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  1. 🏠
  2. Special Needs Plans
  3. Florida
  4. Hardee County

2026 Medicare Special Needs Plans in Hardee County, FL

Last update: August 24, 2026.

In Hardee County, FL, there are 22 Medicare Special Needs Plans available for 2026. Approximately 1,176 beneficiaries are enrolled, and about 72% are rated 4 stars or higher based on CMS quality ratings.

Special Needs Plans (SNPs) are one coverage option. Other options may include standard Medicare Advantage plans, Medicare prescription drug coverage, and Medicare Supplement insurance. Visit Medicare Options in Hardee County, FL to explore other types of coverage available locally.

  • D-SNP Plans
  • C-SNP Plans

At a Glance

County-level summary of Medicare Special Needs Plan availability and enrollment based on CMS data.

Average Monthly Premium
$1.75/mo
Plans with $0 Premium
14
Average MOOP Limit
$6,111 ($9,250 max.)
Star Ratings (Plan Mix)
4+ Stars: 72% · 3 Stars: 28% · Below 3: 0%
Average Part D Deductible
$429.27
Total SNP Enrollment
1,176
SNP Plans with the Highest Enrollment
(as of September 8, 2026)
1. UHC Dual Complete FL-D006 (D-SNP) — 351 enrollees
2. UHC Dual Complete FL-D003 (D-SNP) — 177 enrollees
3. UHC Dual Complete FL-Y5 (D-SNP) — 148 enrollees

D-SNP Plans (Dual Eligible Special Needs Plans)

Dual Eligible Special Needs Plans (D-SNPs) in Hardee County are Medicare Advantage plans for individuals eligible for both Medicare and Medicaid.

  • Total D-SNP Plans: 14
  • Average Monthly Premium: $2.40/mo
  • Beneficiaries Enrolled: 926
  • $0 Premium Plans: 7
  • Zero Cost Plans: 7
  • Top D-SNP by Enrollment: UHC Dual Complete FL-D006 (D-SNP) — 351 enrollees
  • Plans without Drug Coverage: 0
Comparison table of 2026 D-SNP Medicare Plans available in Hardee County, Florida
Special Needs Plan CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Dual Integrated
☆☆☆☆☆
$0 9250.00 $0 H1036-340-0
Humana Fully Integrated H1036-280
☆☆☆☆☆
$0 3400.00 $20 H1036-280-0
Humana Gold Plus SNP-DE H1036-102
☆☆☆☆☆
$0 1500.00 $0 H1036-102-0
Humana Gold Plus SNP-DE H1036-314
☆☆☆☆☆
$0 3400.00 $0 H1036-314-0
UHC Dual Complete FL-D003
☆☆☆☆☆
$5 9250.00 $615 H1889-002-2
UHC Dual Complete FL-Y4
☆☆☆☆☆
$5 9250.00 $615 H1889-026-0
Wellcare Dual Access Sync
☆☆☆☆☆
$5 9250.00 $615 H1032-241-0
Wellcare Dual Reserve
☆☆☆☆☆
$5 3000.00 $615 H1032-202-0
Wellcare Sunshine Health Dual Align
☆☆☆☆☆
$5 9250.00 $615 H1032-243-0
HumanaChoice Florida SNP-DE H5216-394
☆☆☆☆☆
$5 4900.00 $615 H5216-394-0
UHC Dual Complete FL-D005
☆☆☆☆☆
$5 9250.00 $615 R0759-003-0
UHC Dual Complete FL-D006
☆☆☆☆☆
$0 9250.00 $544 H2509-002-0
UHC Dual Complete FL-Y001
☆☆☆☆☆
$0 9250.00 $615 H2509-001-0
UHC Dual Complete FL-Y5
☆☆☆☆☆
$0 9250.00 $615 H2509-003-0
What is the total number of D-SNP plans in Hardee County?

There are 14 D-SNP plans in 2026, covering 926 enrollees.

How much do D-SNP plans cost in Hardee County?

The average D-SNP premium in Hardee County is $2.40 per month, with 7 plans offering $0 premiums.

What is the most popular D-SNP plan in Hardee County?

UHC Dual Complete FL-D006 (D-SNP) is the top D-SNP in Hardee County, with 351 enrollees.

What is the total number of D-SNP plans in Hardee County?

There are 14 D-SNP plans in 2026, covering 926 enrollees.

C-SNP Plans (Chronic Condition Special Needs Plans)

Chronic Condition Special Needs Plans (C-SNPs) are a category of Medicare Advantage plans offered to beneficiaries with qualifying chronic conditions, as defined by CMS program rules.

  • Total C-SNP Plans 8
  • Average Monthly Premium $0.60/mo
  • Beneficiaries Enrolled 250
  • $0 Premium C-SNPs 7
  • Average MOOP $4,375
  • Most Popular C-SNP Humana Gold Plus - Diabetes and Heart (C-SNP) with 107 enrollees
  • C-SNPs Without Drug Coverage 0
Comparison table of 2026 C-SNP Medicare Plans available in Hardee County, Florida
Health Plan Name CMS Rating* Premium Per Mo Network
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 3300.00 $615 H1036-338-0
Humana Gold Plus - Diabetes and Heart
☆☆☆☆☆
$0 2000.00 $615 H1036-299-0
Humana Gold Plus Lung
☆☆☆☆☆
$0 2000.00 $615 H1036-312-0
UHC Complete Care FL-14
☆☆☆☆☆
$0 3400.00 $270 H1045-048-2
Gold Dialysis & Kidney
☆☆☆☆☆
$0 3100.00 $0 H1526-003-0
Gold Dialysis & Kidney Complete
☆☆☆☆☆
$5 9250.00 $615 H1526-004-0
Gold Heart & Diabetes
☆☆☆☆☆
$0 2700.00 $0 H1526-001-0
Gold Heart & Diabetes Complete
☆☆☆☆☆
$0 9250.00 $615 H1526-002-0

What is the average monthly premium for C-SNP plans in Hardee County?

C-SNP plans in Hardee County cost $0.60 per month.

Which C-SNP plan has the highest enrollment in Hardee County?

The most popular C-SNP plan in Hardee County is Humana Gold Plus - Diabetes and Heart (C-SNP), with 107 enrollees.

How many C-SNP plans are available in Hardee County?

In 2026, Hardee County offers 8 C-SNP plans with 250 enrollees.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect Medicare Special Needs Plans (SNP) only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 20 August, 2026
  • Medicare.gov, "Your coverage options" — Last accessed 22 August, 2026
  • Medicare.gov, "Joining a plan" — Last accessed 24 August, 2026

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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