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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Clay County

2026 Medicare Advantage Plans in Clay County, GA

Last update: September 1, 2026.

In Clay County, GA, there are 27 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clay County, GA. Or explore all Medicare Options available in Clay County, GA.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$8.10/mo
Plans with $0 Premium
22
Average MOOP Limit
$8,617 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
Average Part D Deductible
$489.12
Total MA/MAPD Enrollment
146
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-207 (PPO) — 27 enrollees
2. HumanaChoice Giveback H5216-345 (PPO) — 25 enrollees
3. UHC Medicare Advantage GA-2 (PPO) — 24 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
26
Average Monthly Premium
$8.42/mo
Total PPO Enrollment
146
$0 Premium PPO Plans
21
Average MOOP
$8,690
Top PPO by Enrollment
HumanaChoice H5216-207 (PPO) — 27 enrollees
PPO Plans Without Drug Coverage
10

PPO Medicare Advantage plan comparison – Clay County, Georgia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H2293-031-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-001-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-207
☆☆☆☆☆
$0 $9,250 $350 H5216-207-0
HumanaChoice H5216-284
☆☆☆☆☆
$25 $9,250 $615 H5216-284-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
What is the total number of PPO plans offered in Clay?

Clay County has 26 PPO plans for 2026, with 146 enrolled.

How much do PPO plans cost in Clay?

The typical PPO premium in Clay is $8.42, and 21 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Clay County, Georgia, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
What is the total number of HMO-POS plans in Clay?

There are 1 HMO-POS plans in 2026, covering 0 enrollees.

How much do HMO-POS plans cost in Clay?

The average HMO-POS premium in Clay is $0.00 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Clay?

is the top HMO-POS in Clay, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Clay?

0 HMO-POS plans in Clay do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Clay County, GA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Clay County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 33%
3 Stars 18 67%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.72

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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