-0028
☆☆☆☆☆
$0 $3,900 $0 H5420-001-0
UHC Preferred Medicare Advantage FL-0001
☆☆☆☆☆
$0 $2,900 $0 H1045-001-0
BlueMedicare Classic
☆☆☆☆☆
$0 $6,750 $615 H1035-017-0
Doctors HealthCare Plans, Inc. DrElite-SFL
☆☆☆☆☆
$0 $3,400 $0 H4140-019-0
Doctors HealthCare Plans, Inc. DrMax
☆☆☆☆☆
$0 $3,000 $0 H4140-001-0
Doctors HealthCare Plans, Inc. DrSelect
☆☆☆☆☆
$0 $3,000 $0 H4140-012-0
Wellcare Giveback
☆☆☆☆☆
$0 $5,000 $615 H1032-195-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,000 N/A H1032-239-0
Wellcare Simple
☆☆☆☆☆
$0 $1,000 $615 H1032-237-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,750 $615 H5410-060-0
Solis Healthy Living Plan
☆☆☆☆☆
$0 $2,500 $0 H0982-022-0
What is the average monthly premium for HMO plans?
HMO plans in Miami-Dade cost $0.15 per month on average.
Which HMO plan is most popular in Miami-Dade?
The most popular HMO plan in Miami-Dade is UHC MedicareMax Medicare Advantage FL-0028 (HMO), with 35,729 enrollees.
How many HMO plans in Miami-Dade do not include drug coverage?
There are 3 HMO plans in Miami-Dade without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Miami-Dade County, FL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Miami-Dade County, FL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars 6 13%
4 Stars (includes 5 Stars) 32 70%
3 Stars 14 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4.18

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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