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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Clay County

2026 Medicare Advantage Plans in Clay County, GA

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Clay County, GA includes 27 Medicare Advantage plans. Enrollment across these plans totals approximately 146, with 22 $0 premium options and 33% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Clay County, GA are summarized separately. Visit Medicare Options in Clay County, GA to see more options.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $8.10/mo
  • $0 Premium Plans: 22
  • Average MOOP: $8,617 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
  • Average Part D Deductible: $489.12
  • Total MA/MAPD Enrollment: 146
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. HumanaChoice Giveback H5216-345 (PPO) — 29 enrollees
    2. HumanaChoice H5216-207 (PPO) — 28 enrollees
    3. UHC Medicare Advantage GA-2 (PPO) — 24 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
26
Average Monthly Premium
$8.42/mo
Total PPO Enrollment
146
$0 Premium PPO Plans
21
Average MOOP
$8,690
Top PPO by Enrollment
HumanaChoice Giveback H5216-345 (PPO) — 29 enrollees
PPO Plans Without Drug Coverage
10

2026 PPO Medicare Advantage plans in Clay County, Georgia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H2293-031-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-001-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-207
☆☆☆☆☆
$0 $9,250 $350 H5216-207-0
HumanaChoice H5216-284
☆☆☆☆☆
$25 $9,250 $615 H5216-284-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0

What is the average monthly premium for PPO plans in Clay?

PPO plans in Clay cost $8.42 per month on average.

Which PPO plan has the highest enrollment in Clay?

The most popular PPO plan in Clay is HumanaChoice Giveback H5216-345 (PPO), with 29 enrollees.

How many PPO plans in Clay do not include prescription drug coverage?

10 PPO plans in Clay do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
0
$0 Premium HMO-POS Plans
1
Average MOOP
$6,700
Top HMO-POS by Enrollment
— 0 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Clay County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2

What is the typical premium for HMO-POS plans in Clay?

HMO-POS plans in Clay cost $0.00 per month on average.

Which HMO-POS plan has the most members in Clay?

The most popular HMO-POS plan in Clay is , with 0 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Clay?

There are 0 HMO-POS plans in Clay without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clay County, GA (2026) are summarized below.

Medicare Advantage Plan Ratings in Clay County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 33%
3 Stars 18 67%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.72

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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