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  1. 🏠
  2. Medicare Advantage Plans
  3. Florida
  4. Gadsden County

2027 Medicare Advantage Plans in Gadsden County, FL

Last update: October 5, 2026.

For 2027, Gadsden County, FL includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 3,121, with 11 $0 premium options and 59% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $29.76/mo
  • $0 Premium Plans: 11
  • Average MOOP: $7,068 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 59% · 3 Stars: 41% · Below 3: 0%
  • Average Part D Deductible: $614.17
  • Total MA/MAPD Enrollment: 3,121
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Capital Health Plan Advantage Plus (HMO) — 954 enrollees
    2. AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 902 enrollees
    3. Capital Health Plan Preferred Advantage (HMO) — 491 enrollees

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Gadsden County, FL are summarized separately. Visit Medicare Options in Gadsden County, FL to see more options. For a broader perspective, explore Florida Medicare Advantage plans, including statewide premiums, out-of-pocket costs, CMS ratings, and enrollment comparisons.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$30.16/mo
Total PPO Enrollment
384
$0 Premium PPO Plans
8
Average MOOP
$7,517
Top PPO by Enrollment
Humana Value Choice (PPO) — 148 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Gadsden County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-257-0
Humana Value Choice
☆☆☆☆☆
$0 $7,150 $700 H5216-070-0
HumanaChoice R5826-005
☆☆☆☆☆
$161 $6,700 $700 R5826-005-0
HumanaChoice R5826-018
☆☆☆☆☆
$0 $7,550 N/A R5826-018-0
HumanaChoice R5826-074
☆☆☆☆☆
$35 $7,550 $700 R5826-074-0
AARP Medicare Advantage from UHC FL-0031
☆☆☆☆☆
$127 $9,850 $685 R0759-001-0
AARP Medicare Advantage Patriot No Rx FL-MA01
☆☆☆☆☆
$0 $9,250 N/A R0759-002-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $7,150 $700 H7284-012-0
HumanaChoice Florida H7284-009
☆☆☆☆☆
$39 $6,750 $700 H7284-009-0
BlueMedicare Patriot
☆☆☆☆☆
$0 $6,750 N/A H5434-040-0
BlueMedicare Patriot Plus
☆☆☆☆☆
$0 $6,750 N/A H5434-048-0
BlueMedicare Value
☆☆☆☆☆
$0 $8,750 $700 H5434-025-0
What is the average monthly premium for PPO plans in Gadsden?
PPO plans in Gadsden cost $30.16 per month on average.
Which PPO plan has the highest enrollment in Gadsden?
The most popular PPO plan in Gadsden is Humana Value Choice (PPO), with 148 enrollees.
How many PPO plans in Gadsden do not include prescription drug coverage?
5 PPO plans in Gadsden do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$36.00/mo
Total HMO Enrollment
1,835
$0 Premium HMO Plans
2
Average MOOP
$6,375
Top HMO by Enrollment
Capital Health Plan Advantage Plus (HMO) — 954 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Gadsden County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Capital Health Plan Advantage Plus
☆☆☆☆☆
$39 $6,000 $400 H5938-001-0
Capital Health Plan Giveback Advantage
☆☆☆☆☆
$0 $7,000 $550 H5938-009-0
Capital Health Plan Preferred Advantage
☆☆☆☆☆
$105 $6,000 $300 H5938-006-0
Capital Health Plan Silver Advantage
☆☆☆☆☆
$0 $6,500 $550 H5938-008-0
What is the total number of HMO plans offered in Gadsden?

There are 4 HMO plans in 2027, covering 1,835 enrollees.

How much do HMO plans cost in Gadsden?

The average HMO premium in Gadsden is $36.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Gadsden?

Capital Health Plan Advantage Plus (HMO) is the top HMO in Gadsden, with 954 enrollees.

What is the number of HMO plans without Part D coverage in Gadsden?

0 HMO plans in Gadsden do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
902
$0 Premium HMO-POS Plans
1
Average MOOP
$4,450
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC FL-0011 (HMO-POS) — 902 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Gadsden County, Florida (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC FL-0011
☆☆☆☆☆
$0 $4,450 $685 H1045-041-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Gadsden cost $0.00 per month on average.

Which HMO-POS plan is most popular in Gadsden?

The most popular HMO-POS plan in Gadsden is AARP Medicare Advantage from UHC FL-0011 (HMO-POS), with 902 enrollees.

How many HMO-POS plans in Gadsden do not include drug coverage?

There are 0 HMO-POS plans in Gadsden without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Gadsden County, FL (2027) are summarized below.

Medicare Advantage Plan Ratings in Gadsden County, FL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 59%
3 Stars 7 41%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.82

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Gadsden County, Florida, including communities such as Chattahoochee, Gretna, Havana, Midway, Quincy, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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