- Entity
- county:florida-hardee-12049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/hardee/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 25
- PPO Plans
- 16
- HMO Plans
- 7
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 13.81
- Average MOOP
- 5932
- Average Part D Deductible
- 420.31
- $0 Premium Plans
- 21
- Plans Without Part D Coverage
- 9
- Average CMS Star Rating
- 3.96
- $0 Premium Plan Share
- 84
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 56
- 3-Star Plan Share
- 44
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 21.58
- PPO Average MOOP
- 7193.75
- PPO Enrollment
- 862
- PPO $0 Premium Plans
- 12
- PPO Plans Without Part D Coverage
- 7
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 3371.43
- HMO Enrollment
- 312
- HMO $0 Premium Plans
- 7
- HMO Plans Without Part D Coverage
- 2
- HMO-POS Average Monthly Premium
- 0
- HMO-POS Average MOOP
- 4800
- HMO-POS Enrollment
- 388
- HMO-POS $0 Premium Plans
- 2
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:florida-hardee-12049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/florida/hardee/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-florida-hardee-12049-landscape-stats
- Plans Indexed
- 25
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage CareFlex from UHC FL-33
H1045-058-0 -
AARP Medicare Advantage from UHC FL-0012
H1045-042-0 -
Humana Direct Choice Giveback
H7617-112-0 -
Humana Full Access Giveback H7617-111
H7617-111-0 -
Humana Gold Plus Giveback H1036-265
H1036-265-1 -
Humana Gold Plus Giveback H1036-266
H1036-266-0 -
Humana Gold Plus H1036-230
H1036-230-0 -
Humana USAA Honor Giveback
H7617-108-0 -
Humana USAA Honor Giveback
H1036-119-0 -
AARP Medicare Advantage from UHC FL-0027
H2406-019-0 -
AARP Medicare Advantage Patriot No Rx FL-MA2
H2406-130-0 -
Health First SunSaver H1099-016
H1099-016-0 -
Wellcare Patriot Giveback
H1032-239-0 -
Wellcare Simple
H1032-199-0 -
AARP Medicare Advantage from UHC FL-0031
R0759-001-0 -
AARP Medicare Advantage Patriot No Rx FL-MA01
R0759-002-0 -
BlueMedicare Patriot
H5434-046-0 -
BlueMedicare Select
H5434-045-0 -
Humana Direct Choice Giveback
H5216-452-0 -
Humana Full Access Giveback H5216-393
H5216-393-0 -
Humana USAA Honor Giveback
H5216-467-0 -
Humana USAA Honor Giveback
H5216-257-0 -
HumanaChoice R5826-005
R5826-005-0 -
HumanaChoice R5826-018
R5826-018-0 -
HumanaChoice R5826-074
R5826-074-0
-
AARP Medicare Advantage CareFlex from UHC FL-33
- Total Standard Medicare Advantage Enrollment
- 1562
2026 Medicare Advantage Plans in Hardee County, FL
Last update: .
For 2026, Hardee County, FL includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 1,562, with 21 $0 premium options and 56% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Hardee County, FL are summarized separately. Visit Medicare Options in Hardee County, FL to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 16
- Average Monthly Premium
- $21.58/mo
- Total PPO Enrollment
- 862
- $0 Premium PPO Plans
- 12
- Average MOOP
- $7,194
- Top PPO by Enrollment
- Humana Full Access Giveback H5216-393 (PPO) — 350 enrollees
- PPO Plans Without Drug Coverage
- 7
- What is the average monthly premium for PPO plans in Hardee?
- PPO plans in Hardee cost $21.58 per month on average.
- Which PPO plan has the highest enrollment in Hardee?
- The most popular PPO plan in Hardee is Humana Full Access Giveback H5216-393 (PPO), with 350 enrollees.
- How many PPO plans in Hardee do not include prescription drug coverage?
- 7 PPO plans in Hardee do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H1036-265 | $0 | $2,400 | $0 | H1036-265-1 | |
| Humana Gold Plus Giveback H1036-266 | $0 | $3,400 | $0 | H1036-266-0 | |
| Humana Gold Plus H1036-230 | $0 | $2,400 | $615 | H1036-230-0 | |
| Humana USAA Honor Giveback | $0 | $3,900 | N/A | H1036-119-0 | |
| Health First SunSaver H1099-016 | $0 | $3,500 | $0 | H1099-016-0 | |
| Wellcare Patriot Giveback | $0 | $5,000 | N/A | H1032-239-0 | |
| Wellcare Simple | $0 | $3,000 | $615 | H1032-199-0 |
What is the total number of HMO plans offered in Hardee?
There are 7 HMO plans in 2026, covering 312 enrollees.
How much do HMO plans cost in Hardee?
The average HMO premium in Hardee is $0.00 per month, with 7 plans offering $0 premiums.
What is the top HMO by enrollment in Hardee?
Humana Gold Plus Giveback H1036-265 (HMO) is the top HMO in Hardee, with 149 enrollees.
What is the number of HMO plans without Part D coverage in Hardee?
2 HMO plans in Hardee do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO-POS Enrollment
- 388
- $0 Premium HMO-POS Plans
- 2
- Average MOOP
- $4,800
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC FL-0012 (HMO-POS) — 376 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-33 | $0 | $6,700 | $600 | H1045-058-0 | |
| AARP Medicare Advantage from UHC FL-0012 | $0 | $2,900 | $270 | H1045-042-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Hardee cost $0.00 per month on average.
Which HMO-POS plan is most popular in Hardee?
The most popular HMO-POS plan in Hardee is AARP Medicare Advantage from UHC FL-0012 (HMO-POS), with 376 enrollees.
How many HMO-POS plans in Hardee do not include drug coverage?
There are 0 HMO-POS plans in Hardee without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Hardee County, FL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 14 | 56% |
| 3 Stars | 11 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.96 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.